USDAI interest rates: staking, lending and yield farming
Every liquid DeFi pool that includes USDAI: 13 pools across 7 protocols and 4 chains. Live APY with base/reward split, 30-day average and risk flags. Updated 2 h ago
7.86%
Best single-asset APY
7.86%
Best APY incl. pairs
0.06%
Median APY
$106.9M
Liquidity in USDAI pools
5 / 13
Single-asset / all pools
Best single-asset option right now: 8.82% at Pendle V2 on Arbitrum ($50.3M TVL, 30d avg 7.86%).
| Pool | APY | 30d avg | TVL ▾ | 30d | Risk | Chain | |
|---|---|---|---|---|---|---|---|
| USDAI Pendle V2 · For LP | Maturity 15OCT2026 | 1.75% base 1.70% + reward 0.05% | 1.40% | $50.3M | Stable Single Stable/Up | Arbitrum | Deposit ↗ | |
| USDAI Pendle V2 · For buying PT-USDai-15OCT2026 | 8.82% base 8.82% | 7.86% | $50.3M | Stable Single Down | Arbitrum | Deposit ↗ | |
| USDAI-USDC Fluid DEX | 0.12% base 0.12% | 1.19% | $3.1M | — | Stable LP Stable/Up | Arbitrum | Deposit ↗ |
| PT-USDAI-15OCT2026 Morpho Blue | 0.00% base 0.00% | 0.00% | $2.4M | — | LP IL | Arbitrum | Deposit ↗ |