Best stablecoin yields on Aptos

USDC, USDT, DAI, USDS, USDe and other dollar-pegged coins: every liquid pool with live APY, the base/reward split and a 30-day average. Sorted by liquidity so the biggest, most reliable markets come first.

3.64%

Median single-asset APY

15.13%

Best APY (liquid)

Liquid pools

$979.6M

Total liquidity

Protocols

All chains Aptos

Pool	APY	30d avg	TVL ▾	30d	Risk
BUIDL BlackRock BUIDL	3.23% base 3.23%	3.24%	$967.3M		Stable Single Stable/Up	Deposit ↗
USDT-USDC Hyperion · 0.01%	15.13% base 14.81% + reward 0.32%	15.13%	$6.3M	—	Stable LP Stable/Up	Deposit ↗
SUSDE-USDC Hyperion · 0.01%	0.00% base 0.00%	0.00%	$2.0M	—	Stable LP	Deposit ↗
USD1 Echelon Market	4.08% base 3.34% + reward 0.74%	4.12%	$1.6M	—	Stable Single Down	Deposit ↗
USDC Echelon Market	3.64% base 2.13% + reward 1.51%	3.27%	$1.3M	—	Stable Single Stable/Up	Deposit ↗
USDT-USDC ThalaSwap	9.64% base 9.64%	16.01%	$1.2M	—	Stable LP Stable/Up	Deposit ↗

By stablecoin

BUIDL BlackRock BUIDLbest 3.23% · 1 pools · $967.3M
USDC USD Coinbest 15.13% · 4 pools · $10.8M
USDT Tetherbest 15.13% · 2 pools · $7.5M
SUSDE Ethena Staked USDebest 0.00% · 1 pools · $2.0M
USD1best 4.08% · 1 pools · $1.6M

Where stablecoin yield comes from

Three sources. Lending markets (Aave, Morpho, Spark, Compound) pay you the interest that borrowers pay, minus a protocol fee; rates rise when leverage demand rises. Savings tokens (sUSDS, sUSDe, USDY, BUIDL) pass through treasury-bill income or funding-rate income. Liquidity pools (Curve, Uniswap) pay trading fees, sometimes topped up with reward tokens. The base/reward split under each APY tells you which part is durable.

Compare the base rate with the median above: a stablecoin pool paying three times the median is either tiny, new, or paying in a token you may not want. Custodial alternatives are on the CeFi rates page.

Questions people ask

What is the best stablecoin yield on Aptos right now?

The highest APY among stablecoin pools with at least $1M of liquidity is 15.13%. The median stablecoin single-asset rate is 3.64%. Rates refresh every hour.

Which stablecoins pay the most?

Rates differ by coin and venue. BUIDL up to 3.23%, USDC up to 15.13%, USDT up to 15.13%, SUSDE up to 0.00%, USD1 up to 4.08%. Open a coin page for every pool.

Why do stablecoin APYs differ so much between protocols?

Lending markets pay what borrowers pay, minus a protocol cut. Liquidity pools earn trading fees. Some pools add token rewards on top (shown as “reward” in the APY split), and those emissions can stop at any time. Higher APY usually means a smaller market, a newer protocol or extra risk.

Are stablecoin yields safe?

No yield is risk-free. Stablecoins can lose their peg, smart contracts can be exploited, and lending markets can run out of liquidity. Prefer large TVL, audited protocols and rates that are close to the median. See our methodology.