Borrow Dai (DAI): cheapest DeFi loan rates
8 lending markets for DAI with live borrow APY, the matching supply APY, market size and loan-to-value. Sorted by total borrowed so deep, well-tested markets come first.
0.00%
Cheapest borrow APY on this page
8
Markets
$337.7M
Borrowed, this page
| Asset | Protocol | Chain | Borrow APY | Supply APY | Supplied | Borrowed ▾ | LTV | |
|---|---|---|---|---|---|---|---|---|
| DAIDAI | SparkLend | Ethereum | 4.04% | 2.46% | $308.0M | $208.4M | — | Borrow ↗ |
| DAIDAI | Aave V3 | Ethereum | 4.72% | 3.07% | $131.7M | $114.4M | — | Borrow ↗ |
| DAIDAI | Flux Finance | Ethereum | 5.14% | 4.71% | $9.3M | $8.5M | — | Borrow ↗ |
| DAIDAI | Aave V3 | Polygon | 7.32% | 4.02% | $3.6M | $2.7M | — | Borrow ↗ |
| DAIDAI | Aave V3 | Arbitrum | 3.93% | 2.08% | $3.5M | $2.5M | — | Borrow ↗ |
| DAIDAI | Venus Core Pool | BNB Chain | 5.24% | 2.38% | $1.6M | $825K | — | Borrow ↗ |
| DAIDAI | Aave V3 | Optimism | 4.81% | 3.12% | $607K | $526K | — | Borrow ↗ |
| DAIDAI | Save | Solana | 0.00% | 0.00% | $8.0M | $0 | 90% | Borrow ↗ |
Want to earn instead? See DAI interest rates for the supply side of these markets plus staking and liquidity pools.
Questions people ask
What is the cheapest rate to borrow DAI?
On this page the lowest borrow APY for DAI is 0.00% at Save on Solana, with $8.0M supplied to the market.
Where can I lend DAI instead?
Supply-side rates for the same markets are on the DAI interest rates page, together with staking and liquidity pool yields.