Polygon DeFi yields: best APY for lending, staking and LPs
25 liquid pools from 13 protocols on Polygon, sorted by liquidity. Live APY, base/reward split, 30-day average and risk flags.
9.25%
Best APY (liquid)
1.66%
Median APY
3.12%
Stablecoin median
$183.7M
Liquidity
13
Protocols
All pools
Stablecoins
Single asset
Best APY
Aave V3
Uniswap V3
BlackRock BUIDL
Curve DEX
Hamilton Lane Senior Credit Opportunities Securitize Fund
Quickswap Dex
| Pool | APY | 30d avg | TVL ▾ | 30d | Risk | |
|---|---|---|---|---|---|---|
| WBTC Aave V3 | 0.01% base 0.01% | 0.01% | $63.4M | Single Stable/Up | Deposit ↗ | |
| WETH Aave V3 | 0.28% base 0.28% | 0.28% | $23.9M | Single Stable/Up | Deposit ↗ | |
| BET-USDT Uniswap V3 · 0.3% | 0.01% base 0.01% | 0.02% | $12.2M | LP IL Stable/Up | Deposit ↗ | |
| USDT0 Aave V3 | 3.09% base 3.09% | 3.18% | $11.4M | Stable Single Stable/Up | Deposit ↗ | |
| USDC Aave V3 | 3.16% base 3.16% | 2.85% | $10.7M | Stable Single Stable/Up | Deposit ↗ | |
| WSTETH Aave V3 | <0.01% base <0.01% | <0.01% | $9.1M | — | Single Stable/Up | Deposit ↗ |
| WPOL Aave V3 | 0.05% base 0.05% | 0.08% | $8.8M | — | Single Stable/Up | Deposit ↗ |
| BUIDL BlackRock BUIDL | 3.54% base 3.54% | 3.55% | $7.5M | — | Stable Single Stable/Up | Deposit ↗ |
| HLSCOPE Hamilton Lane Senior Credit Opportunities Securitize Fund | 3.04% base 3.04% | 3.96% | $4.1M | — | Single Stable/Up | Deposit ↗ |
| MATICX Stader | 2.33% base 2.33% | 2.31% | $3.9M | — | Single Stable/Up | Deposit ↗ |
| RNT-USDT SushiSwap | 0.15% base 0.15% | 0.22% | $3.8M | — | LP IL Stable/Up | Deposit ↗ |
| WBTC Compound V3 · USDC-pool | 0.00% | 0.00% | $2.5M | — | Single | Deposit ↗ |
| AMDAI-AMUSDC-AMUSDT Curve DEX | 0.00% base 0.00% | 0.00% | $2.4M | — | Stable LP | Deposit ↗ |
| AAVE Aave V3 | 0.00% base 0.00% | 0.00% | $2.4M | — | Single | Deposit ↗ |
| AM3CRV-AMWBTC-AMWETH Curve DEX | 0.02% base 0.02% | <0.01% | $2.3M | — | LP IL Stable/Up | Deposit ↗ |
| USDC-WETH Quickswap Dex | 4.49% base 4.49% | 3.38% | $2.2M | — | LP IL Down | Deposit ↗ |
| WBTC Morpho Blue | 0.00% base 0.00% | 0.00% | $1.7M | — | Single | Deposit ↗ |
| LINK Aave V3 | 0.03% base 0.03% | 0.03% | $1.7M | — | Single Stable/Up | Deposit ↗ |
| FUN-DAI Quickswap Dex | 0.55% base 0.55% | 0.52% | $1.7M | — | LP IL Stable/Up | Deposit ↗ |
| EURS Aave V3 | <0.01% base <0.01% | <0.01% | $1.7M | — | Stable Single Stable/Up | Deposit ↗ |
| USDC-USDC Uniswap V4 · 0.00% | 8.81% base 8.81% | 6.17% | $1.3M | — | Stable LP Down | Deposit ↗ |
| WBTC-WETH Uniswap V3 · 0.05% | 8.46% base 8.46% | 8.87% | $1.3M | — | LP IL Stable/Up | Deposit ↗ |
| WBTC-USDC-WETH Balancer V2 · Balancer Polygon Tricrypto | 1.40% base 1.40% | 1.27% | $1.3M | — | LP IL Down | Deposit ↗ |
| USDC-USDT Uniswap V3 · 0.01% | 9.25% base 9.25% | 13.70% | $1.2M | — | Stable LP Down | Deposit ↗ |
| AUSD-USDC Fluid DEX | <0.01% base <0.01% | 0.04% | $1.1M | — | Stable LP Stable/Up | Deposit ↗ |
Protocols on Polygon
- Aave V3best 3.09% · 9 pools · $133.1M
- Uniswap V3best 9.25% · 3 pools · $14.6M
- BlackRock BUIDLbest 3.54% · 1 pools · $7.5M
- Curve DEXbest <0.01% · 2 pools · $4.8M
- Hamilton Lane Senior Credit Opportunities Securitize Fundbest 3.04% · 1 pools · $4.1M
- Quickswap Dexbest 3.38% · 2 pools · $4.0M
- Staderbest 2.31% · 1 pools · $3.9M
- SushiSwapbest 0.15% · 1 pools · $3.8M
- Compound V3best 0.00% · 1 pools · $2.5M
- Morpho Bluebest 0.00% · 1 pools · $1.7M
- Uniswap V4best 6.17% · 1 pools · $1.3M
- Balancer V2best 1.27% · 1 pools · $1.3M
- Fluid DEXbest <0.01% · 1 pools · $1.1M
Earning on Polygon
Rates on a chain reflect its own supply and demand: lending markets pay more where traders borrow more, and liquidity pools pay more where volume is high relative to liquidity. Stablecoin pools on Polygon currently pay a median of 3.12% (single asset, $1M+ TVL). To bring funds here, use the canonical bridge or an aggregator from the bridge list, and keep a little native token for gas.
Questions people ask
What is the best yield on Polygon right now?
The top APY among Polygon pools with at least $1M of liquidity is 9.25%. Median across liquid pools: 1.66%. Stablecoin pools on Polygon pay up to 9.25% (median single-asset 3.12%).
Which protocols have the most liquidity on Polygon?
Aave V3 ($133.1M), Uniswap V3 ($14.6M), BlackRock BUIDL ($7.5M), Curve DEX ($4.8M), Hamilton Lane Senior Credit Opportunities Securitize Fund ($4.1M), Quickswap Dex ($4.0M).
How do I move funds to Polygon?
Use the chain’s canonical bridge or a bridge aggregator; our bridge list shows which ones support Polygon. Keep some native gas token for transactions.