XAUT interest rates: staking, lending and yield farming
Every liquid DeFi pool that includes XAUT: 47 pools across 17 protocols and 3 chains. Live APY with base/reward split, 30-day average and risk flags. Updated 2 h ago
0.61%
Best single-asset APY
7.98%
Best APY incl. pairs
0.01%
Median APY
$146.5M
Liquidity in XAUT pools
15 / 47
Single-asset / all pools
Best single-asset option right now: 0.61% at Lista Lending on BNB Chain ($6.4M TVL, 30d avg 4.21%).
| Pool | APY | 30d avg | TVL ▾ | 30d | Risk | Chain | |
|---|---|---|---|---|---|---|---|
| XAUT Aave V3 | 0.00% base 0.00% | 0.00% | $64.9M | Single | Ethereum | Deposit ↗ | |
| XAUT TermMax · XAUE XAUt Vault | 0.00% base 0.00% | 0.00% | $25.1M | Single | Ethereum | Deposit ↗ | |
| XAUT Aave V4 · Core | 0.00% base 0.00% | 0.00% | $9.3M | Single | Ethereum | Deposit ↗ | |
| XAUT Morpho Blue | 0.00% base 0.00% | 0.00% | $6.8M | — | Single | Ethereum | Deposit ↗ |
| XAUT Lista Lending | 0.61% base 0.61% | 4.21% | $6.4M | — | Single Stable/Up | BNB Chain | Deposit ↗ |
| PAXG-XAUT Uniswap V3 · 0.01% | 0.67% base 0.67% | 1.59% | $6.1M | — | LP IL Stable/Up | Ethereum | Deposit ↗ |
| XAUT-USDC Uniswap V4 · 0.30% | 7.98% base 7.98% | 8.55% | $3.5M | — | LP IL Down | Ethereum | Deposit ↗ |
| PAXG-XAUT Uniswap V3 · 0.05% | 0.09% base 0.09% | 0.71% | $3.4M | — | LP IL Stable/Up | Ethereum | Deposit ↗ |
| PAXG-XAUT Uniswap V4 · 0.05% | 0.00% base 0.00% | 0.00% | $3.2M | — | LP IL | Ethereum | Deposit ↗ |
| XAUT-SUSDS Uniswap V4 · 1.00% | 0.00% base 0.00% | 0.00% | $2.5M | — | LP IL | Ethereum | Deposit ↗ |
| PAXG-XAUT Fluid DEX | 0.18% base 0.18% | 0.44% | $2.3M | — | LP IL Stable/Up | Ethereum | Deposit ↗ |
| XAUT-USDT Uniswap V3 · 0.05% | 3.63% base 3.63% | 7.36% | $2.2M | — | LP IL Stable/Up | Ethereum | Deposit ↗ |
| XAUT YO Protocol · yoGOLD | 0.00% base 0.00% | 0.00% | $2.2M | — | Single | Ethereum | Deposit ↗ |
| WBTC-XAUT Uniswap V3 · 0.3% | 7.00% base 7.00% | 7.03% | $1.1M | — | LP IL Down | Ethereum | Deposit ↗ |
| XAUT Frankencoin · PositionV2 | 0.00% | 0.00% | $1.0M | — | Single | Ethereum | Deposit ↗ |
By protocol
- Aave V3best 0.00% · 1 pools · $64.9M
- TermMaxbest 0.00% · 1 pools · $25.1M
- Uniswap V3best 7.00% · 4 pools · $12.8M
- Aave V4best 0.00% · 1 pools · $9.3M
- Uniswap V4best 7.98% · 3 pools · $9.2M
- Morpho Bluebest 0.00% · 1 pools · $6.8M
- Lista Lendingbest 0.61% · 1 pools · $6.4M
- Fluid DEXbest 0.18% · 1 pools · $2.3M
- YO Protocolbest 0.00% · 1 pools · $2.2M
- Frankencoinbest 0.00% · 1 pools · $1.0M
Borrow XAUT 3 markets
Top single-asset XAUT pools by APY TVL ≥ $1M
- Lista Lending BNB Chain0.61% · 30d 4.21% · $6.4M
- Aave V3 Ethereum0.00% · 30d 0.00% · $64.9M
- TermMax Ethereum · XAUE XAUt Vault0.00% · 30d 0.00% · $25.1M
- Aave V4 Ethereum · Core0.00% · 30d 0.00% · $9.3M
- Morpho Blue Ethereum0.00% · 30d 0.00% · $6.8M
- YO Protocol Ethereum · yoGOLD0.00% · 30d 0.00% · $2.2M
- Frankencoin Ethereum · PositionV20.00% · 30d 0.00% · $1.0M
Paired with XAUT
How to earn on XAUT
Single-asset options (lending, staking, savings vaults) pay interest without exposing you to another token; your XAUT balance grows and you can withdraw the same asset. Liquidity pairs earn trading fees plus rewards but hold XAUT together with a second asset, so the value moves with both prices (impermanent loss). The “Single” chip marks the first kind.
Each row links to the protocol’s own deposit page. Check the chain first: the same protocol can pay different rates on Ethereum, Base or Arbitrum, and moving funds costs a bridge fee (see bridges). Rates refresh hourly; the 30-day average shows whether today’s number is typical.
Questions people ask
What is the best XAUT APY right now?
The highest single-asset rate with at least $1M of liquidity is 0.61% at Lista Lending on BNB Chain ($6.4M TVL). Including liquidity pairs, XAUT pays up to 7.98% at Uniswap V4. Rates are refreshed hourly; the 30-day average for that pool is 4.21%.
Where can I earn interest on XAUT?
17 protocols currently list XAUT pools. The largest by liquidity: Aave V3 ($64.9M), TermMax ($25.1M), Uniswap V3 ($12.8M), Aave V4 ($9.3M), Uniswap V4 ($9.2M). Each row in the table links to the protocol’s deposit page.
Can I borrow XAUT?
3 lending markets let you borrow XAUT against collateral. See XAUT borrow rates for the cheapest one.
Is XAUT yield safe?
It depends on the pool. Single-asset lending and staking avoid impermanent loss; liquidity pairs do not. The median XAUT rate across liquid pools is 0.01%; anything far above it usually carries reward-token risk or a very small market. Our methodology explains every column and flag.