DeFiEarns

UBTC interest rates: staking, lending and yield farming

Every liquid DeFi pool that includes UBTC: 32 pools across 11 protocols and 3 chains. Live APY with base/reward split, 30-day average and risk flags. Updated 2 h ago

0.13%
Best single-asset APY
0.13%
Best APY incl. pairs
0.00%
Median APY
$47.5M
Liquidity in UBTC pools
9 / 32
Single-asset / all pools
Best single-asset option right now: 0.14% at HyperLend Pooled on Hyperliquid ($9.7M TVL, 30d avg 0.13%).
All pools Single asset Best APY Takara Lend HyperLend Pooled Morpho Blue
Pool APY 30d avg TVL ▾ 30d Risk Chain
UBTC Takara Lend 0.00% base 0.00% 0.00% $17.6M Single Sei Deposit ↗
UBTC HyperLend Pooled 0.14% base 0.14% 0.13% $9.7M Single Stable/Up Hyperliquid Deposit ↗
UBTC Morpho Blue 0.00% base 0.00% 0.00% $2.0M Single Hyperliquid Deposit ↗
UBTC Morpho Blue 0.00% base 0.00% 0.00% $1.7M Single Hyperliquid Deposit ↗

By protocol

By chain

  • Seibest 0.00% · 1 pools · $17.6M
  • Hyperliquidbest 0.13% · 3 pools · $13.4M

Borrow UBTC 7 markets

MarketChainBorrow APYSupply APYSuppliedBorrowedLTV
UBTCHyperLend Pooled Hyperliquid 1.01% 0.14% $11.8M $2.1M 59%
UBTCMorpho Blue Hyperliquid 7.37% 0.00% $2.0M $997K 77%
UBTCMorpho Blue Hyperliquid 6.70% 0.00% $1.7M $587K 77%
UBTCMorpho Blue Hyperliquid 8.99% 0.00% $555K $251K 77%
UBTCMorpho Blue Hyperliquid 6.60% 0.00% $278K $148K 86%

All UBTC borrow markets →

Top single-asset UBTC pools by APY TVL ≥ $1M

Paired with UBTC

How to earn on UBTC

Single-asset options (lending, staking, savings vaults) pay interest without exposing you to another token; your UBTC balance grows and you can withdraw the same asset. Liquidity pairs earn trading fees plus rewards but hold UBTC together with a second asset, so the value moves with both prices (impermanent loss). The “Single” chip marks the first kind.

Each row links to the protocol’s own deposit page. Check the chain first: the same protocol can pay different rates on Ethereum, Base or Arbitrum, and moving funds costs a bridge fee (see bridges). Rates refresh hourly; the 30-day average shows whether today’s number is typical.

Questions people ask

What is the best UBTC APY right now?
The highest single-asset rate with at least $1M of liquidity is 0.14% at HyperLend Pooled on Hyperliquid ($9.7M TVL). Rates are refreshed hourly; the 30-day average for that pool is 0.13%.
Where can I earn interest on UBTC?
11 protocols currently list UBTC pools. The largest by liquidity: Takara Lend ($17.6M), HyperLend Pooled ($9.7M), Morpho Blue ($3.7M). Each row in the table links to the protocol’s deposit page.
Can I borrow UBTC?
7 lending markets let you borrow UBTC against collateral. See UBTC borrow rates for the cheapest one.
Is UBTC yield safe?
It depends on the pool. Single-asset lending and staking avoid impermanent loss; liquidity pairs do not. The median UBTC rate across liquid pools is 0.00%; anything far above it usually carries reward-token risk or a very small market. Our methodology explains every column and flag.