Tether (USDT) interest rates: staking, lending and yield farming
Every liquid DeFi pool that includes USDT: 1,220 pools across 143 protocols and 42 chains. Live APY with base/reward split, 30-day average and risk flags. Updated 2 h ago
9.00%
Best single-asset APY
46.72%
Best APY incl. pairs
1.78%
Median APY
$3.26B
Liquidity in USDT pools
123 / 1,220
Single-asset / all pools
Best single-asset option right now: 9.00% at ZEROBASE CeDeFi on Ethereum ($14.1M TVL, 30d avg 9.00%), of which 2.00% is token rewards.
| Pool | APY | 30d avg | TVL ▾ | 30d | Risk | Chain | |
|---|---|---|---|---|---|---|---|
| USDT Maple · Syrup USDT | 4.62% base 4.62% | 4.54% | $859.3M | Stable Single Down | Ethereum | Deposit ↗ | |
| USDT Spark Savings | 3.50% base 3.50% | 3.23% | $391.9M | Stable Single Stable/Up | Ethereum | Deposit ↗ | |
| USDT Aave V3 | 3.23% base 3.23% | 3.37% | $391.0M | Stable Single Down | Ethereum | Deposit ↗ | |
| DAI-USDC-USDT Curve DEX | 0.00% base 0.00% | 0.00% | $160.4M | Stable LP Stable/Up | Ethereum | Deposit ↗ | |
| USDT Fluid Lending | 4.32% base 4.32% | 4.84% | $131.2M | Stable Single Stable/Up | Ethereum | Deposit ↗ | |
| WETH-USDT Uniswap V3 · 0.3% | 65.08% base 65.08% | 46.72% | $111.2M | LP IL Down | Ethereum | Deposit ↗ | |
| USDT Aave V3 · Umbrella | 4.67% base 3.23% + reward 1.44% | 4.80% | $70.6M | Stable Single Down | Ethereum | Deposit ↗ | |
| USDC-USDT Uniswap V3 · 0.01% | 3.94% base 3.94% | 1.37% | $34.2M | Stable LP Down | Ethereum | Deposit ↗ | |
| USDC-USDT Fluid DEX | 0.61% base 0.61% | 0.51% | $30.0M | Stable LP Stable/Up | Ethereum | Deposit ↗ | |
| ETH-USDT Uniswap V4 · 0.30% | 85.82% base 85.82% | 26.14% | $27.7M | LP IL Down | Ethereum | Deposit ↗ | |
| SUSDAI-USDT Fluid DEX | 0.00% base 0.00% | 0.05% | $26.4M | Stable LP | Ethereum | Deposit ↗ | |
| WBTC-USDT Uniswap V3 · 0.3% | 12.97% base 12.97% | 10.03% | $26.2M | LP IL Down | Ethereum | Deposit ↗ | |
| REUSD-USDT Fluid DEX | 1.59% base 1.59% | 1.30% | $25.0M | Stable LP Stable/Up | Ethereum | Deposit ↗ | |
| USDT Compound V3 | 3.13% base 3.13% | 3.08% | $23.4M | Stable Single Stable/Up | Ethereum | Deposit ↗ | |
| PORT3-USDT PancakeSwap AMM V3 · 0.01% | 0.00% base 0.00% | 0.00% | $20.7M | LP IL | Ethereum | Deposit ↗ | |
| USDM-USDT Uniswap V3 · 0.05% | 0.02% base 0.02% | 2.84% | $19.0M | Stable LP Stable/Up | Ethereum | Deposit ↗ | |
| USDT-CRVUSD Curve DEX | 3.61% base 0.50% + reward 3.11% | 3.65% | $18.7M | Stable LP Reward-heavy Stable/Up | Ethereum | Deposit ↗ | |
| USDC-USDT PancakeSwap AMM V3 · 0.01% | 0.09% base 0.09% | 0.07% | $17.8M | Stable LP Stable/Up | Ethereum | Deposit ↗ | |
| USDT Compound V2 | 0.00% base 0.00% | 0.00% | $16.8M | Stable Single | Ethereum | Deposit ↗ | |
| WBTC-USDT Uniswap V3 · 0.05% | 27.04% base 27.04% | 20.72% | $15.9M | LP IL Down | Ethereum | Deposit ↗ | |
| USDT SparkLend | 3.39% base 3.39% | 3.13% | $15.6M | Stable Single Stable/Up | Ethereum | Deposit ↗ | |
| WETH-USDT Uniswap V2 | 4.77% base 4.77% | 5.06% | $14.4M | LP IL Stable/Up | Ethereum | Deposit ↗ | |
| USDT ZEROBASE CeDeFi | 9.00% base 7.00% + reward 2.00% | 9.00% | $14.1M | Stable Single Stable/Up | Ethereum | Deposit ↗ | |
| USDT-WBTC-WETH Curve DEX | 2.89% base 1.85% + reward 1.04% | 2.14% | $13.4M | LP IL Stable/Up | Ethereum | Deposit ↗ | |
| USDT-WBTC-WETH Convex Finance | 3.44% base 1.85% + reward 1.59% | 2.69% | $13.1M | LP IL Stable/Up | Ethereum | Deposit ↗ | |
| USDC-USDT Uniswap V4 · Dynamic fee (hook) | 3.71% base 3.71% | 0.19% | $11.9M | Stable LP | Ethereum | Deposit ↗ | |
| ETH-USDT Uniswap V4 · 0.05% | 19.92% base 19.92% | 3.75% | $11.6M | LP IL Down | Ethereum | Deposit ↗ | |
| USDT-WBTC-WETH Curve DEX | 0.66% base 0.66% + reward <0.01% | 0.93% | $11.3M | LP IL Stable/Up | Ethereum | Deposit ↗ | |
| WBTC-USDT Uniswap V4 · 0.30% | 8.99% base 8.99% | 6.88% | $10.3M | LP IL Down | Ethereum | Deposit ↗ | |
| USDT-USDF Uniswap V3 · 0.01% | 0.04% base 0.04% | <0.01% | $10.1M | Stable LP Stable/Up | Ethereum | Deposit ↗ | |
| USAT-USDT Curve DEX | 0.00% base 0.00% | 0.00% | $10.0M | Stable LP | Ethereum | Deposit ↗ | |
| USDT-WBTC-WETH Beefy · Convex | 3.32% | 2.79% | $9.5M | LP IL Stable/Up | Ethereum | Deposit ↗ | |
| USDT-CRVUSD Convex Finance | 6.09% base 0.50% + reward 5.59% | 6.23% | $8.6M | — | Stable LP Reward-heavy Stable/Up | Ethereum | Deposit ↗ |
| USDT-WBTC-WETH Convex Finance | 0.67% base 0.66% + reward <0.01% | 0.93% | $6.3M | — | LP IL Stable/Up | Ethereum | Deposit ↗ |
| USDC-USDT Curve DEX | 3.26% base 0.87% + reward 2.39% | 2.94% | $5.8M | — | Stable LP Reward-heavy Stable/Up | Ethereum | Deposit ↗ |
| USDT Yearn Finance | 3.29% base 3.29% | 3.18% | $5.8M | — | Stable Single Stable/Up | Ethereum | Deposit ↗ |
| PRD-USDT Uniswap V3 · 1% | 0.61% base 0.61% | 4.44% | $5.1M | — | LP IL Stable/Up | Ethereum | Deposit ↗ |
| SYRUPUSDT-USDT Uniswap V4 · 0.08% | 1.43% base 1.43% | 1.06% | $5.1M | — | Stable LP Stable/Up | Ethereum | Deposit ↗ |
| USDC-USDT Uniswap V2 | 0.28% base 0.28% | 0.22% | $3.6M | — | Stable LP Stable/Up | Ethereum | Deposit ↗ |
| USDT Lista Lending | 6.33% base 0.54% + reward 5.80% | 5.93% | $3.3M | — | Stable Single Reward-heavy Stable/Up | Ethereum | Deposit ↗ |
| USDT-CRVUSD Stake DAO Yield · Curve | 6.46% base 0.52% + reward 5.94% | 6.72% | $3.3M | — | Stable LP Reward-heavy Down | Ethereum | Deposit ↗ |
| USDT-ASTEROID Uniswap V4 · 2.99% | 0.00% base 0.00% | 0.00% | $3.3M | — | LP IL | Ethereum | Deposit ↗ |
| USDX-USDT Curve DEX | 1.35% base 1.35% | 1.51% | $3.0M | — | Stable LP Down | Ethereum | Deposit ↗ |
| DOGE-USDT Uniswap V2 | 2.75% base 2.75% | 5.02% | $2.9M | — | LP IL Stable/Up | Ethereum | Deposit ↗ |
| USDT-HEZ Uniswap V2 | 0.82% base 0.82% | 0.45% | $2.9M | — | LP IL Stable/Up | Ethereum | Deposit ↗ |
| RLB-USDT Uniswap V3 · 0.3% | 1.03% base 1.03% | 3.18% | $2.6M | — | LP IL Stable/Up | Ethereum | Deposit ↗ |
| ZCHF-USDT Uniswap V3 · 0.01% | 0.17% base 0.17% | 0.55% | $2.4M | — | Stable LP Stable/Up | Ethereum | Deposit ↗ |
| FIDD-USDT Uniswap V3 · 0.01% | <0.01% base <0.01% | 0.13% | $2.2M | — | Stable LP Stable/Up | Ethereum | Deposit ↗ |
| XAUT-USDT Uniswap V3 · 0.05% | 3.63% base 3.63% | 7.36% | $2.2M | — | LP IL Stable/Up | Ethereum | Deposit ↗ |
| USDT Centrifuge Protocol · Zivoe SMB Credit | 2.40% base 2.40% | 2.52% | $2.0M | — | Stable Single | Ethereum | Deposit ↗ |