Arbitrum DeFi yields: best APY for lending, staking and LPs
116 liquid pools from 28 protocols on Arbitrum, sorted by liquidity. Live APY, base/reward split, 30-day average and risk flags.
21.43%
Best APY (liquid)
1.38%
Median APY
4.14%
Stablecoin median
$2.57B
Liquidity
28
Protocols
All pools
Stablecoins
Single asset
Best APY
USD AI
Aave V3
Spark Savings
Sky Lending
Fluid Lending
GMX V2 Perps
| Pool | APY | 30d avg | TVL ▾ | 30d | Risk | |
|---|---|---|---|---|---|---|
| SUSDAI USD AI · 30d unlock | 6.99% base 6.99% | 7.31% | $493.0M | Stable Single Down | Deposit ↗ | |
| USDS Spark Savings | 3.60% base 3.60% | 3.55% | $362.7M | Stable Single Stable/Up | Deposit ↗ | |
| SUSDS Sky Lending | 3.60% base 3.60% | 3.55% | $362.7M | Stable Single Stable/Up | Deposit ↗ | |
| WBTC Aave V3 | 0.03% base 0.03% | 0.04% | $209.3M | Single Stable/Up | Deposit ↗ | |
| WEETH Aave V3 | 0.00% base 0.00% | 0.00% | $99.0M | Single Stable/Up | Deposit ↗ | |
| WETH-GFC PancakeSwap AMM | 0.00% base 0.00% | 0.00% | $67.5M | LP IL | Deposit ↗ | |
| USDC Fluid Lending | 4.33% base 4.33% | 4.22% | $61.1M | Stable Single Stable/Up | Deposit ↗ | |
| WBTC.B-USDC GMX V2 Perps | 2.28% base 2.28% | 6.10% | $59.7M | LP IL Stable/Up | Deposit ↗ | |
| ETH-USDC GMX V2 Perps | 4.48% base 4.48% | 10.84% | $54.0M | LP IL Stable/Up | Deposit ↗ | |
| WSTETH Aave V3 | 0.00% base 0.00% | 0.00% | $53.0M | Single Stable/Up | Deposit ↗ | |
| USDAI Pendle V2 · For LP | Maturity 15OCT2026 | 1.75% base 1.70% + reward 0.05% | 1.40% | $50.3M | Stable Single Stable/Up | Deposit ↗ | |
| USDAI Pendle V2 · For buying PT-USDai-15OCT2026 | 8.82% base 8.82% | 7.86% | $50.3M | Stable Single Down | Deposit ↗ | |
| USD₮0 Fluid Lending | 4.32% base 4.32% | 5.43% | $47.5M | Single Stable/Up | Deposit ↗ | |
| SUSDAI Fluid Lending | 0.00% base 0.00% | 0.00% | $44.3M | Stable Single | Deposit ↗ | |
| WBTC-WETH Uniswap V3 · 0.05% | 20.60% base 20.60% | 15.20% | $35.8M | LP IL Down | Deposit ↗ | |
| SUSDAI Fluid Lending | 0.00% base 0.00% | 0.00% | $35.1M | Stable Single | Deposit ↗ | |
| USDC Aave V3 | 2.63% base 2.63% | 2.51% | $34.4M | Stable Single Stable/Up | Deposit ↗ | |
| WETH Aave V3 | 0.93% base 0.93% | 0.95% | $31.4M | Single Stable/Up | Deposit ↗ | |
| ETH-ETH GMX V2 Perps | 0.98% base 0.98% | 4.64% | $18.3M | LP Stable/Up | Deposit ↗ | |
| SUSDAI-USDC Fluid DEX | <0.01% base <0.01% | 0.16% | $17.9M | Stable LP Stable/Up | Deposit ↗ | |
| SUSDAI-USD₮0 Fluid DEX | 0.13% base 0.13% | 0.15% | $17.7M | LP IL Stable/Up | Deposit ↗ | |
| WBTC Compound V3 · USDC-pool | 0.00% | 0.00% | $15.5M | Single | Deposit ↗ | |
| WBTC Compound V3 · USDT-pool | 0.00% | 0.00% | $14.8M | Single | Deposit ↗ | |
| SUSDAI Pendle V2 · For buying PT-sUSDai-15OCT2026 | 11.14% base 11.14% | 10.77% | $13.1M | Stable Single Down | Deposit ↗ | |
| SUSDAI Pendle V2 · For LP | Maturity 15OCT2026 | 8.26% base 8.07% + reward 0.19% | 8.79% | $13.1M | Stable Single Stable/Up | Deposit ↗ | |
| HYPE-- D2 Finance | 0.00% base 0.00% | 0.00% | $11.7M | LP IL | Deposit ↗ | |
| USDC-USD₮0 Fluid DEX | 0.49% base 0.49% | 0.55% | $11.6M | LP IL Stable/Up | Deposit ↗ | |
| WSTETH Fluid Lending | 0.00% base 0.00% | <0.01% | $11.4M | Single | Deposit ↗ | |
| WBTC.B-WBTC.B GMX V2 Perps | 1.32% base 1.32% | 7.76% | $9.9M | LP Stable/Up | Deposit ↗ | |
| THUSD-USDC-ARB Concrete · thUSD Genesis Vault - USDC Arbitrum | 0.00% base 0.00% | 0.00% | $8.7M | — | LP IL | Deposit ↗ |
| USD₮0 Aave V3 | 3.04% base 3.04% | 3.15% | $8.7M | — | Single Stable/Up | Deposit ↗ |
| BUIDL BlackRock BUIDL | 3.23% base 3.23% | 3.24% | $8.6M | — | Stable Single Stable/Up | Deposit ↗ |
| ETH-USDC Uniswap V4 · 0.05% | 15.30% base 15.30% | 28.75% | $8.3M | — | LP IL Down | Deposit ↗ |
| WSTETH Compound V3 · USDC-pool | 0.00% | 0.00% | $8.1M | — | Single | Deposit ↗ |
| WSTETH Compound V3 · USDT-pool | 0.00% | 0.00% | $8.1M | — | Single | Deposit ↗ |
| WBTC-USDC Uniswap V3 · 0.05% | 26.41% base 26.41% | 21.43% | $8.1M | — | LP IL Down | Deposit ↗ |
| USDT ZEROBASE CeDeFi | 9.00% base 7.00% + reward 2.00% | 9.00% | $7.6M | — | Stable Single Down | Deposit ↗ |
| WSTETH CIAN Yield Layer · Aavev3 | 2.76% | 2.02% | $6.2M | — | Single Stable/Up | Deposit ↗ |
| GAMIUSDC T3tris Finance · perf 20.0% | 0.00% base 0.00% | 0.00% | $6.0M | — | Stable Single | Deposit ↗ |
| ETH Fluid Lending | 1.16% base 1.16% | 1.22% | $5.9M | — | Single Stable/Up | Deposit ↗ |
| ELLENBTC T3tris Finance · perf 0.0% | 0.00% base 0.00% | 0.00% | $5.8M | — | Single | Deposit ↗ |
| WETH Compound V3 · USDC-pool | 0.00% | 0.00% | $5.7M | — | Single | Deposit ↗ |
| GTUSDA Gauntlet · Gauntlet USD Alpha | 4.68% base 4.68% | 4.80% | $5.0M | — | Stable Single Stable/Up | Deposit ↗ |
| USDC Gains Network | 35.99% base 35.99% | 14.30% | $4.6M | — | Stable Single Down | Deposit ↗ |
| SOL-USDC GMX V2 Perps | 3.59% base 3.59% | 9.43% | $4.5M | — | LP IL Stable/Up | Deposit ↗ |
| WBTC-USDC Uniswap V4 · 0.05% | 12.79% base 12.79% | 12.13% | $4.5M | — | LP IL Stable/Up | Deposit ↗ |
| USDT Compound V3 | 2.51% base 2.51% | 2.58% | $4.4M | — | Stable Single Stable/Up | Deposit ↗ |
| THUSD-THBILL-ARB Concrete · thUSD Genesis Vault - thBILL Arbitrum | 0.00% base 0.00% | 0.00% | $4.2M | — | LP IL | Deposit ↗ |
| WBTC-EVA Uniswap V3 · 1% | 5.82% base 5.82% | 8.47% | $4.0M | — | LP IL Down | Deposit ↗ |
| LINK Aave V3 | <0.01% base <0.01% | <0.01% | $3.9M | — | Single Stable/Up | Deposit ↗ |
Protocols on Arbitrum
- USD AIbest 6.99% · 1 pools · $493.0M
- Aave V3best 3.04% · 12 pools · $449.6M
- Spark Savingsbest 3.55% · 1 pools · $362.7M
- Sky Lendingbest 3.55% · 1 pools · $362.7M
- Fluid Lendingbest 5.27% · 13 pools · $218.1M
- GMX V2 Perpsbest 10.14% · 10 pools · $157.2M
- Pendle V2best 10.77% · 6 pools · $132.8M
- PancakeSwap AMMbest 0.00% · 1 pools · $67.5M
- Compound V3best 2.81% · 9 pools · $64.1M
- Uniswap V3best 21.43% · 11 pools · $59.2M
- Fluid DEXbest 0.49% · 5 pools · $52.6M
- Morpho Bluebest 4.16% · 10 pools · $25.6M
- Uniswap V4best 18.25% · 7 pools · $21.1M
- Dolomitebest 4.39% · 9 pools · $17.4M
Earning on Arbitrum
Rates on a chain reflect its own supply and demand: lending markets pay more where traders borrow more, and liquidity pools pay more where volume is high relative to liquidity. Stablecoin pools on Arbitrum currently pay a median of 4.14% (single asset, $1M+ TVL). To bring funds here, use the canonical bridge or an aggregator from the bridge list, and keep a little native token for gas.
Questions people ask
What is the best yield on Arbitrum right now?
The top APY among Arbitrum pools with at least $1M of liquidity is 21.43%. Median across liquid pools: 1.38%. Stablecoin pools on Arbitrum pay up to 14.30% (median single-asset 4.14%).
Which protocols have the most liquidity on Arbitrum?
USD AI ($493.0M), Aave V3 ($449.6M), Spark Savings ($362.7M), Sky Lending ($362.7M), Fluid Lending ($218.1M), GMX V2 Perps ($157.2M).
How do I move funds to Arbitrum?
Use the chain’s canonical bridge or a bridge aggregator; our bridge list shows which ones support Arbitrum. Keep some native gas token for transactions.