DeFiEarns

Circle USYC (USYC) interest rates: staking, lending and yield farming

Every liquid DeFi pool that includes USYC: 2 pools across 1 protocols and 2 chains. Live APY with base/reward split, 30-day average and risk flags. Updated 2 h ago

3.17%

Best single-asset APY

3.17%

Best APY incl. pairs

3.40%

Median APY

$2.60B

Liquidity in USYC pools

2 / 2

Single-asset / all pools

Best single-asset option right now: 3.40% at Circle USYC on Ethereum ($42.3M TVL, 30d avg 3.17%).

All pools Single asset Best APY Circle USYC

Pool	APY	30d avg	TVL ▾	30d	Risk	Chain
USYC Circle USYC	3.40% base 3.40%	3.17%	$2.56B	—	Stable Single Stable/Up	BNB Chain	Deposit ↗
USYC Circle USYC	3.40% base 3.40%	3.17%	$42.3M	—	Stable Single Stable/Up	Ethereum	Deposit ↗

By protocol

Circle USYCbest 3.17% · 2 pools · $2.60B

By chain

BNB Chainbest 3.17% · 1 pools · $2.56B
Ethereumbest 3.17% · 1 pools · $42.3M

Top single-asset USYC pools by APY TVL ≥ $1M

Circle USYC BNB Chain3.40% · 30d 3.17% · $2.56B
Circle USYC Ethereum3.40% · 30d 3.17% · $42.3M

How to earn on USYC

Single-asset options (lending, staking, savings vaults) pay interest without exposing you to another token; your USYC balance grows and you can withdraw the same asset. Liquidity pairs earn trading fees plus rewards but hold USYC together with a second asset, so the value moves with both prices (impermanent loss). The “Single” chip marks the first kind.

Each row links to the protocol’s own deposit page. Check the chain first: the same protocol can pay different rates on Ethereum, Base or Arbitrum, and moving funds costs a bridge fee (see bridges). Rates refresh hourly; the 30-day average shows whether today’s number is typical.

Questions people ask

What is the best USYC APY right now?

The highest single-asset rate with at least $1M of liquidity is 3.40% at Circle USYC on Ethereum ($42.3M TVL). Rates are refreshed hourly; the 30-day average for that pool is 3.17%.

Where can I earn interest on USYC?

1 protocols currently list USYC pools. The largest by liquidity: Circle USYC ($2.60B). Each row in the table links to the protocol’s deposit page.

Is USYC yield safe?

It depends on the pool. Single-asset lending and staking avoid impermanent loss; liquidity pairs do not. The median USYC rate across liquid pools is 3.40%; anything far above it usually carries reward-token risk or a very small market. Our methodology explains every column and flag.