PT interest rates: staking, lending and yield farming
Every liquid DeFi pool that includes PT: 48 pools across 11 protocols and 8 chains. Live APY with base/reward split, 30-day average and risk flags. Updated 2 h ago
By protocol
- Morpho Bluebest 1.15% · 18 pools · $245.7M
- Aave V3best 0.00% · 4 pools · $204.1M
- Kamino Lendbest 0.00% · 3 pools · $19.3M
- HyperLend Pooledbest 0.00% · 1 pools · $18.0M
- Aave V4best 0.00% · 1 pools · $12.1M
- Curvancebest 0.00% · 1 pools · $5.9M
- Neverlandbest 3.73% · 1 pools · $1.8M
Borrow PT 25 markets
| Market | Chain | Borrow APY | Supply APY | Supplied | Borrowed | LTV |
|---|---|---|---|---|---|---|
| PT-REUSD-10DEC2026Morpho Blue | Ethereum | 7.79% | 0.00% | $107.4M | $87.6M | 92% |
| PT-USD3-17DEC2026Morpho Blue | Ethereum | 6.55% | 1.15% | $23.1M | $17.2M | 86% |
| PT-USDAT-14JAN2027Morpho Blue | Monad | 5.87% | 0.98% | $19.5M | $16.9M | 92% |
| PT-SUSDS-26NOV2026Morpho Blue | Ethereum | 4.67% | 0.00% | $17.6M | $14.6M | 92% |
| PT-AUSD-8OCT2026Morpho Blue | Monad | 4.41% | 0.00% | $8.9M | $7.8M | 92% |
Paired with PT
How to earn on PT
Single-asset options (lending, staking, savings vaults) pay interest without exposing you to another token; your PT balance grows and you can withdraw the same asset. Liquidity pairs earn trading fees plus rewards but hold PT together with a second asset, so the value moves with both prices (impermanent loss). The “Single” chip marks the first kind.
Each row links to the protocol’s own deposit page. Check the chain first: the same protocol can pay different rates on Ethereum, Base or Arbitrum, and moving funds costs a bridge fee (see bridges). Rates refresh hourly; the 30-day average shows whether today’s number is typical.