Dai (DAI) interest rates: staking, lending and yield farming
Every liquid DeFi pool that includes DAI: 143 pools across 45 protocols and 14 chains. Live APY with base/reward split, 30-day average and risk flags. Updated 2 h ago
3.18%
Best single-asset APY
13.34%
Best APY incl. pairs
1.24%
Median APY
$346.8M
Liquidity in DAI pools
22 / 143
Single-asset / all pools
Best single-asset option right now: 3.18% at Yearn Finance on Ethereum ($7.4M TVL, 30d avg 3.25%).
| Pool | APY | 30d avg | TVL ▾ | 30d | Risk | Chain | |
|---|---|---|---|---|---|---|---|
| DAI-USDC-USDT Curve DEX | 0.00% base 0.00% | 0.00% | $160.4M | Stable LP Stable/Up | Ethereum | Deposit ↗ | |
| DAI SparkLend | 2.46% base 2.46% | 2.30% | $100.0M | Stable Single Stable/Up | Ethereum | Deposit ↗ | |
| DAI Aave V3 | 3.07% base 3.07% | 2.86% | $17.3M | Stable Single Stable/Up | Ethereum | Deposit ↗ | |
| DAI-WETH Uniswap V2 | 4.14% base 4.14% | 3.14% | $9.0M | — | LP IL Stable/Up | Ethereum | Deposit ↗ |
| DAI-WETH SushiSwap V3 · 0.3% | 19.22% base 19.22% | 13.34% | $9.0M | — | LP IL Down | Ethereum | Deposit ↗ |
| DAI Save · LST Pool | 0.00% base 0.00% | 0.00% | $8.0M | — | Stable Single | Solana | Deposit ↗ |
| DAI Yearn Finance | 3.18% base 3.18% | 3.25% | $7.4M | — | Stable Single Stable/Up | Ethereum | Deposit ↗ |
| DAI-WETH Uniswap V3 · 0.3% | 12.59% base 12.59% | 11.17% | $3.5M | — | LP IL Down | Ethereum | Deposit ↗ |
| FUN-DAI Quickswap Dex | 0.55% base 0.55% | 0.52% | $1.7M | — | LP IL Stable/Up | Polygon | Deposit ↗ |
| PEAS-DAI Uniswap V3 · 1% | 6.05% base 6.05% | 6.68% | $1.4M | — | LP IL Stable/Up | Ethereum | Deposit ↗ |
| FLUT-DAI Uniswap V2 | 0.00% base 0.00% | <0.01% | $1.4M | — | LP IL | Ethereum | Deposit ↗ |
| DAI-USDC-USDT Convex Finance | <0.01% base 0.00% + reward <0.01% | <0.01% | $1.4M | — | Stable LP Reward-heavy Stable/Up | Ethereum | Deposit ↗ |
| DAI-USDT Uniswap V3 · 0.01% | 10.34% base 10.34% | 5.41% | $1.4M | — | Stable LP Down | Ethereum | Deposit ↗ |
| DAI-USDC Uniswap V3 · 0.01% | 2.62% base 2.62% | 3.72% | $1.3M | — | Stable LP Down | Ethereum | Deposit ↗ |
| TENSOR-DAI Uniswap V2 | 0.15% base 0.15% | 1.80% | $1.2M | — | LP IL Stable/Up | Ethereum | Deposit ↗ |
| DAI-HEZ Uniswap V2 | 0.66% base 0.66% | 1.06% | $1.1M | — | LP IL Down | Ethereum | Deposit ↗ |
| DAI-USDC Uniswap V2 | <0.01% base <0.01% | 0.21% | $1.1M | — | Stable LP Stable/Up | Ethereum | Deposit ↗ |
| DAI-WETH Uniswap V3 · 0.05% | 4.43% base 4.43% | 4.69% | $1.0M | — | LP IL Stable/Up | Ethereum | Deposit ↗ |
| DAI Aave V3 | 2.08% base 2.08% | 1.95% | $1.0M | — | Stable Single Stable/Up | Arbitrum | Deposit ↗ |
By protocol
- Curve DEXbest 0.00% · 1 pools · $160.4M
- SparkLendbest 2.30% · 1 pools · $100.0M
- Aave V3best 2.86% · 2 pools · $18.4M
- Uniswap V2best 3.14% · 5 pools · $13.9M
- SushiSwap V3best 13.34% · 1 pools · $9.0M
- Uniswap V3best 11.17% · 5 pools · $8.7M
- Savebest 0.00% · 1 pools · $8.0M
- Yearn Financebest 3.18% · 1 pools · $7.4M
- Quickswap Dexbest 0.52% · 1 pools · $1.7M
- Convex Financebest <0.01% · 1 pools · $1.4M
Borrow DAI 8 markets
Top single-asset DAI pools by APY TVL ≥ $1M
- Yearn Finance Ethereum3.18% · 30d 3.25% · $7.4M
- Aave V3 Ethereum3.07% · 30d 2.86% · $17.3M
- SparkLend Ethereum2.46% · 30d 2.30% · $100.0M
- Aave V3 Arbitrum2.08% · 30d 1.95% · $1.0M
- Save Solana · LST Pool0.00% · 30d 0.00% · $8.0M
Paired with DAI
How to earn on DAI
Single-asset options (lending, staking, savings vaults) pay interest without exposing you to another token; your DAI balance grows and you can withdraw the same asset. Liquidity pairs earn trading fees plus rewards but hold DAI together with a second asset, so the value moves with both prices (impermanent loss). The “Single” chip marks the first kind.
Each row links to the protocol’s own deposit page. Check the chain first: the same protocol can pay different rates on Ethereum, Base or Arbitrum, and moving funds costs a bridge fee (see bridges). Rates refresh hourly; the 30-day average shows whether today’s number is typical.
Questions people ask
What is the best DAI APY right now?
The highest single-asset rate with at least $1M of liquidity is 3.18% at Yearn Finance on Ethereum ($7.4M TVL). Including liquidity pairs, DAI pays up to 19.22% at SushiSwap V3. Rates are refreshed hourly; the 30-day average for that pool is 3.25%.
Where can I earn interest on DAI?
45 protocols currently list DAI pools. The largest by liquidity: Curve DEX ($160.4M), SparkLend ($100.0M), Aave V3 ($18.4M), Uniswap V2 ($13.9M), SushiSwap V3 ($9.0M). Each row in the table links to the protocol’s deposit page.
Can I borrow DAI?
8 lending markets let you borrow DAI against collateral. See DAI borrow rates for the cheapest one.
Is DAI yield safe?
It depends on the pool. Single-asset lending and staking avoid impermanent loss; liquidity pairs do not. The median DAI rate across liquid pools is 1.24%; anything far above it usually carries reward-token risk or a very small market. Our methodology explains every column and flag.