AUSD interest rates: staking, lending and yield farming
Every liquid DeFi pool that includes AUSD: 60 pools across 23 protocols and 5 chains. Live APY with base/reward split, 30-day average and risk flags. Updated 2 h ago
9.16%
Best single-asset APY
14.46%
Best APY incl. pairs
6.52%
Median APY
$305.0M
Liquidity in AUSD pools
44 / 60
Single-asset / all pools
Best single-asset option right now: 9.55% at Curvance on Monad ($1.2M TVL, 30d avg 9.16%), of which 2.00% is token rewards.
| Pool | APY | 30d avg | TVL ▾ | 30d | Risk | Chain | |
|---|---|---|---|---|---|---|---|
| AUSD Accountable · Earn ACC Points | 6.77% base 6.55% + reward 0.22% | 6.83% | $100.6M | Stable Single Stable/Up | Monad | Deposit ↗ | |
| PT-AUSD-8OCT2026 Aave V3 | 0.00% base 0.00% | 0.00% | $70.5M | LP IL | Monad | Deposit ↗ | |
| AUSD-USDC Uniswap V3 · 0.01% | 0.98% base 0.98% | 0.85% | $34.1M | Stable LP Stable/Up | Ethereum | Deposit ↗ | |
| AUSD Accountable | 8.00% base 6.74% + reward 1.26% | 8.08% | $30.8M | Stable Single Down | Monad | Deposit ↗ | |
| AUSD Euler V2 · K3 Capital Earn AUSD | 6.22% base 4.97% + reward 1.25% | 6.02% | $22.9M | Stable Single Stable/Up | Monad | Deposit ↗ | |
| PT-AUSD-8OCT2026 Morpho Blue | 0.00% base 0.00% | 0.00% | $8.9M | — | LP IL | Monad | Deposit ↗ |
| PT-AUSD-8OCT2026 Curvance · PT-AUSD-8OCT2026/AUSD | 0.00% base 0.00% | 0.16% | $5.9M | — | LP IL | Monad | Deposit ↗ |
| PT-AUSD-8OCT2026 Morpho Blue | 0.00% base 0.00% | 0.00% | $5.3M | — | LP IL | Monad | Deposit ↗ |
| AUSD Pendle V2 · For LP | Maturity 08OCT2026 | 7.06% base 5.57% + reward 1.48% | 7.17% | $2.4M | — | Stable Single Stable/Up | Monad | Deposit ↗ |
| AUSD Pendle V2 · For buying PT-AUSD-08OCT2026 | 6.38% base 6.38% | 6.27% | $2.4M | — | Stable Single Down | Monad | Deposit ↗ |
| AUSD-USDC-USDT0 Curve DEX | 5.36% base 0.00% + reward 5.36% | 10.53% | $2.3M | — | Stable LP Reward-heavy Stable/Up | Monad | Deposit ↗ |
| AVUSD-AUSD Balancer V3 | 1.96% base 1.59% + reward 0.37% | 9.60% | $2.2M | — | Stable LP Stable/Up | Monad | Deposit ↗ |
| AUSD-USDM Mento V3 | 14.46% base 0.38% + reward 14.09% | 15.45% | $2.2M | — | Stable LP Reward-heavy Down | Monad | Deposit ↗ |
| AUSD Curvance · wsrUSD/AUSD | 6.31% base 3.99% + reward 2.32% | 5.13% | $2.1M | — | Stable Single Down | Monad | Deposit ↗ |
| PT-AUSD-8OCT2026 Neverland · Neverland Isolated Pendle AUSD | 3.73% base 0.00% + reward 3.73% | 4.48% | $1.8M | — | LP IL Reward-heavy Stable/Up | Monad | Deposit ↗ |
| AUSD Euler V2 · EVK Vault eAUSD-20 | 4.97% base 4.97% | 4.79% | $1.5M | — | Stable Single Stable/Up | Monad | Deposit ↗ |
| AUSD Euler V2 · EVK Vault eAUSD-17 | 6.82% base 5.12% + reward 1.70% | 7.20% | $1.4M | — | Stable Single Down | Monad | Deposit ↗ |
| AUSD Euler V2 · EVK Vault eAUSD-16 | 7.22% base 6.02% + reward 1.20% | 7.72% | $1.3M | — | Stable Single Stable/Up | Monad | Deposit ↗ |
| AUSD Curvance · savUSD/AUSD | 9.55% base 7.55% + reward 2.00% | 9.16% | $1.2M | — | Stable Single Down | Monad | Deposit ↗ |
| AUSD-USDC Fluid DEX | <0.01% base <0.01% | 0.04% | $1.1M | — | Stable LP Stable/Up | Polygon | Deposit ↗ |
By protocol
- Accountablebest 8.00% · 2 pools · $131.4M
- Aave V3best 0.00% · 1 pools · $70.5M
- Uniswap V3best 0.85% · 1 pools · $34.1M
- Euler V2best 7.22% · 4 pools · $27.1M
- Morpho Bluebest 0.00% · 2 pools · $14.2M
- Curvancebest 9.16% · 3 pools · $9.1M
- Pendle V2best 7.06% · 2 pools · $4.8M
- Curve DEXbest 5.36% · 1 pools · $2.3M
- Balancer V3best 1.96% · 1 pools · $2.2M
- Mento V3best 14.46% · 1 pools · $2.2M
Borrow AUSD 15 markets
| Market | Chain | Borrow APY | Supply APY | Supplied | Borrowed | LTV |
|---|---|---|---|---|---|---|
| AUSDEuler V2 | Monad | 5.90% | 4.97% | $23.0M | $21.5M | 0% |
| AUSDEuler V2 | Monad | 6.31% | 6.82% | $14.2M | $12.8M | 0% |
| AUSDEuler V2 | Monad | 7.41% | 7.22% | $13.2M | $11.9M | 0% |
| AUSDEuler V2 | Avalanche | 0.20% | 0.18% | $8.0M | $8.0M | 0% |
| PT-AUSD-8OCT2026Morpho Blue | Monad | 4.41% | 0.00% | $8.9M | $7.8M | 92% |
Top single-asset AUSD pools by APY TVL ≥ $1M
- Curvance Monad · savUSD/AUSD9.55% · 30d 9.16% · $1.2M
- Accountable Monad8.00% · 30d 8.08% · $30.8M
- Euler V2 Monad · EVK Vault eAUSD-167.22% · 30d 7.72% · $1.3M
- Pendle V2 Monad · For LP | Maturity 08OCT20267.06% · 30d 7.17% · $2.4M
- Euler V2 Monad · EVK Vault eAUSD-176.82% · 30d 7.20% · $1.4M
- Accountable Monad · Earn ACC Points6.77% · 30d 6.83% · $100.6M
- Pendle V2 Monad · For buying PT-AUSD-08OCT20266.38% · 30d 6.27% · $2.4M
- Curvance Monad · wsrUSD/AUSD6.31% · 30d 5.13% · $2.1M
Paired with AUSD
How to earn on AUSD
Single-asset options (lending, staking, savings vaults) pay interest without exposing you to another token; your AUSD balance grows and you can withdraw the same asset. Liquidity pairs earn trading fees plus rewards but hold AUSD together with a second asset, so the value moves with both prices (impermanent loss). The “Single” chip marks the first kind.
Each row links to the protocol’s own deposit page. Check the chain first: the same protocol can pay different rates on Ethereum, Base or Arbitrum, and moving funds costs a bridge fee (see bridges). Rates refresh hourly; the 30-day average shows whether today’s number is typical.
Questions people ask
What is the best AUSD APY right now?
The highest single-asset rate with at least $1M of liquidity is 9.55% at Curvance on Monad ($1.2M TVL). Including liquidity pairs, AUSD pays up to 14.46% at Mento V3. Rates are refreshed hourly; the 30-day average for that pool is 9.16%.
Where can I earn interest on AUSD?
23 protocols currently list AUSD pools. The largest by liquidity: Accountable ($131.4M), Aave V3 ($70.5M), Uniswap V3 ($34.1M), Euler V2 ($27.1M), Morpho Blue ($14.2M). Each row in the table links to the protocol’s deposit page.
Can I borrow AUSD?
15 lending markets let you borrow AUSD against collateral. See AUSD borrow rates for the cheapest one.
Is AUSD yield safe?
It depends on the pool. Single-asset lending and staking avoid impermanent loss; liquidity pairs do not. The median AUSD rate across liquid pools is 6.52%; anything far above it usually carries reward-token risk or a very small market. Our methodology explains every column and flag.