DeFiEarns

ZEC interest rates: staking, lending and yield farming

Every liquid DeFi pool that includes ZEC: 58 pools across 8 protocols and 3 chains. Live APY with base/reward split, 30-day average and risk flags. Updated 2 h ago

0.00%
Best single-asset APY
0.00%
Best APY incl. pairs
1.31%
Median APY
$9.6M
Liquidity in ZEC pools
2 / 58
Single-asset / all pools
Best single-asset option right now: 0.00% at Kamino Lend on Solana ($1.6M TVL, 30d avg 0.00%).
All pools Single asset Best APY Kamino Lend
Pool APY 30d avg TVL ▾ 30d Risk Chain
ZEC Kamino Lend · ZCASH Market 0.00% base 0.00% 0.00% $1.6M — Single Solana Deposit ↗

By protocol

By chain

  • Solanabest 0.00% · 1 pools · $1.6M

Top single-asset ZEC pools by APY TVL ≥ $1M

Paired with ZEC

USDC3 pools USDT2 pools WSOL2 pools ZCAT1 pools BTCB1 pools SOL1 pools BNB1 pools

How to earn on ZEC

Single-asset options (lending, staking, savings vaults) pay interest without exposing you to another token; your ZEC balance grows and you can withdraw the same asset. Liquidity pairs earn trading fees plus rewards but hold ZEC together with a second asset, so the value moves with both prices (impermanent loss). The “Single” chip marks the first kind.

Each row links to the protocol’s own deposit page. Check the chain first: the same protocol can pay different rates on Ethereum, Base or Arbitrum, and moving funds costs a bridge fee (see bridges). Rates refresh hourly; the 30-day average shows whether today’s number is typical.

Questions people ask

What is the best ZEC APY right now?
The highest single-asset rate with at least $1M of liquidity is 0.00% at Kamino Lend on Solana ($1.6M TVL). Rates are refreshed hourly; the 30-day average for that pool is 0.00%.
Where can I earn interest on ZEC?
8 protocols currently list ZEC pools. The largest by liquidity: Kamino Lend ($1.6M). Each row in the table links to the protocol’s deposit page.
Is ZEC yield safe?
It depends on the pool. Single-asset lending and staking avoid impermanent loss; liquidity pairs do not. The median ZEC rate across liquid pools is 1.31%; anything far above it usually carries reward-token risk or a very small market. Our methodology explains every column and flag.