Ripple USD (RLUSD) interest rates: staking, lending and yield farming

Every liquid DeFi pool that includes RLUSD: 13 pools across 8 protocols and 2 chains. Live APY with base/reward split, 30-day average and risk flags. Updated 2 h ago

4.99%

Best single-asset APY

5.31%

Best APY incl. pairs

1.47%

Median APY

$201.8M

Liquidity in RLUSD pools

5 / 13

Single-asset / all pools

Best single-asset option right now: 4.99% at Aave V3 on Ethereum ($71.0M TVL, 30d avg 4.99%), of which 3.38% is token rewards.

All pools Single asset Best APY Aave V3 Curve DEX TermMax Uniswap V4 Convex Finance

Pool	APY	30d avg	TVL ▾	30d	Risk	Chain
RLUSD Aave V3 · Aave Horizon Market	4.99% base 1.61% + reward 3.38%	4.99%	$71.0M		Stable Single Reward-heavy Down	Ethereum	Deposit ↗
USDC-RLUSD Curve DEX	5.31% base 0.04% + reward 5.27%	6.25%	$64.2M		Stable LP Reward-heavy Stable/Up	Ethereum	Deposit ↗
RLUSD TermMax · Coinshift rlUSD vault	0.03% base 0.03%	0.03%	$20.7M		Stable Single Stable/Up	Ethereum	Deposit ↗
RLUSD-USDS Uniswap V4 · 0.00%	0.13% base 0.13%	0.03%	$20.0M		Stable LP Down	Ethereum	Deposit ↗
USDC-RLUSD Convex Finance	0.04% base 0.04%	0.33%	$14.1M		Stable LP Stable/Up	Ethereum	Deposit ↗
RLUSD-FXRP Uniswap V3 · 0.3%	0.05% base 0.05%	2.96%	$3.0M	—	LP IL Stable/Up	Ethereum	Deposit ↗
RLUSD-USDC Beefy · Curve	4.94%	5.99%	$2.9M	—	Stable LP Stable/Up	Ethereum	Deposit ↗
RLUSD-USDC Uniswap V3 · 0.01%	0.39% base 0.39%	2.51%	$2.8M	—	Stable LP Stable/Up	Ethereum	Deposit ↗
RLUSD Aave V3	2.14% base 2.14%	2.42%	$1.8M	—	Stable Single Stable/Up	Ethereum	Deposit ↗

By protocol

Aave V3best 4.99% · 2 pools · $72.8M
Curve DEXbest 5.31% · 1 pools · $64.2M
TermMaxbest 0.03% · 1 pools · $20.7M
Uniswap V4best 0.03% · 1 pools · $20.0M
Convex Financebest 0.04% · 1 pools · $14.1M
Uniswap V3best 0.39% · 2 pools · $5.8M
Beefybest 4.94% · 1 pools · $2.9M

By chain

Ethereumbest 5.31% · 9 pools · $200.6M

Borrow RLUSD 4 markets

Market	Chain	Borrow APY	Supply APY	Supplied	Borrowed	LTV
RLUSDAave V3	Ethereum	3.15%	4.99%	$164.1M	$93.0M	0%
RLUSDAave V3	Ethereum	4.40%	2.14%	$4.6M	$2.8M	0%
RLUSDEuler V2	Ethereum	2.69%	1.47%	$2.1M	$1.3M	0%
RLUSDEuler V2	Ethereum	4.37%	2.60%	$173K	$114K	0%

All RLUSD borrow markets →

Top single-asset RLUSD pools by APY TVL ≥ $1M

Aave V3 Ethereum · Aave Horizon Market4.99% · 30d 4.99% · $71.0M
Aave V3 Ethereum2.14% · 30d 2.42% · $1.8M
TermMax Ethereum · Coinshift rlUSD vault0.03% · 30d 0.03% · $20.7M

Paired with RLUSD

How to earn on RLUSD

Single-asset options (lending, staking, savings vaults) pay interest without exposing you to another token; your RLUSD balance grows and you can withdraw the same asset. Liquidity pairs earn trading fees plus rewards but hold RLUSD together with a second asset, so the value moves with both prices (impermanent loss). The “Single” chip marks the first kind.

Each row links to the protocol’s own deposit page. Check the chain first: the same protocol can pay different rates on Ethereum, Base or Arbitrum, and moving funds costs a bridge fee (see bridges). Rates refresh hourly; the 30-day average shows whether today’s number is typical.

Questions people ask

What is the best RLUSD APY right now?

The highest single-asset rate with at least $1M of liquidity is 4.99% at Aave V3 on Ethereum ($71.0M TVL). Including liquidity pairs, RLUSD pays up to 5.31% at Curve DEX. Rates are refreshed hourly; the 30-day average for that pool is 4.99%.

Where can I earn interest on RLUSD?

8 protocols currently list RLUSD pools. The largest by liquidity: Aave V3 ($72.8M), Curve DEX ($64.2M), TermMax ($20.7M), Uniswap V4 ($20.0M), Convex Finance ($14.1M). Each row in the table links to the protocol’s deposit page.

Can I borrow RLUSD?

4 lending markets let you borrow RLUSD against collateral. See RLUSD borrow rates for the cheapest one.

Is RLUSD yield safe?

It depends on the pool. Single-asset lending and staking avoid impermanent loss; liquidity pairs do not. The median RLUSD rate across liquid pools is 1.47%; anything far above it usually carries reward-token risk or a very small market. Our methodology explains every column and flag.