DeFiEarns

STCUSD interest rates: staking, lending and yield farming

Every liquid DeFi pool that includes STCUSD: 4 pools across 4 protocols and 3 chains. Live APY with base/reward split, 30-day average and risk flags. Updated 2 h ago

5.18%
Best single-asset APY
5.18%
Best APY incl. pairs
2.59%
Median APY
$91.6M
Liquidity in STCUSD pools
4 / 4
Single-asset / all pools
Best single-asset option right now: 5.18% at cap on Ethereum ($80.5M TVL, 30d avg 5.70%).
All pools Single asset Best APY cap Aave V3
Pool APY 30d avg TVL ▾ 30d Risk Chain
STCUSD cap 5.18% 5.70% $80.5M Stable Single Down Ethereum Deposit ↗
STCUSD Aave V3 0.00% base 0.00% 0.00% $11.0M Stable Single Megaeth Deposit ↗

By protocol

  • capbest 5.18% · 1 pools · $80.5M
  • Aave V3best 0.00% · 1 pools · $11.0M

By chain

  • Ethereumbest 5.18% · 1 pools · $80.5M
  • Megaethbest 0.00% · 1 pools · $11.0M

Top single-asset STCUSD pools by APY TVL ≥ $1M

How to earn on STCUSD

Single-asset options (lending, staking, savings vaults) pay interest without exposing you to another token; your STCUSD balance grows and you can withdraw the same asset. Liquidity pairs earn trading fees plus rewards but hold STCUSD together with a second asset, so the value moves with both prices (impermanent loss). The “Single” chip marks the first kind.

Each row links to the protocol’s own deposit page. Check the chain first: the same protocol can pay different rates on Ethereum, Base or Arbitrum, and moving funds costs a bridge fee (see bridges). Rates refresh hourly; the 30-day average shows whether today’s number is typical.

Questions people ask

What is the best STCUSD APY right now?
The highest single-asset rate with at least $1M of liquidity is 5.18% at cap on Ethereum ($80.5M TVL). Rates are refreshed hourly; the 30-day average for that pool is 5.70%.
Where can I earn interest on STCUSD?
4 protocols currently list STCUSD pools. The largest by liquidity: cap ($80.5M), Aave V3 ($11.0M). Each row in the table links to the protocol’s deposit page.
Is STCUSD yield safe?
It depends on the pool. Single-asset lending and staking avoid impermanent loss; liquidity pairs do not. The median STCUSD rate across liquid pools is 2.59%; anything far above it usually carries reward-token risk or a very small market. Our methodology explains every column and flag.