DeFiEarns

THBILL interest rates: staking, lending and yield farming

Every liquid DeFi pool that includes THBILL: 10 pools across 7 protocols and 4 chains. Live APY with base/reward split, 30-day average and risk flags. Updated 2 h ago

2.89%
Best single-asset APY
2.89%
Best APY incl. pairs
1.45%
Median APY
$114.7M
Liquidity in THBILL pools
6 / 10
Single-asset / all pools
Best single-asset option right now: 2.89% at Theo Network thBill on Hyperliquid ($1.3M TVL, 30d avg 3.45%).
All pools Single asset Best APY Concrete Theo Network thBill
Pool APY 30d avg TVL ▾ 30d Risk Chain
THUSD-THBILL-STABLE Concrete · thUSD Genesis Vault - thBILL Stable 0.00% base 0.00% 0.00% $66.4M LP IL Stable Deposit ↗
THBILL Theo Network thBill 2.89% base 2.89% 3.45% $41.9M Single Stable/Up Ethereum Deposit ↗
THUSD-THBILL-ARB Concrete · thUSD Genesis Vault - thBILL Arbitrum 0.00% base 0.00% 0.00% $4.2M LP IL Arbitrum Deposit ↗
THBILL Theo Network thBill 2.89% base 2.89% 3.45% $1.3M Single Down Hyperliquid Deposit ↗

By protocol

By chain

Top single-asset THBILL pools by APY TVL ≥ $1M

Paired with THBILL

How to earn on THBILL

Single-asset options (lending, staking, savings vaults) pay interest without exposing you to another token; your THBILL balance grows and you can withdraw the same asset. Liquidity pairs earn trading fees plus rewards but hold THBILL together with a second asset, so the value moves with both prices (impermanent loss). The “Single” chip marks the first kind.

Each row links to the protocol’s own deposit page. Check the chain first: the same protocol can pay different rates on Ethereum, Base or Arbitrum, and moving funds costs a bridge fee (see bridges). Rates refresh hourly; the 30-day average shows whether today’s number is typical.

Questions people ask

What is the best THBILL APY right now?
The highest single-asset rate with at least $1M of liquidity is 2.89% at Theo Network thBill on Hyperliquid ($1.3M TVL). Rates are refreshed hourly; the 30-day average for that pool is 3.45%.
Where can I earn interest on THBILL?
7 protocols currently list THBILL pools. The largest by liquidity: Concrete ($70.6M), Theo Network thBill ($43.3M). Each row in the table links to the protocol’s deposit page.
Is THBILL yield safe?
It depends on the pool. Single-asset lending and staking avoid impermanent loss; liquidity pairs do not. The median THBILL rate across liquid pools is 1.45%; anything far above it usually carries reward-token risk or a very small market. Our methodology explains every column and flag.