DeFiEarns

USDC.E interest rates: staking, lending and yield farming

Every liquid DeFi pool that includes USDC.E: 91 pools across 34 protocols and 16 chains. Live APY with base/reward split, 30-day average and risk flags. Updated 2 h ago

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Best single-asset APY
5.99%
Best APY incl. pairs
1.21%
Median APY
$17.6M
Liquidity in USDC.E pools
13 / 91
Single-asset / all pools
All pools Single asset Best APY SparkDEX V3.1 SparkDEX V4
Pool APY 30d avg TVL ▾ 30d Risk Chain
USD₮0-USDC.E SparkDEX V3.1 0.24% base 0.24% 0.16% $5.1M — LP IL Stable/Up Flare Deposit ↗
USD₮0-USDC.E SparkDEX V4 6.32% base 0.30% + reward 6.01% 5.99% $2.0M — LP IL Reward-heavy Down Flare Deposit ↗

By protocol

By chain

  • Flarebest 5.99% · 2 pools · $7.0M

Borrow USDC.E 4 markets

MarketChainBorrow APYSupply APYSuppliedBorrowedLTV
USDC.EAave V3 Gnosis 3.79% 2.65% $2.9M $2.2M 75%
USDC.EDolomite Berachain 6.23% 3.92% $1.9M $1.5M 87%
USDC.EKinetic Flare 11.90% 10.59% $800K $600K 80%
USDC.EZentra Finance Citrea 0.00% 0.00% $159K $126K 85%

All USDC.E borrow markets →

Paired with USDC.E

WETH5 pools USD₮03 pools USDC2 pools USDT2 pools USDS1 pools WS1 pools WFLR1 pools DAI1 pools CRVUSD1 pools ETH1 pools I1 pools ARB1 pools BUSD1 pools USDD1 pools

How to earn on USDC.E

Single-asset options (lending, staking, savings vaults) pay interest without exposing you to another token; your USDC.E balance grows and you can withdraw the same asset. Liquidity pairs earn trading fees plus rewards but hold USDC.E together with a second asset, so the value moves with both prices (impermanent loss). The “Single” chip marks the first kind.

Each row links to the protocol’s own deposit page. Check the chain first: the same protocol can pay different rates on Ethereum, Base or Arbitrum, and moving funds costs a bridge fee (see bridges). Rates refresh hourly; the 30-day average shows whether today’s number is typical.

Questions people ask

What is the best USDC.E APY right now?
The highest rate with at least $1M of liquidity is 6.32% at SparkDEX V4 on Flare. It is a liquidity pair, so the return also depends on the other asset.
Where can I earn interest on USDC.E?
34 protocols currently list USDC.E pools. The largest by liquidity: SparkDEX V3.1 ($5.1M), SparkDEX V4 ($2.0M). Each row in the table links to the protocol’s deposit page.
Can I borrow USDC.E?
4 lending markets let you borrow USDC.E against collateral. See USDC.E borrow rates for the cheapest one.
Is USDC.E yield safe?
It depends on the pool. Single-asset lending and staking avoid impermanent loss; liquidity pairs do not. The median USDC.E rate across liquid pools is 1.21%; anything far above it usually carries reward-token risk or a very small market. Our methodology explains every column and flag.