Flare DeFi yields: best APY for lending, staking and LPs
17 liquid pools from 9 protocols on Flare, sorted by liquidity. Live APY, base/reward split, 30-day average and risk flags.
37.09%
Best APY (liquid)
5.10%
Median APY
4.12%
Stablecoin median
$117.7M
Liquidity
9
Protocols
All pools
Stablecoins
Single asset
Best APY
Kinetic
Mystic Finance Lending
Clearpool Lending
Sceptre Liquid
SparkDEX V4
SparkDEX V3.1
| Pool | APY | 30d avg | TVL ▾ | 30d | Risk | |
|---|---|---|---|---|---|---|
| FXRP Kinetic | 0.76% base 0.05% + reward 0.71% | 0.78% | $26.1M | Single Reward-heavy Stable/Up | Deposit ↗ | |
| COREUSDT0 Mystic Finance Lending | 4.75% base 4.75% | 4.96% | $20.4M | — | Stable Single Stable/Up | Deposit ↗ |
| USDX Clearpool Lending · USDX (Hex Trust) | 3.50% base 3.50% | 3.50% | $16.6M | Stable Single Stable/Up | Deposit ↗ | |
| SFLR Sceptre Liquid · Unstaking Cooldown: 14.5days | 8.20% base 8.20% | 8.13% | $15.2M | Single Stable/Up | ||
| STXRP-FXRP SparkDEX V4 | 1.85% base 0.02% + reward 1.83% | 2.25% | $6.6M | — | LP IL Reward-heavy Stable/Up | Deposit ↗ |
| USD₮0-USDC.E SparkDEX V3.1 | 0.24% base 0.24% | 0.16% | $5.1M | — | LP IL Stable/Up | Deposit ↗ |
| SFLR Kinetic | 0.53% base 0.04% + reward 0.49% | 0.54% | $4.9M | — | Single Reward-heavy Stable/Up | Deposit ↗ |
| CSXRP Mystic Finance Lending | 0.00% base 0.00% | 1.17% | $3.7M | — | Single | Deposit ↗ |
| FXRP Spectra MetaVaults · Flare XRP Yield Prime | 4.53% base 4.53% | 2.78% | $3.7M | — | Single Stable/Up | Deposit ↗ |
| FXRP Gami Labs · Flare XRP Yield Prime | 4.53% base 4.53% | 2.85% | $3.7M | — | Single Down | Deposit ↗ |
| STXRP Spectra V2 · For LP on Firelight | Maturity Thu Nov 26 2026 | 2.41% base 2.41% | 2.62% | $2.4M | — | Single Stable/Up | Deposit ↗ |
| FLRETH Kinetic | <0.01% base <0.01% | 0.02% | $2.3M | — | Single Stable/Up | Deposit ↗ |
| USD₮0-USDC.E SparkDEX V4 | 6.32% base 0.30% + reward 6.01% | 5.99% | $2.0M | — | LP IL Reward-heavy Down | Deposit ↗ |
| WFLR-USD₮0 SparkDEX V4 | 37.09% base 16.12% + reward 20.98% | 40.88% | $1.5M | — | LP IL Reward-heavy Down | Deposit ↗ |
| STFLR-WFLR SparkDEX V4 | 5.10% base 0.03% + reward 5.08% | 4.60% | $1.4M | — | LP IL Reward-heavy Down | Deposit ↗ |
| WFLR Kinetic | 2.41% base 0.73% + reward 1.69% | 3.85% | $1.2M | — | Single Reward-heavy Stable/Up | Deposit ↗ |
| SFLR-WFLR SparkDEX V4 | 6.64% base 0.02% + reward 6.62% | 6.52% | $1.0M | — | LP IL Reward-heavy Stable/Up | Deposit ↗ |
Protocols on Flare
- Kineticbest 2.41% · 4 pools · $34.5M
- Mystic Finance Lendingbest 4.75% · 2 pools · $24.2M
- Clearpool Lendingbest 3.50% · 1 pools · $16.6M
- Sceptre Liquidbest 8.13% · 1 pools · $15.2M
- SparkDEX V4best 37.09% · 5 pools · $12.4M
- SparkDEX V3.1best 0.16% · 1 pools · $5.1M
- Gami Labsbest 2.85% · 1 pools · $3.7M
- Spectra MetaVaultsbest 2.78% · 1 pools · $3.7M
- Spectra V2best 2.41% · 1 pools · $2.4M
Earning on Flare
Rates on a chain reflect its own supply and demand: lending markets pay more where traders borrow more, and liquidity pools pay more where volume is high relative to liquidity. Stablecoin pools on Flare currently pay a median of 4.12% (single asset, $1M+ TVL). To bring funds here, use the canonical bridge or an aggregator from the bridge list, and keep a little native token for gas.
Questions people ask
What is the best yield on Flare right now?
The top APY among Flare pools with at least $1M of liquidity is 37.09%. Median across liquid pools: 5.10%. Stablecoin pools on Flare pay up to 4.75% (median single-asset 4.12%).
Which protocols have the most liquidity on Flare?
Kinetic ($34.5M), Mystic Finance Lending ($24.2M), Clearpool Lending ($16.6M), Sceptre Liquid ($15.2M), SparkDEX V4 ($12.4M), SparkDEX V3.1 ($5.1M).
How do I move funds to Flare?
Use the chain’s canonical bridge or a bridge aggregator; our bridge list shows which ones support Flare. Keep some native gas token for transactions.