DeFiEarns

XBTC interest rates: staking, lending and yield farming

Every liquid DeFi pool that includes XBTC: 31 pools across 18 protocols and 5 chains. Live APY with base/reward split, 30-day average and risk flags. Updated 2 h ago

6.62%
Best single-asset APY
6.62%
Best APY incl. pairs
2.16%
Median APY
$36.7M
Liquidity in XBTC pools
12 / 31
Single-asset / all pools
Best single-asset option right now: 6.62% at Liminal Basis on Hyperliquid ($1.2M TVL, 30d avg 6.89%).
All pools Single asset Best APY Kamino Lend Aave V3 NAVI Lending Cetus CLMM Liminal Basis
Pool APY 30d avg TVL ▾ 30d Risk Chain
XBTC Kamino Lend · SOL/BTC Market <0.01% base <0.01% <0.01% $17.3M Single Stable/Up Solana Deposit ↗
XBTC Aave V3 0.01% base 0.01% <0.01% $6.8M — Single Stable/Up Xlayer Deposit ↗
XBTC NAVI Lending 0.91% base 0.23% + reward 0.68% 1.25% $3.2M — Single Reward-heavy Stable/Up Sui Deposit ↗
ENZOBTC-XBTC Cetus CLMM · 1% 0.03% base 0.03% 0.01% $1.4M — LP Down Sui Deposit ↗
XBTC Liminal Basis · Delta-neutral yield 6.62% base 6.62% 6.89% $1.2M — Single Down Hyperliquid Deposit ↗
USDG-XBTC Orca DEX 4.10% base 4.10% 4.81% $1.2M — LP IL Down Solana Deposit ↗
USDG-XBTC Kamino Liquidity 3.45% base 3.45% 3.89% $1.2M — LP IL Stable/Up Solana Deposit ↗
XBTC Jupiter Lend · xBTC/USDG 0.00% base 0.00% 0.00% $1.1M — Single Solana Deposit ↗

By protocol

By chain

  • Solanabest 4.10% · 4 pools · $20.7M
  • Xlayerbest <0.01% · 1 pools · $6.8M
  • Suibest 0.91% · 2 pools · $4.6M
  • Hyperliquidbest 6.62% · 1 pools · $1.2M

Borrow XBTC 6 markets

MarketChainBorrow APYSupply APYSuppliedBorrowedLTV
XBTCNAVI Lending Sui 0.45% 0.91% $11.3M $8.2M 67%
XBTCJupiter Lend Solana 4.86% 0.00% $2.0M $952K 77%
XBTCCurrent Sui 0.50% 3.27% $919K $621K 70%
XBTCAave V3 Xlayer 0.21% 0.01% $7.3M $434K 70%
XBTCKamino Lend Solana 0.15% <0.01% $17.6M $354K 79%

All XBTC borrow markets →

Top single-asset XBTC pools by APY TVL ≥ $1M

Paired with XBTC

USDG2 pools USDC1 pools ENZOBTC1 pools APT1 pools CBBTC1 pools WBTC1 pools ABTC1 pools

How to earn on XBTC

Single-asset options (lending, staking, savings vaults) pay interest without exposing you to another token; your XBTC balance grows and you can withdraw the same asset. Liquidity pairs earn trading fees plus rewards but hold XBTC together with a second asset, so the value moves with both prices (impermanent loss). The “Single” chip marks the first kind.

Each row links to the protocol’s own deposit page. Check the chain first: the same protocol can pay different rates on Ethereum, Base or Arbitrum, and moving funds costs a bridge fee (see bridges). Rates refresh hourly; the 30-day average shows whether today’s number is typical.

Questions people ask

What is the best XBTC APY right now?
The highest single-asset rate with at least $1M of liquidity is 6.62% at Liminal Basis on Hyperliquid ($1.2M TVL). Rates are refreshed hourly; the 30-day average for that pool is 6.89%.
Where can I earn interest on XBTC?
18 protocols currently list XBTC pools. The largest by liquidity: Kamino Lend ($17.3M), Aave V3 ($6.8M), NAVI Lending ($3.2M), Cetus CLMM ($1.4M), Liminal Basis ($1.2M). Each row in the table links to the protocol’s deposit page.
Can I borrow XBTC?
6 lending markets let you borrow XBTC against collateral. See XBTC borrow rates for the cheapest one.
Is XBTC yield safe?
It depends on the pool. Single-asset lending and staking avoid impermanent loss; liquidity pairs do not. The median XBTC rate across liquid pools is 2.16%; anything far above it usually carries reward-token risk or a very small market. Our methodology explains every column and flag.