DeFiEarns

Borrow AUSD: cheapest DeFi loan rates

15 lending markets for AUSD with live borrow APY, the matching supply APY, market size and loan-to-value. Sorted by total borrowed so deep, well-tested markets come first.

0.20%
Cheapest borrow APY on this page
15
Markets
$79.8M
Borrowed, this page
AssetProtocolChain Borrow APY Supply APY Supplied Borrowed ▾ LTV
AUSDAUSD Euler V2 Monad 5.90% 4.97% $23.0M $21.5M — Borrow ↗
AUSDAUSD Euler V2 Monad 6.31% 6.82% $14.2M $12.8M — Borrow ↗
AUSDAUSD Euler V2 Monad 7.41% 7.22% $13.2M $11.9M — Borrow ↗
AUSDAUSD Euler V2 Avalanche 0.20% 0.18% $8.0M $8.0M — Borrow ↗
PTPT-AUSD-8OCT2026mints USDC Morpho Blue Monad 4.41% 0.00% $8.9M $7.8M 92% Borrow ↗
PTPT-AUSD-8OCT2026 Curvance Monad 5.93% 0.00% $5.9M $5.3M 95% Borrow ↗
PTPT-AUSD-8OCT2026mints MUSD Morpho Blue Monad 9.84% 0.00% $5.3M $4.6M 92% Borrow ↗
AUSDAUSD Aave V3 Monad 9.02% 6.66% $5.4M $4.5M — Borrow ↗
AUSDAUSD Neverland Monad 8.93%− 3.29% rewards 10.72% $1.7M $1.6M — Borrow ↗
AUSDAUSD Neverland Monad 8.39%− 4.52% rewards 7.78% $1.7M $1.3M 85% Borrow ↗
AUSDAUSD Euler V2 Ethereum 16.00% 15.20% $215K $215K — Borrow ↗
AUSDAUSD Euler V2 Ethereum 10.89% 10.02% $177K $172K — Borrow ↗
AUSDAUSD Aave V3 Avalanche 10.78% 8.82% $138K $125K — Borrow ↗
AUSDAUSD Benqi Lending Avalanche 6.01% 3.17% $133K $89K 73% Borrow ↗
AUSDAUSD Curvance Monad 2.71% 5.10% $137K $79K 84% Borrow ↗

Want to earn instead? See AUSD interest rates for the supply side of these markets plus staking and liquidity pools.

Questions people ask

What is the cheapest rate to borrow AUSD?
On this page the lowest borrow APY for AUSD is 0.20% at Euler V2 on Avalanche, with $8.0M supplied to the market.
Where can I lend AUSD instead?
Supply-side rates for the same markets are on the AUSD interest rates page, together with staking and liquidity pool yields.