Tether (USDT) interest rates: staking, lending and yield farming
Every liquid DeFi pool that includes USDT: 1,220 pools across 143 protocols and 42 chains. Live APY with base/reward split, 30-day average and risk flags. Updated 2 h ago
9.00%
Best single-asset APY
46.72%
Best APY incl. pairs
1.78%
Median APY
$3.26B
Liquidity in USDT pools
123 / 1,220
Single-asset / all pools
Best single-asset option right now: 9.00% at ZEROBASE CeDeFi on Ethereum ($14.1M TVL, 30d avg 9.00%), of which 2.00% is token rewards.
| Pool | APY | 30d avg | TVL ▾ | 30d | Risk | Chain | |
|---|---|---|---|---|---|---|---|
| USDT Maple · Syrup USDT | 4.62% base 4.62% | 4.54% | $859.3M | Stable Single Down | Ethereum | Deposit ↗ | |
| USDT Spark Savings | 3.50% base 3.50% | 3.23% | $391.9M | Stable Single Stable/Up | Ethereum | Deposit ↗ | |
| USDT Aave V3 | 3.23% base 3.23% | 3.37% | $391.0M | Stable Single Down | Ethereum | Deposit ↗ | |
| USDT Fluid Lending | 4.32% base 4.32% | 4.84% | $131.2M | Stable Single Stable/Up | Ethereum | Deposit ↗ | |
| USDT Aave V3 · Umbrella | 4.67% base 3.23% + reward 1.44% | 4.80% | $70.6M | Stable Single Down | Ethereum | Deposit ↗ | |
| USDT Venus Core Pool | 2.53% base 2.53% | 2.53% | $69.4M | Stable Single Stable/Up | BNB Chain | Deposit ↗ | |
| USDT JustLend V1 | 2.54% base 2.54% | 2.32% | $63.7M | Stable Single Down | Tron | Deposit ↗ | |
| USDT Bitway Earn · Core Alpha | 8.00% base 8.00% | 8.00% | $25.2M | Stable Single Stable/Up | BNB Chain | Deposit ↗ | |
| USDT Compound V3 | 3.13% base 3.13% | 3.08% | $23.4M | Stable Single Stable/Up | Ethereum | Deposit ↗ | |
| USDT ZEROBASE CeDeFi | 8.76% base 6.76% + reward 2.00% | 8.76% | $18.4M | Stable Single Stable/Up | BNB Chain | Deposit ↗ | |
| USDT Jupiter Lend · Earn | 3.79% base 3.79% | 3.99% | $17.3M | Stable Single Stable/Up | Solana | Deposit ↗ | |
| USDT Compound V2 | 0.00% base 0.00% | 0.00% | $16.8M | Stable Single | Ethereum | Deposit ↗ | |
| USDT SparkLend | 3.39% base 3.39% | 3.13% | $15.6M | Stable Single Stable/Up | Ethereum | Deposit ↗ | |
| USDT ZEROBASE CeDeFi | 9.00% base 7.00% + reward 2.00% | 9.00% | $14.1M | Stable Single Stable/Up | Ethereum | Deposit ↗ | |
| USDT Aave V3 | 2.84% base 2.84% | 2.49% | $11.9M | Stable Single Stable/Up | BNB Chain | Deposit ↗ | |
| USDT ZEROBASE CeDeFi | 5.30% base 3.30% + reward 2.00% | 5.30% | $8.1M | — | Stable Single Stable/Up | Optimism | Deposit ↗ |
| USDT ZEROBASE CeDeFi | 9.00% base 7.00% + reward 2.00% | 9.00% | $7.6M | — | Stable Single Down | Arbitrum | Deposit ↗ |
| USDT Bitway Earn · Absolute Return | 7.50% base 7.50% | 7.30% | $6.6M | — | Stable Single Stable/Up | BNB Chain | Deposit ↗ |
| USDT Yearn Finance | 3.29% base 3.29% | 3.18% | $5.8M | — | Stable Single Stable/Up | Ethereum | Deposit ↗ |
| USDT Compound V3 | 2.51% base 2.51% | 2.58% | $4.4M | — | Stable Single Stable/Up | Arbitrum | Deposit ↗ |
| USDT Aave V4 · Core | 6.71% base 0.09% + reward 6.62% | 4.83% | $4.0M | — | Stable Single Reward-heavy Down | Avalanche | Deposit ↗ |
| USDT Lista Lending | 6.33% base 0.54% + reward 5.80% | 5.93% | $3.3M | — | Stable Single Reward-heavy Stable/Up | Ethereum | Deposit ↗ |
| USDT Storm Trade | 5.23% base 5.23% | 5.39% | $2.9M | — | Stable Single Stable/Up | TON | Deposit ↗ |
| USDT Aave V3 | 3.93% base 3.93% | 4.01% | $2.5M | — | Stable Single Down | Avalanche | Deposit ↗ |
| USDT Kamino Lend · SOL/BTC Market | 3.09% base 3.09% | 4.21% | $2.5M | — | Stable Single Stable/Up | Solana | Deposit ↗ |
| USDT Lista Lending | 3.59% base 3.59% | 2.56% | $2.4M | — | Stable Single Down | BNB Chain | Deposit ↗ |
| USDT Save · Main Pool | 1.95% base 1.95% | 1.67% | $2.3M | — | Stable Single Down | Solana | Deposit ↗ |
| USDT Lista Lending | 10.67% base 10.67% | 7.23% | $2.1M | — | Stable Single Down | BNB Chain | Deposit ↗ |
| USDT Lista Lending | 2.94% base 2.94% | 1.93% | $2.1M | — | Stable Single Stable/Up | BNB Chain | Deposit ↗ |
| USDT Venus Flux | 2.33% base 2.33% | 2.53% | $2.1M | — | Stable Single Stable/Up | BNB Chain | Deposit ↗ |
| USDT Centrifuge Protocol · Zivoe SMB Credit | 2.40% base 2.40% | 2.52% | $2.0M | — | Stable Single | Ethereum | Deposit ↗ |
| USDT Flux Finance | 4.47% base 4.47% | 4.44% | $1.9M | — | Stable Single Down | Ethereum | Deposit ↗ |
| USDT Across | 1.57% base 0.28% + reward 1.29% | 1.43% | $1.6M | — | Stable Single Reward-heavy Stable/Up | Ethereum | Deposit ↗ |
| USDT Native Credit Pool · single-side, no-loss LP | 3.31% base 3.31% | 3.25% | $1.5M | — | Stable Single Down | Ethereum | Deposit ↗ |
| USDT Aave V4 · Core | 3.29% base 3.29% | 3.38% | $1.4M | — | Stable Single Down | Ethereum | Deposit ↗ |
| USDT Native Credit Pool · single-side, no-loss LP | 3.14% base 3.14% | 3.11% | $1.4M | — | Stable Single Down | BNB Chain | Deposit ↗ |
| USDT Benqi Lending | 3.01% base 3.01% | 3.76% | $1.2M | — | Stable Single Stable/Up | Avalanche | Deposit ↗ |