DeFiEarns

Binance USD (BUSD) interest rates: staking, lending and yield farming

Every liquid DeFi pool that includes BUSD: 42 pools across 16 protocols and 7 chains. Live APY with base/reward split, 30-day average and risk flags. Updated 2 h ago

Best single-asset APY
1.64%
Best APY incl. pairs
0.09%
Median APY
$10.3M
Liquidity in BUSD pools
5 / 42
Single-asset / all pools
All pools Single asset Best APY Wombat Exchange Beets DEX V3 PancakeSwap AMM
Pool APY 30d avg TVL ▾ 30d Risk Chain
LP-BUSD Wombat Exchange 0.03% base 0.00% + reward 0.03% 0.03% $2.1M LP IL Reward-heavy Stable/Up BNB Chain Deposit ↗
GHUSDC-BUSD Beets DEX V3 0.00% base 0.00% 0.00% $1.5M Stable LP Sonic Deposit ↗
WBNB-BUSD PancakeSwap AMM 1.64% base 1.64% 2.37% $1.3M LP IL Stable/Up BNB Chain Deposit ↗

By protocol

By chain

  • BNB Chainbest 1.64% · 2 pools · $3.3M
  • Sonicbest 0.00% · 1 pools · $1.5M

Borrow BUSD 1 markets

MarketChainBorrow APYSupply APYSuppliedBorrowedLTV
BUSDDolomite Berachain 5.99% 3.63% $304K $230K 87%

All BUSD borrow markets →

Paired with BUSD

How to earn on BUSD

Single-asset options (lending, staking, savings vaults) pay interest without exposing you to another token; your BUSD balance grows and you can withdraw the same asset. Liquidity pairs earn trading fees plus rewards but hold BUSD together with a second asset, so the value moves with both prices (impermanent loss). The “Single” chip marks the first kind.

Each row links to the protocol’s own deposit page. Check the chain first: the same protocol can pay different rates on Ethereum, Base or Arbitrum, and moving funds costs a bridge fee (see bridges). Rates refresh hourly; the 30-day average shows whether today’s number is typical.

Questions people ask

What is the best BUSD APY right now?
The highest rate with at least $1M of liquidity is 1.64% at PancakeSwap AMM on BNB Chain. It is a liquidity pair, so the return also depends on the other asset.
Where can I earn interest on BUSD?
16 protocols currently list BUSD pools. The largest by liquidity: Wombat Exchange ($2.1M), Beets DEX V3 ($1.5M), PancakeSwap AMM ($1.3M). Each row in the table links to the protocol’s deposit page.
Can I borrow BUSD?
1 lending markets let you borrow BUSD against collateral. See BUSD borrow rates for the cheapest one.
Is BUSD yield safe?
It depends on the pool. Single-asset lending and staking avoid impermanent loss; liquidity pairs do not. The median BUSD rate across liquid pools is 0.09%; anything far above it usually carries reward-token risk or a very small market. Our methodology explains every column and flag.