DeFiEarns

USDM interest rates: staking, lending and yield farming

Every liquid DeFi pool that includes USDM: 31 pools across 10 protocols and 6 chains. Live APY with base/reward split, 30-day average and risk flags. Updated 2 h ago

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Best single-asset APY
14.46%
Best APY incl. pairs
11.63%
Median APY
$26.6M
Liquidity in USDM pools
5 / 31
Single-asset / all pools
All pools Single asset Best APY Uniswap V3 Mento V3
Pool APY 30d avg TVL ▾ 30d Risk Chain
USDM-USDT Uniswap V3 · 0.05% 0.02% base 0.02% 2.84% $19.0M Stable LP Stable/Up Ethereum Deposit ↗
AUSD-USDM Mento V3 14.46% base 0.38% + reward 14.09% 15.45% $2.2M — Stable LP Reward-heavy Down Monad Deposit ↗

By protocol

By chain

  • Ethereumbest 0.02% · 1 pools · $19.0M
  • Monadbest 14.46% · 1 pools · $2.2M

Borrow USDM 2 markets

MarketChainBorrow APYSupply APYSuppliedBorrowedLTV
USDMAave V3 Megaeth 4.91% 4.00% $6.6M $6.0M 0%
USDMAave V3 Celo 0.17% <0.01% $504K $19K 0%

All USDM borrow markets →

Paired with USDM

USDC2 pools EURM2 pools GBPM1 pools USDCX1 pools AUSD1 pools 3CRV1 pools ADA1 pools USDT1 pools

How to earn on USDM

Single-asset options (lending, staking, savings vaults) pay interest without exposing you to another token; your USDM balance grows and you can withdraw the same asset. Liquidity pairs earn trading fees plus rewards but hold USDM together with a second asset, so the value moves with both prices (impermanent loss). The “Single” chip marks the first kind.

Each row links to the protocol’s own deposit page. Check the chain first: the same protocol can pay different rates on Ethereum, Base or Arbitrum, and moving funds costs a bridge fee (see bridges). Rates refresh hourly; the 30-day average shows whether today’s number is typical.

Questions people ask

What is the best USDM APY right now?
The highest rate with at least $1M of liquidity is 14.46% at Mento V3 on Monad. It is a liquidity pair, so the return also depends on the other asset.
Where can I earn interest on USDM?
10 protocols currently list USDM pools. The largest by liquidity: Uniswap V3 ($19.0M), Mento V3 ($2.2M). Each row in the table links to the protocol’s deposit page.
Can I borrow USDM?
2 lending markets let you borrow USDM against collateral. See USDM borrow rates for the cheapest one.
Is USDM yield safe?
It depends on the pool. Single-asset lending and staking avoid impermanent loss; liquidity pairs do not. The median USDM rate across liquid pools is 11.63%; anything far above it usually carries reward-token risk or a very small market. Our methodology explains every column and flag.