USD Coin (USDC) on SparkLend: APY, TVL and history
1 liquid USDC pool on SparkLend (Lending) across 1 chain. spark.finance/ ↗
3.50%
Best APY
3.50%
30d avg, largest pool
$2.1M
Liquidity
1
Pools
2
Audits listed
| Pool | APY | 30d avg | TVL ▾ | 30d | Risk | Chain | |
|---|---|---|---|---|---|---|---|
| USDC SparkLend | 3.54% base 3.54% | 3.50% | $2.1M | — | Stable Single Stable/Up | Ethereum | Deposit ↗ |
APY history USDC on Ethereum, largest pool, 90 days
Not enough history for a chart yet. We store hourly snapshots from the first day we track a pool; the 30-day trend appears after a few days.
About SparkLend
SparkLend is a stablecoin lending market. Unlike other lending protocols where rates fluctuate based on utilization or loan size, SparkLend offers governance-defined rates that do not vary based on those factors. This is made possible by Spark’s Liquidity Layer (SLL), which supplies consistent stablecoin liquidity to the protocol
USDC elsewhere
- Maplebest 4.93% · $2.62B
- Jupiter Lendbest 3.93% · $479.4M
- Raydium AMMbest 92.79% · $418.2M
- Curve DEXbest 8.67% · $388.5M
- Centrifuge Protocolbest 4.85% · $365.9M
- Midas RWAbest 7.77% · $359.9M
- Aave V3best 5.64% · $334.3M
- Uniswap V3best 42.65% · $327.8M
- Spark Savingsbest 3.55% · $326.1M
- Uniswap V4best 42.52% · $267.1M
- Fluid Lendingbest 4.93% · $229.3M
- Pareto Creditbest 10.59% · $195.9M
Other assets on SparkLend
Questions people ask
What APY does SparkLend pay on USDC?
Right now the best USDC pool on SparkLend pays 3.50% APY with $2.1M of liquidity. 1 pools are tracked for this pair; the table above lists every one with its chain and 30-day average.
On which chains can I deposit USDC into SparkLend?
Ethereum. Pick the chain where you already hold USDC to avoid bridge fees; our bridge list covers the rest.
Is SparkLend a safe place for USDC?
SparkLend is a lending protocol with 2 listed audit(s). Large TVL and a long track record lower risk but do not remove it: smart-contract bugs, oracle failures and governance changes can all cost depositors money. Never deposit more than you can lose.