DeFiEarns

USD1 interest rates: staking, lending and yield farming

Every liquid DeFi pool that includes USD1: 35 pools across 19 protocols and 8 chains. Live APY with base/reward split, 30-day average and risk flags. Updated 2 h ago

8.53%
Best single-asset APY
8.53%
Best APY incl. pairs
3.86%
Median APY
$307.9M
Liquidity in USD1 pools
12 / 35
Single-asset / all pools
Best single-asset option right now: 8.53% at Dolomite on Ethereum ($97.8M TVL, 30d avg 8.56%), of which 6.30% is token rewards.
All pools Single asset Best APY Lista Lending Dolomite Concrete Bitway Earn Curve DEX
Pool APY 30d avg TVL ▾ 30d Risk Chain
USD1 Lista Lending 1.22% base 1.22% 1.42% $138.2M Stable Single Down BNB Chain Deposit ↗
USD1 Dolomite 8.53% base 2.23% + reward 6.30% 8.56% $97.8M Stable Single Reward-heavy Down Ethereum Deposit ↗
CTRWA-USD1 Concrete · Concrete RWA USD1 69.62% base 69.62% 5.00% $28.1M LP IL Down Ethereum Deposit ↗
USD1 Bitway Earn · Core Alpha 8.00% base 8.00% 8.00% $10.5M Stable Single Stable/Up BNB Chain Deposit ↗
USD1-CRV2POOL Curve DEX 0.51% base 0.51% 0.48% $10.1M LP IL Stable/Up Ethereum Deposit ↗
USD1-USDC Raydium AMM · Concentrated - 0.01% 0.74% base 0.74% 0.81% $9.9M Stable LP Stable/Up Solana Deposit ↗
USD1-WLFI Uniswap V3 · 0.3% <0.01% base <0.01% <0.01% $3.5M — LP IL Stable/Up Ethereum Deposit ↗
USD1 Echelon Market 4.08% base 3.34% + reward 0.74% 4.12% $1.6M — Stable Single Down Aptos Deposit ↗

By protocol

By chain

  • BNB Chainbest 8.00% · 2 pools · $148.6M
  • Ethereumbest 8.53% · 4 pools · $139.4M
  • Solanabest 0.74% · 1 pools · $9.9M
  • Aptosbest 4.08% · 1 pools · $1.6M

Borrow USD1 3 markets

MarketChainBorrow APYSupply APYSuppliedBorrowedLTV
USD1Dolomite Ethereum 4.31% 8.53% $276.8M $179.0M 85%
USD1Echelon Market Aptos 6.09% 4.08% $10.1M $8.5M 80%
USD1Venus Core Pool BNB Chain 4.27% 1.32% $960K $402K 50%

All USD1 borrow markets →

Top single-asset USD1 pools by APY TVL ≥ $1M

Paired with USD1

USDC2 pools FUN1 pools FREYA1 pools WLFI1 pools DOLO1 pools 11 pools ONE1 pools HOSICO1 pools WSOL1 pools CRV2POOL1 pools USDT1 pools SPSC1 pools CTRWA1 pools

How to earn on USD1

Single-asset options (lending, staking, savings vaults) pay interest without exposing you to another token; your USD1 balance grows and you can withdraw the same asset. Liquidity pairs earn trading fees plus rewards but hold USD1 together with a second asset, so the value moves with both prices (impermanent loss). The “Single” chip marks the first kind.

Each row links to the protocol’s own deposit page. Check the chain first: the same protocol can pay different rates on Ethereum, Base or Arbitrum, and moving funds costs a bridge fee (see bridges). Rates refresh hourly; the 30-day average shows whether today’s number is typical.

Questions people ask

What is the best USD1 APY right now?
The highest single-asset rate with at least $1M of liquidity is 8.53% at Dolomite on Ethereum ($97.8M TVL). Rates are refreshed hourly; the 30-day average for that pool is 8.56%.
Where can I earn interest on USD1?
19 protocols currently list USD1 pools. The largest by liquidity: Lista Lending ($138.2M), Dolomite ($97.8M), Concrete ($28.1M), Bitway Earn ($10.5M), Curve DEX ($10.1M). Each row in the table links to the protocol’s deposit page.
Can I borrow USD1?
3 lending markets let you borrow USD1 against collateral. See USD1 borrow rates for the cheapest one.
Is USD1 yield safe?
It depends on the pool. Single-asset lending and staking avoid impermanent loss; liquidity pairs do not. The median USD1 rate across liquid pools is 3.86%; anything far above it usually carries reward-token risk or a very small market. Our methodology explains every column and flag.