DeFiEarns

Savings Dai (SDAI) interest rates: staking, lending and yield farming

Every liquid DeFi pool that includes SDAI: 10 pools across 7 protocols and 3 chains. Live APY with base/reward split, 30-day average and risk flags. Updated 2 h ago

4.15%
Best single-asset APY
4.15%
Best APY incl. pairs
1.25%
Median APY
$262.8M
Liquidity in SDAI pools
5 / 10
Single-asset / all pools
Best single-asset option right now: 4.30% at sDAI on Gnosis ($49.8M TVL, 30d avg 4.15%).
All pools Single asset Best APY Sky Lending sDAI Aave V3 Curve DEX
Pool APY 30d avg TVL ▾ 30d Risk Chain
SDAI Sky Lending 1.25% base 1.25% 1.25% $202.6M Stable Single Stable/Up Ethereum Deposit ↗
SDAI sDAI 4.30% base 4.30% 4.15% $49.8M Stable Single Stable/Up Gnosis
SDAI Aave V3 0.00% base 0.00% 0.00% $6.2M — Stable Single Gnosis Deposit ↗
SDAI-SUSDE Curve DEX 3.73% base 3.73% 3.63% $3.7M — Stable LP Stable/Up Ethereum Deposit ↗

By protocol

  • Sky Lendingbest 1.25% · 1 pools · $202.6M
  • sDAIbest 4.15% · 1 pools · $49.8M
  • Aave V3best 0.00% · 1 pools · $6.2M
  • Curve DEXbest 3.63% · 1 pools · $3.7M

By chain

  • Ethereumbest 3.63% · 2 pools · $206.3M
  • Gnosisbest 4.15% · 2 pools · $56.0M

Top single-asset SDAI pools by APY TVL ≥ $1M

Paired with SDAI

SUSDE1 pools FRAX1 pools

How to earn on SDAI

Single-asset options (lending, staking, savings vaults) pay interest without exposing you to another token; your SDAI balance grows and you can withdraw the same asset. Liquidity pairs earn trading fees plus rewards but hold SDAI together with a second asset, so the value moves with both prices (impermanent loss). The “Single” chip marks the first kind.

Each row links to the protocol’s own deposit page. Check the chain first: the same protocol can pay different rates on Ethereum, Base or Arbitrum, and moving funds costs a bridge fee (see bridges). Rates refresh hourly; the 30-day average shows whether today’s number is typical.

Questions people ask

What is the best SDAI APY right now?
The highest single-asset rate with at least $1M of liquidity is 4.30% at sDAI on Gnosis ($49.8M TVL). Rates are refreshed hourly; the 30-day average for that pool is 4.15%.
Where can I earn interest on SDAI?
7 protocols currently list SDAI pools. The largest by liquidity: Sky Lending ($202.6M), sDAI ($49.8M), Aave V3 ($6.2M), Curve DEX ($3.7M). Each row in the table links to the protocol’s deposit page.
Is SDAI yield safe?
It depends on the pool. Single-asset lending and staking avoid impermanent loss; liquidity pairs do not. The median SDAI rate across liquid pools is 1.25%; anything far above it usually carries reward-token risk or a very small market. Our methodology explains every column and flag.