FXRP interest rates: staking, lending and yield farming

Every liquid DeFi pool that includes FXRP: 14 pools across 7 protocols and 3 chains. Live APY with base/reward split, 30-day average and risk flags. Updated 2 h ago

2.85%

Best single-asset APY

2.85%

Best APY incl. pairs

1.75%

Median APY

$62.9M

Liquidity in FXRP pools

6 / 14

Single-asset / all pools

Best single-asset option right now: 4.53% at Gami Labs on Flare ($3.7M TVL, 30d avg 2.85%).

All pools Single asset Best APY Kinetic Morpho Blue SparkDEX V4 Spectra MetaVaults Gami Labs

Pool	APY	30d avg	TVL ▾	30d	Risk	Chain
FXRP Kinetic	0.76% base 0.05% + reward 0.71%	0.78%	$26.1M		Single Reward-heavy Stable/Up	Flare	Deposit ↗
FXRP Morpho Blue	0.00% base 0.00%	0.00%	$14.6M		Single	Ethereum	Deposit ↗
STXRP-FXRP SparkDEX V4	1.85% base 0.02% + reward 1.83%	2.25%	$6.6M	—	LP IL Reward-heavy Stable/Up	Flare	Deposit ↗
FXRP Spectra MetaVaults · Flare XRP Yield Prime	4.53% base 4.53%	2.78%	$3.7M	—	Single Stable/Up	Flare	Deposit ↗
FXRP Gami Labs · Flare XRP Yield Prime	4.53% base 4.53%	2.85%	$3.7M	—	Single Down	Flare	Deposit ↗
RLUSD-FXRP Uniswap V3 · 0.3%	0.05% base 0.05%	2.96%	$3.0M	—	LP IL Stable/Up	Ethereum	Deposit ↗

By protocol

Kineticbest 0.76% · 1 pools · $26.1M
Morpho Bluebest 0.00% · 1 pools · $14.6M
SparkDEX V4best 1.85% · 1 pools · $6.6M
Spectra MetaVaultsbest 2.78% · 1 pools · $3.7M
Gami Labsbest 2.85% · 1 pools · $3.7M
Uniswap V3best 0.05% · 1 pools · $3.0M

By chain

Flarebest 2.85% · 4 pools · $40.1M
Ethereumbest 0.05% · 2 pools · $17.7M

Borrow FXRP 4 markets

Market	Chain	Borrow APY	Supply APY	Supplied	Borrowed	LTV
FXRPMorpho Blue	Ethereum	5.30%	0.00%	$14.6M	$6.4M	77%
FXRPKinetic	Flare	0.75%	0.76%	$28.2M	$2.1M	70%
FXRPMorpho Blue	Katana	7.03%	0.00%	$549K	$255K	77%
FXRPMorpho Blue	Katana	6.45%	0.00%	$285K	$167K	77%

All FXRP borrow markets →

Top single-asset FXRP pools by APY TVL ≥ $1M

Gami Labs Flare · Flare XRP Yield Prime4.53% · 30d 2.85% · $3.7M
Spectra MetaVaults Flare · Flare XRP Yield Prime4.53% · 30d 2.78% · $3.7M
Kinetic Flare0.76% · 30d 0.78% · $26.1M
Morpho Blue Ethereum0.00% · 30d 0.00% · $14.6M

Paired with FXRP

How to earn on FXRP

Single-asset options (lending, staking, savings vaults) pay interest without exposing you to another token; your FXRP balance grows and you can withdraw the same asset. Liquidity pairs earn trading fees plus rewards but hold FXRP together with a second asset, so the value moves with both prices (impermanent loss). The “Single” chip marks the first kind.

Each row links to the protocol’s own deposit page. Check the chain first: the same protocol can pay different rates on Ethereum, Base or Arbitrum, and moving funds costs a bridge fee (see bridges). Rates refresh hourly; the 30-day average shows whether today’s number is typical.

Questions people ask

What is the best FXRP APY right now?

The highest single-asset rate with at least $1M of liquidity is 4.53% at Gami Labs on Flare ($3.7M TVL). Rates are refreshed hourly; the 30-day average for that pool is 2.85%.

Where can I earn interest on FXRP?

7 protocols currently list FXRP pools. The largest by liquidity: Kinetic ($26.1M), Morpho Blue ($14.6M), SparkDEX V4 ($6.6M), Spectra MetaVaults ($3.7M), Gami Labs ($3.7M). Each row in the table links to the protocol’s deposit page.

Can I borrow FXRP?

4 lending markets let you borrow FXRP against collateral. See FXRP borrow rates for the cheapest one.

Is FXRP yield safe?

It depends on the pool. Single-asset lending and staking avoid impermanent loss; liquidity pairs do not. The median FXRP rate across liquid pools is 1.75%; anything far above it usually carries reward-token risk or a very small market. Our methodology explains every column and flag.