USD Coin (USDC) on Aave V3: APY, TVL and history
11 liquid USDC pools on Aave V3 (Lending) across 9 chains. aave.com ↗
5.64%
Best APY
3.89%
30d avg, largest pool
$334.3M
Liquidity
11
Pools
2
Audits listed
| Pool | APY | 30d avg | TVL ▾ | 30d | Risk | Chain | |
|---|---|---|---|---|---|---|---|
| USDC Aave V3 | 3.56% base 3.56% | 3.89% | $191.3M | Stable Single Down | Ethereum | Deposit ↗ | |
| USDC Aave V3 · Umbrella | 5.23% base 3.56% + reward 1.67% | 5.43% | $58.3M | Stable Single Stable/Up | Ethereum | Deposit ↗ | |
| USDC Aave V3 | 2.63% base 2.63% | 2.51% | $34.4M | Stable Single Stable/Up | Arbitrum | Deposit ↗ | |
| USDC Aave V3 | 3.66% base 3.66% | 3.54% | $21.3M | Stable Single Stable/Up | Base | Deposit ↗ | |
| USDC Aave V3 | 3.16% base 3.16% | 2.85% | $10.7M | Stable Single Stable/Up | Polygon | Deposit ↗ | |
| USDC Aave V3 | 11.55% base 11.55% | 5.64% | $7.5M | — | Stable Single Down | Monad | Deposit ↗ |
| USDC Aave V3 | 4.89% base 4.89% | 3.91% | $5.1M | — | Stable Single Down | Avalanche | Deposit ↗ |
| USDC Aave V3 | 2.81% base 2.81% | 2.48% | $1.8M | — | Stable Single Stable/Up | Optimism | Deposit ↗ |
| USDC Aave V3 | 3.39% base 3.39% | 3.00% | $1.7M | — | Stable Single Stable/Up | BNB Chain | Deposit ↗ |
| USDC Aave V3 | 1.84% base 1.84% | 1.85% | $1.2M | — | Stable Single Stable/Up | Sonic | Deposit ↗ |
| USDC Aave V3 · Prime Instance | 3.20% base 3.20% | 2.73% | $1.1M | — | Stable Single Stable/Up | Ethereum | Deposit ↗ |
APY history USDC on Ethereum, largest pool, 90 days
APYBase APY (without rewards)91 daily points
About Aave V3
Earn interest, borrow assets, and build applications
USDC elsewhere
- Maplebest 4.93% · $2.62B
- Jupiter Lendbest 3.93% · $479.4M
- Raydium AMMbest 92.79% · $418.2M
- Curve DEXbest 8.67% · $388.5M
- Centrifuge Protocolbest 4.85% · $365.9M
- Midas RWAbest 7.77% · $359.9M
- Uniswap V3best 42.65% · $327.8M
- Spark Savingsbest 3.55% · $326.1M
- Uniswap V4best 42.52% · $267.1M
- Fluid Lendingbest 4.93% · $229.3M
- Pareto Creditbest 10.59% · $195.9M
Questions people ask
What APY does Aave V3 pay on USDC?
Right now the best USDC pool on Aave V3 pays 5.64% APY with $334.3M of liquidity. 11 pools are tracked for this pair; the table above lists every one with its chain and 30-day average.
On which chains can I deposit USDC into Aave V3?
Ethereum, Arbitrum, Base, Polygon, Monad, Avalanche, Optimism, BNB Chain, Sonic. Pick the chain where you already hold USDC to avoid bridge fees; our bridge list covers the rest.
Is Aave V3 a safe place for USDC?
Aave V3 is a lending protocol with 2 listed audit(s). Large TVL and a long track record lower risk but do not remove it: smart-contract bugs, oracle failures and governance changes can all cost depositors money. Never deposit more than you can lose.