DeFiEarns

APYUSD interest rates: staking, lending and yield farming

Every liquid DeFi pool that includes APYUSD: 10 pools across 5 protocols and 2 chains. Live APY with base/reward split, 30-day average and risk flags. Updated 2 h ago

14.26%
Best single-asset APY
14.26%
Best APY incl. pairs
1.51%
Median APY
$106.2M
Liquidity in APYUSD pools
4 / 10
Single-asset / all pools
Best single-asset option right now: 14.29% at Pendle V2 on Ethereum ($20.8M TVL, 30d avg 14.26%).
All pools Single asset Best APY Pendle V2 Morpho Blue Curve DEX Orca DEX
Pool APY 30d avg TVL ▾ 30d Risk Chain
APYUSD Pendle V2 · For buying PT-apyUSD-05NOV2026 14.29% base 14.29% 14.26% $20.8M Stable Single Stable/Up Ethereum Deposit ↗
APYUSD Pendle V2 · For LP | Maturity 05NOV2026 13.48% base 13.33% + reward 0.14% 14.42% $20.8M Stable Single Stable/Up Ethereum Deposit ↗
APYUSD Morpho Blue 0.00% base 0.00% 0.00% $17.4M Stable Single Ethereum Deposit ↗
APYUSD-APXUSD Curve DEX 12.64% base 12.64% 7.27% $16.0M Stable LP Down Ethereum Deposit ↗
PT-APYUSD-5NOV2026 Morpho Blue 0.00% base 0.00% 0.00% $8.4M — LP IL Ethereum Deposit ↗
PT-APYUSD-5NOV2026 Morpho Blue 0.00% base 0.00% 0.00% $7.7M — LP IL Ethereum Deposit ↗
APYUSD Morpho Blue 0.00% base 0.00% 0.00% $7.7M — Stable Single Ethereum Deposit ↗
APYUSD-APXUSD Orca DEX 3.03% base 3.03% 0.23% $7.2M — Stable LP Stable/Up Solana Deposit ↗

By protocol

By chain

  • Ethereumbest 14.26% · 7 pools · $98.8M
  • Solanabest 0.23% · 1 pools · $7.2M

Borrow APYUSD 4 markets

MarketChainBorrow APYSupply APYSuppliedBorrowedLTV
APYUSDMorpho Blue Ethereum 7.08% 0.00% $17.4M $13.1M 86%
PT-APYUSD-5NOV2026Morpho Blue Ethereum 27.44% 0.00% $8.4M $6.5M 92%
APYUSDMorpho Blue Ethereum 23.53% 0.00% $7.7M $5.9M 86%
PT-APYUSD-5NOV2026Morpho Blue Ethereum 8.27% 0.00% $7.7M $5.6M 86%

All APYUSD borrow markets →

Top single-asset APYUSD pools by APY TVL ≥ $1M

Paired with APYUSD

APXUSD2 pools 5NOV20262 pools PT2 pools

How to earn on APYUSD

Single-asset options (lending, staking, savings vaults) pay interest without exposing you to another token; your APYUSD balance grows and you can withdraw the same asset. Liquidity pairs earn trading fees plus rewards but hold APYUSD together with a second asset, so the value moves with both prices (impermanent loss). The “Single” chip marks the first kind.

Each row links to the protocol’s own deposit page. Check the chain first: the same protocol can pay different rates on Ethereum, Base or Arbitrum, and moving funds costs a bridge fee (see bridges). Rates refresh hourly; the 30-day average shows whether today’s number is typical.

Questions people ask

What is the best APYUSD APY right now?
The highest single-asset rate with at least $1M of liquidity is 14.29% at Pendle V2 on Ethereum ($20.8M TVL). Rates are refreshed hourly; the 30-day average for that pool is 14.26%.
Where can I earn interest on APYUSD?
5 protocols currently list APYUSD pools. The largest by liquidity: Pendle V2 ($41.6M), Morpho Blue ($41.2M), Curve DEX ($16.0M), Orca DEX ($7.2M). Each row in the table links to the protocol’s deposit page.
Can I borrow APYUSD?
4 lending markets let you borrow APYUSD against collateral. See APYUSD borrow rates for the cheapest one.
Is APYUSD yield safe?
It depends on the pool. Single-asset lending and staking avoid impermanent loss; liquidity pairs do not. The median APYUSD rate across liquid pools is 1.51%; anything far above it usually carries reward-token risk or a very small market. Our methodology explains every column and flag.