Tether (USDT) on Aave V3: APY, TVL and history
4 liquid USDT pools on Aave V3 (Lending) across 3 chains. aave.com ↗
4.67%
Best APY
3.37%
30d avg, largest pool
$476.1M
Liquidity
4
Pools
2
Audits listed
| Pool | APY | 30d avg | TVL ▾ | 30d | Risk | Chain | |
|---|---|---|---|---|---|---|---|
| USDT Aave V3 | 3.23% base 3.23% | 3.37% | $391.0M | Stable Single Down | Ethereum | Deposit ↗ | |
| USDT Aave V3 · Umbrella | 4.67% base 3.23% + reward 1.44% | 4.80% | $70.6M | Stable Single Down | Ethereum | Deposit ↗ | |
| USDT Aave V3 | 2.84% base 2.84% | 2.49% | $11.9M | Stable Single Stable/Up | BNB Chain | Deposit ↗ | |
| USDT Aave V3 | 3.93% base 3.93% | 4.01% | $2.5M | — | Stable Single Down | Avalanche | Deposit ↗ |
APY history USDT on Ethereum, largest pool, 90 days
APYBase APY (without rewards)91 daily points
About Aave V3
Earn interest, borrow assets, and build applications
USDT elsewhere
- Maplebest 4.54% · $859.3M
- Spark Savingsbest 3.23% · $391.9M
- Uniswap V3best 46.72% · $266.5M
- Curve DEXbest 4.66% · $226.6M
- Fluid Lendingbest 4.32% · $131.2M
- Uniswap V4best 26.14% · $94.8M
- Fluid DEXbest 1.30% · $83.0M
- Venus Core Poolbest 2.53% · $69.4M
- JustLend V1best 2.32% · $63.7M
- ZEROBASE CeDeFibest 9.00% · $48.2M
- PancakeSwap AMM V3best 21.17% · $40.7M
Questions people ask
What APY does Aave V3 pay on USDT?
Right now the best USDT pool on Aave V3 pays 4.67% APY with $476.1M of liquidity. 4 pools are tracked for this pair; the table above lists every one with its chain and 30-day average.
On which chains can I deposit USDT into Aave V3?
Ethereum, BNB Chain, Avalanche. Pick the chain where you already hold USDT to avoid bridge fees; our bridge list covers the rest.
Is Aave V3 a safe place for USDT?
Aave V3 is a lending protocol with 2 listed audit(s). Large TVL and a long track record lower risk but do not remove it: smart-contract bugs, oracle failures and governance changes can all cost depositors money. Never deposit more than you can lose.