USCC interest rates: staking, lending and yield farming

Every liquid DeFi pool that includes USCC: 5 pools across 3 protocols and 3 chains. Live APY with base/reward split, 30-day average and risk flags. Updated 2 h ago

5.81%

Best single-asset APY

5.81%

Best APY incl. pairs

7.34%

Median APY

$166.4M

Liquidity in USCC pools

5 / 5

Single-asset / all pools

Best single-asset option right now: 7.34% at Bitwise USCC on Solana ($8.3M TVL, 30d avg 5.81%).

All pools Single asset Best APY Bitwise USCC Aave V3 Kamino Lend

Pool	APY	30d avg	TVL ▾	30d	Risk	Chain
USCC Bitwise USCC	7.34% base 7.34%	5.81%	$79.6M		Stable Single Down	Ethereum	Deposit ↗
USCC Aave V3 · Aave Horizon Market	0.00% base 0.00%	0.00%	$58.2M		Stable Single	Ethereum	Deposit ↗
USCC Bitwise USCC	7.34% base 7.34%	5.81%	$17.0M		Stable Single Down	Plume Mainnet	Deposit ↗
USCC Bitwise USCC	7.34% base 7.34%	5.81%	$8.3M	—	Stable Single Stable/Up	Solana	Deposit ↗
USCC Kamino Lend · Superstate Opening Bell Market	0.00% base 0.00%	0.00%	$3.3M	—	Stable Single	Solana	Deposit ↗

By protocol

Bitwise USCCbest 5.81% · 3 pools · $104.9M
Aave V3best 0.00% · 1 pools · $58.2M
Kamino Lendbest 0.00% · 1 pools · $3.3M

By chain

Ethereumbest 5.81% · 2 pools · $137.9M
Plume Mainnetbest 5.81% · 1 pools · $17.0M
Solanabest 5.81% · 2 pools · $11.6M

Top single-asset USCC pools by APY TVL ≥ $1M

Bitwise USCC Ethereum7.34% · 30d 5.81% · $79.6M
Bitwise USCC Plume Mainnet7.34% · 30d 5.81% · $17.0M
Bitwise USCC Solana7.34% · 30d 5.81% · $8.3M
Aave V3 Ethereum · Aave Horizon Market0.00% · 30d 0.00% · $58.2M
Kamino Lend Solana · Superstate Opening Bell Market0.00% · 30d 0.00% · $3.3M

How to earn on USCC

Single-asset options (lending, staking, savings vaults) pay interest without exposing you to another token; your USCC balance grows and you can withdraw the same asset. Liquidity pairs earn trading fees plus rewards but hold USCC together with a second asset, so the value moves with both prices (impermanent loss). The “Single” chip marks the first kind.

Each row links to the protocol’s own deposit page. Check the chain first: the same protocol can pay different rates on Ethereum, Base or Arbitrum, and moving funds costs a bridge fee (see bridges). Rates refresh hourly; the 30-day average shows whether today’s number is typical.

Questions people ask

What is the best USCC APY right now?

The highest single-asset rate with at least $1M of liquidity is 7.34% at Bitwise USCC on Solana ($8.3M TVL). Rates are refreshed hourly; the 30-day average for that pool is 5.81%.

Where can I earn interest on USCC?

3 protocols currently list USCC pools. The largest by liquidity: Bitwise USCC ($104.9M), Aave V3 ($58.2M), Kamino Lend ($3.3M). Each row in the table links to the protocol’s deposit page.

Is USCC yield safe?

It depends on the pool. Single-asset lending and staking avoid impermanent loss; liquidity pairs do not. The median USCC rate across liquid pools is 7.34%; anything far above it usually carries reward-token risk or a very small market. Our methodology explains every column and flag.