DeFiEarns

U interest rates: staking, lending and yield farming

Every liquid DeFi pool that includes U: 8 pools across 7 protocols and 3 chains. Live APY with base/reward split, 30-day average and risk flags. Updated 2 h ago

8.00%
Best single-asset APY
8.00%
Best APY incl. pairs
1.17%
Median APY
$69.4M
Liquidity in U pools
5 / 8
Single-asset / all pools
Best single-asset option right now: 8.00% at Bitway Earn on BNB Chain ($4.0M TVL, 30d avg 8.00%).
All pools Single asset Best APY Lista Lending Venus Core Pool JustLend V1 Bitway Earn
Pool APY 30d avg TVL ▾ 30d Risk Chain
U Lista Lending 1.17% base 1.17% 1.07% $49.9M Stable Single Stable/Up BNB Chain Deposit ↗
U Venus Core Pool 2.14% base 2.14% 1.91% $10.9M Stable Single Down BNB Chain Deposit ↗
U JustLend V1 0.44% base 0.44% 0.29% $4.1M Stable Single Stable/Up Tron Deposit ↗
U Bitway Earn · Core Alpha 8.00% base 8.00% 8.00% $4.0M Stable Single Down BNB Chain Deposit ↗

By protocol

By chain

  • BNB Chainbest 8.00% · 3 pools · $64.9M
  • Tronbest 0.29% · 1 pools · $4.1M

Borrow U 1 markets

MarketChainBorrow APYSupply APYSuppliedBorrowedLTV
UVenus Core Pool BNB Chain 3.91% 2.14% $28.4M $17.5M 75%

All U borrow markets →

Top single-asset U pools by APY TVL ≥ $1M

Paired with U

How to earn on U

Single-asset options (lending, staking, savings vaults) pay interest without exposing you to another token; your U balance grows and you can withdraw the same asset. Liquidity pairs earn trading fees plus rewards but hold U together with a second asset, so the value moves with both prices (impermanent loss). The “Single” chip marks the first kind.

Each row links to the protocol’s own deposit page. Check the chain first: the same protocol can pay different rates on Ethereum, Base or Arbitrum, and moving funds costs a bridge fee (see bridges). Rates refresh hourly; the 30-day average shows whether today’s number is typical.

Questions people ask

What is the best U APY right now?
The highest single-asset rate with at least $1M of liquidity is 8.00% at Bitway Earn on BNB Chain ($4.0M TVL). Rates are refreshed hourly; the 30-day average for that pool is 8.00%.
Where can I earn interest on U?
7 protocols currently list U pools. The largest by liquidity: Lista Lending ($49.9M), Venus Core Pool ($10.9M), JustLend V1 ($4.1M), Bitway Earn ($4.0M). Each row in the table links to the protocol’s deposit page.
Can I borrow U?
1 lending markets let you borrow U against collateral. See U borrow rates for the cheapest one.
Is U yield safe?
It depends on the pool. Single-asset lending and staking avoid impermanent loss; liquidity pairs do not. The median U rate across liquid pools is 1.17%; anything far above it usually carries reward-token risk or a very small market. Our methodology explains every column and flag.