USAT interest rates: staking, lending and yield farming

Every liquid DeFi pool that includes USAT: 7 pools across 4 protocols and 3 chains. Live APY with base/reward split, 30-day average and risk flags. Updated 2 h ago

4.85%

Best single-asset APY

4.85%

Best APY incl. pairs

0.11%

Median APY

$414.4M

Liquidity in USAT pools

1 / 7

Single-asset / all pools

Best single-asset option right now: 4.85% at Centrifuge Protocol on Ethereum ($403.8M TVL, 30d avg 4.95%).

All pools Single asset Best APY Centrifuge Protocol Curve DEX

Pool	APY	30d avg	TVL ▾	30d	Risk	Chain
USAT Centrifuge Protocol · Janus Henderson AAA CLO Fund	4.85% base 4.85%	4.95%	$403.8M		Stable Single Down	Ethereum	Deposit ↗
USAT-USDT Curve DEX	0.00% base 0.00%	0.00%	$10.0M		Stable LP	Ethereum	Deposit ↗

By protocol

Centrifuge Protocolbest 4.85% · 1 pools · $403.8M
Curve DEXbest 0.00% · 1 pools · $10.0M

By chain

Ethereumbest 4.85% · 2 pools · $413.8M

Top single-asset USAT pools by APY TVL ≥ $1M

Centrifuge Protocol Ethereum · Janus Henderson AAA CLO Fund4.85% · 30d 4.95% · $403.8M

Paired with USAT

How to earn on USAT

Single-asset options (lending, staking, savings vaults) pay interest without exposing you to another token; your USAT balance grows and you can withdraw the same asset. Liquidity pairs earn trading fees plus rewards but hold USAT together with a second asset, so the value moves with both prices (impermanent loss). The “Single” chip marks the first kind.

Each row links to the protocol’s own deposit page. Check the chain first: the same protocol can pay different rates on Ethereum, Base or Arbitrum, and moving funds costs a bridge fee (see bridges). Rates refresh hourly; the 30-day average shows whether today’s number is typical.

Questions people ask

What is the best USAT APY right now?

The highest single-asset rate with at least $1M of liquidity is 4.85% at Centrifuge Protocol on Ethereum ($403.8M TVL). Rates are refreshed hourly; the 30-day average for that pool is 4.95%.

Where can I earn interest on USAT?

4 protocols currently list USAT pools. The largest by liquidity: Centrifuge Protocol ($403.8M), Curve DEX ($10.0M). Each row in the table links to the protocol’s deposit page.

Is USAT yield safe?

It depends on the pool. Single-asset lending and staking avoid impermanent loss; liquidity pairs do not. The median USAT rate across liquid pools is 0.11%; anything far above it usually carries reward-token risk or a very small market. Our methodology explains every column and flag.