BTC.B interest rates: staking, lending and yield farming

Q: What is the best BTC.B APY right now?

The highest single-asset rate with at least $1M of liquidity is 1.31% at Benqi Lending on Avalanche ($4.4M TVL). Including liquidity pairs, BTC.B pays up to 11.65% at Pharaoh V3. Rates are refreshed hourly; the 30-day average for that pool is 1.31%.

Q: Where can I earn interest on BTC.B?

17 protocols currently list BTC.B pools. The largest by liquidity: Aave V3 ($90.6M), Uniswap V4 ($7.6M), Aave V4 ($6.2M), Benqi Lending ($4.4M), Pharaoh V3 ($3.3M). Each row in the table links to the protocol’s deposit page.

Q: Can I borrow BTC.B?

4 lending markets let you borrow BTC.B against collateral. See BTC.B borrow rates for the cheapest one.

Q: Is BTC.B yield safe?

It depends on the pool. Single-asset lending and staking avoid impermanent loss; liquidity pairs do not. The median BTC.B rate across liquid pools is 0.27%; anything far above it usually carries reward-token risk or a very small market. Our methodology explains every column and flag.

Every liquid DeFi pool that includes BTC.B: 38 pools across 17 protocols and 6 chains. Live APY with base/reward split, 30-day average and risk flags. Updated 2 h ago

1.31%

Best single-asset APY

11.65%

Best APY incl. pairs

0.27%

Median APY

$115.8M

Liquidity in BTC.B pools

12 / 38

Single-asset / all pools

Best single-asset option right now: 1.31% at Benqi Lending on Avalanche ($4.4M TVL, 30d avg 1.31%).

All pools Single asset Best APY Aave V3 Uniswap V4 Aave V4 Benqi Lending Pharaoh V3

Pool	APY	30d avg	TVL ▾	30d	Risk	Chain
BTC.B Aave V3	<0.01% base <0.01%	<0.01%	$89.4M		Single Stable/Up	Avalanche	Deposit ↗
BTC.B-CBBTC Uniswap V4 · 0.01%	0.03% base 0.03%	<0.01%	$7.6M	—	LP Stable/Up	Ethereum	Deposit ↗
BTC.B Aave V4 · Core	<0.01% base <0.01%	0.01%	$6.2M	—	Single Stable/Up	Avalanche	Deposit ↗
BTC.B Benqi Lending	1.31% base 1.31%	1.31%	$4.4M	—	Single Down	Avalanche	Deposit ↗
BTC.B-WAVAX Pharaoh V3 · CL 0.06%	11.65% base 0.00% + reward 11.65%	25.67%	$3.3M	—	LP IL Reward-heavy Stable/Up	Avalanche	Deposit ↗
BTC.B Aave V3	0.00% base 0.00%	0.00%	$1.1M	—	Single	Ethereum	Deposit ↗

By protocol

Aave V3best <0.01% · 2 pools · $90.6M
Uniswap V4best <0.01% · 1 pools · $7.6M
Aave V4best <0.01% · 1 pools · $6.2M
Benqi Lendingbest 1.31% · 1 pools · $4.4M
Pharaoh V3best 11.65% · 1 pools · $3.3M

By chain

Avalanchebest 11.65% · 4 pools · $103.3M
Ethereumbest <0.01% · 2 pools · $8.8M

Borrow BTC.B 4 markets

Market	Chain	Borrow APY	Supply APY	Supplied	Borrowed	LTV
BTC.BBenqi Lending	Avalanche	2.35%	1.31%	$17.4M	$12.9M	69%
BTC.BAave V3	Avalanche	0.27%	<0.01%	$94.5M	$5.1M	70%
BTC.BEuler V2	Avalanche	79.61%	71.61%	$395K	$394K	0%
BTC.BFolks Finance xChain	Avalanche	0.35%	0.02%	$121K	$9K	73%

All BTC.B borrow markets →

Top single-asset BTC.B pools by APY TVL ≥ $1M

Benqi Lending Avalanche1.31% · 30d 1.31% · $4.4M
Aave V3 Avalanche<0.01% · 30d <0.01% · $89.4M
Aave V4 Avalanche · Core<0.01% · 30d 0.01% · $6.2M
Aave V3 Ethereum0.00% · 30d 0.00% · $1.1M

Paired with BTC.B

How to earn on BTC.B

Single-asset options (lending, staking, savings vaults) pay interest without exposing you to another token; your BTC.B balance grows and you can withdraw the same asset. Liquidity pairs earn trading fees plus rewards but hold BTC.B together with a second asset, so the value moves with both prices (impermanent loss). The “Single” chip marks the first kind.

Each row links to the protocol’s own deposit page. Check the chain first: the same protocol can pay different rates on Ethereum, Base or Arbitrum, and moving funds costs a bridge fee (see bridges). Rates refresh hourly; the 30-day average shows whether today’s number is typical.

Questions people ask

What is the best BTC.B APY right now?

The highest single-asset rate with at least $1M of liquidity is 1.31% at Benqi Lending on Avalanche ($4.4M TVL). Including liquidity pairs, BTC.B pays up to 11.65% at Pharaoh V3. Rates are refreshed hourly; the 30-day average for that pool is 1.31%.

Where can I earn interest on BTC.B?

17 protocols currently list BTC.B pools. The largest by liquidity: Aave V3 ($90.6M), Uniswap V4 ($7.6M), Aave V4 ($6.2M), Benqi Lending ($4.4M), Pharaoh V3 ($3.3M). Each row in the table links to the protocol’s deposit page.

Can I borrow BTC.B?

4 lending markets let you borrow BTC.B against collateral. See BTC.B borrow rates for the cheapest one.

Is BTC.B yield safe?

It depends on the pool. Single-asset lending and staking avoid impermanent loss; liquidity pairs do not. The median BTC.B rate across liquid pools is 0.27%; anything far above it usually carries reward-token risk or a very small market. Our methodology explains every column and flag.