Ethereum DeFi yields: best APY for lending, staking and LPs
1,271 liquid pools from 146 protocols on Ethereum, sorted by liquidity. Live APY, base/reward split, 30-day average and risk flags.
48.48%
Best APY (liquid)
1.18%
Median APY
4.50%
Stablecoin median
$101.44B
Liquidity
146
Protocols
All pools
Stablecoins
Single asset
Best APY
Lido
Aave V3
Binance staked ETH
Sky Lending
Morpho Blue
SparkLend
| Pool | APY | 30d avg | TVL ▾ | 30d | Risk | |
|---|---|---|---|---|---|---|
| STETH Lido | 2.30% base 2.30% | 2.24% | $23.48B | Single Stable/Up | Deposit ↗ | |
| WBETH Binance staked ETH | 2.20% base 2.20% | 2.25% | $8.52B | Single Stable/Up | Deposit ↗ | |
| WEETH ether.fi Stake | 2.32% base 2.32% + reward <0.01% | 2.35% | $5.29B | Single Stable/Up | Deposit ↗ | |
| SUSDS Sky Lending | 3.60% base 3.60% | 3.55% | $4.62B | Stable Single Stable/Up | Deposit ↗ | |
| WEETH Aave V3 | 0.00% base 0.00% | 0.00% | $3.54B | Single Stable/Up | Deposit ↗ | |
| WSTETH SparkLend | 0.00% base 0.00% | 0.00% | $3.12B | Single | Deposit ↗ | |
| WSTETH Aave V3 | 0.00% base 0.00% | 0.00% | $2.66B | Single Stable/Up | Deposit ↗ | |
| USDC Maple · Syrup USDC | 4.97% base 4.97% | 4.93% | $2.62B | Stable Single Down | Deposit ↗ | |
| WBTC Aave V3 | <0.01% base <0.01% | <0.01% | $2.55B | Single Stable/Up | Deposit ↗ | |
| CBBTC Aave V3 | <0.01% base <0.01% | <0.01% | $1.39B | Single Stable/Up | Deposit ↗ | |
| SUSDE Ethena USDe · 7 days unstaking | 5.02% base 5.02% | 4.61% | $1.31B | Stable Single Stable/Up | Deposit ↗ | |
| RETH Rocket Pool | 2.17% base 2.17% | 2.17% | $1.27B | Single Stable/Up | Deposit ↗ | |
| USDY Ondo Yield Assets · US Dollar Yield | 3.58% base 3.58% | 3.56% | $1.20B | Stable Single Down | Deposit ↗ | |
| RSETH Kelp | 2.36% base 2.36% | 2.35% | $1.04B | Single Stable/Up | Deposit ↗ | |
| USDT Maple · Syrup USDT | 4.62% base 4.62% | 4.54% | $859.3M | Stable Single Down | Deposit ↗ | |
| LSETH Liquid Collective | 2.33% base 2.33% | 2.33% | $777.2M | Single Stable/Up | Deposit ↗ | |
| CTDELTAWEETH Concrete · Concrete Delta WeETH | 0.00% base 0.00% | 0.00% | $745.5M | — | Single | Deposit ↗ |
| WETH Sky Lending · ETH-C | 0.00% | 0.00% | $745.5M | Single | Deposit ↗ | |
| WETH Aave V3 | 1.47% base 1.47% | 1.46% | $693.9M | Single Stable/Up | Deposit ↗ | |
| CBBTC Morpho Blue | 0.00% base 0.00% | 0.00% | $678.6M | Single | Deposit ↗ | |
| USDS Centrifuge Protocol · Janus Henderson Treasury Fund | 2.37% base 2.37% | 3.37% | $674.8M | Stable Single Stable/Up | Deposit ↗ | |
| LBTC Lombard LBTC | 0.20% base 0.20% | 0.22% | $674.4M | Single Stable/Up | Deposit ↗ | |
| WETH Sky Lending · ETH-A | 0.00% | 0.00% | $651.6M | Single | Deposit ↗ | |
| BUIDL BlackRock BUIDL · Institutional | 3.57% base 3.57% | 3.59% | $599.4M | Stable Single Down | Deposit ↗ | |
| METH mETH Protocol | 1.89% base 1.89% | 1.93% | $590.3M | Single Stable/Up | Deposit ↗ | |
| USDS SparkLend · SPK Farming Pool | 3.62% + reward 3.62% | 3.79% | $577.4M | Stable Single Reward-heavy Stable/Up | Deposit ↗ | |
| USDE Aave V3 | 4.75% base 0.66% + reward 4.09% | 3.28% | $577.3M | Stable Single Reward-heavy Down | Deposit ↗ | |
| SKY Sky Lending · SKY Staking Engine | 4.21% + reward 4.21% | 5.81% | $575.2M | Single Reward-heavy Stable/Up | Deposit ↗ | |
| USTB Invesco USTB | 3.78% base 3.78% | 3.49% | $520.9M | Stable Single Stable/Up | Deposit ↗ | |
| BUSD0 Usual USD0 | 3.78% + reward 3.78% | 3.39% | $507.5M | Stable Single Reward-heavy Stable/Up | Deposit ↗ | |
| CBETH Coinbase Wrapped Staked ETH | 2.29% base 2.29% | 2.38% | $462.5M | Single Stable/Up | Deposit ↗ | |
| PRIME Hastra | 5.88% base 5.88% | 6.00% | $450.2M | Single Down | Deposit ↗ | |
| SENPYUSDMAIN Morpho Blue | 5.27% base 2.31% + reward 2.96% | 5.75% | $411.9M | — | Stable Single Reward-heavy Down | Deposit ↗ |
| USAT Centrifuge Protocol · Janus Henderson AAA CLO Fund | 4.85% base 4.85% | 4.95% | $403.8M | Stable Single Down | Deposit ↗ | |
| SENRLUSDV2 Morpho Blue | 5.71% base 2.43% + reward 3.28% | 6.25% | $394.9M | — | Stable Single Reward-heavy Down | Deposit ↗ |
| USDT Spark Savings | 3.50% base 3.50% | 3.23% | $391.9M | Stable Single Stable/Up | Deposit ↗ | |
| USDT Aave V3 | 3.23% base 3.23% | 3.37% | $391.0M | Stable Single Down | Deposit ↗ | |
| USDS SparkLend | 2.32% base 2.32% | 2.17% | $390.7M | Stable Single Stable/Up | Deposit ↗ | |
| OSETH StakeWise V3 | 2.16% base 2.16% | 2.29% | $386.6M | Single Stable/Up | Deposit ↗ | |
| WSTETH Morpho Blue | 0.00% base 0.00% | 0.00% | $370.7M | Single | Deposit ↗ | |
| CBBTC SparkLend | <0.01% base <0.01% | <0.01% | $370.2M | Single Stable/Up | Deposit ↗ | |
| WBTC Compound V3 · USDC-pool | 0.00% | 0.00% | $368.3M | Single | Deposit ↗ | |
| USDG Maple · syrupUSDG | 5.08% base 5.08% | 4.99% | $365.5M | Stable Single Down | Deposit ↗ | |
| LIQUIDETH ether.fi Liquid | 3.45% base 3.45% | 3.23% | $335.6M | Single Stable/Up | Deposit ↗ | |
| USDC Spark Savings | 3.60% base 3.60% | 3.55% | $316.6M | Stable Single Stable/Up | Deposit ↗ | |
| OSETH Aave V3 | 0.00% base 0.00% | 0.00% | $309.9M | Single | Deposit ↗ | |
| WETH SparkLend | 1.41% base 1.41% | 1.62% | $295.4M | Single Stable/Up | Deposit ↗ | |
| WLFI Dolomite | 0.00% base 0.00% | 0.00% | $287.0M | Single | Deposit ↗ | |
| KBTC Morpho Blue | 0.00% base 0.00% | 0.00% | $273.3M | Single | Deposit ↗ | |
| REUSD Re | 6.64% base 6.64% | 6.48% | $254.9M | Stable Single Down | Deposit ↗ |
Protocols on Ethereum
- Lidobest 2.24% · 1 pools · $23.48B
- Aave V3best 5.23% · 51 pools · $14.28B
- Binance staked ETHbest 2.20% · 1 pools · $8.52B
- Sky Lendingbest 5.67% · 12 pools · $7.29B
- Morpho Bluebest 23.11% · 212 pools · $6.56B
- SparkLendbest 3.62% · 13 pools · $5.48B
- ether.fi Stakebest 2.32% · 2 pools · $5.31B
- Maplebest 4.99% · 3 pools · $3.84B
- Ondo Yield Assetsbest 3.56% · 2 pools · $1.34B
- Ethena USDebest 4.61% · 1 pools · $1.31B
- Curve DEXbest 22.34% · 105 pools · $1.27B
- Rocket Poolbest 2.17% · 1 pools · $1.27B
- Compound V3best 4.52% · 23 pools · $1.25B
- Centrifuge Protocolbest 4.85% · 6 pools · $1.10B
Earning on Ethereum
Rates on a chain reflect its own supply and demand: lending markets pay more where traders borrow more, and liquidity pools pay more where volume is high relative to liquidity. Stablecoin pools on Ethereum currently pay a median of 4.50% (single asset, $1M+ TVL). To bring funds here, use the canonical bridge or an aggregator from the bridge list, and keep a little native token for gas.
Questions people ask
What is the best yield on Ethereum right now?
The top APY among Ethereum pools with at least $1M of liquidity is 48.48%. Median across liquid pools: 1.18%. Stablecoin pools on Ethereum pay up to 36.24% (median single-asset 4.50%).
Which protocols have the most liquidity on Ethereum?
Lido ($23.48B), Aave V3 ($14.28B), Binance staked ETH ($8.52B), Sky Lending ($7.29B), Morpho Blue ($6.56B), SparkLend ($5.48B).
How do I move funds to Ethereum?
Use the chain’s canonical bridge or a bridge aggregator; our bridge list shows which ones support Ethereum. Keep some native gas token for transactions.