Tether (USDT) interest rates: staking, lending and yield farming
Every liquid DeFi pool that includes USDT: 1,220 pools across 143 protocols and 42 chains. Live APY with base/reward split, 30-day average and risk flags. Updated 2 h ago
9.00%
Best single-asset APY
46.72%
Best APY incl. pairs
1.78%
Median APY
$3.26B
Liquidity in USDT pools
123 / 1,220
Single-asset / all pools
Best single-asset option right now: 9.00% at ZEROBASE CeDeFi on Ethereum ($14.1M TVL, 30d avg 9.00%), of which 2.00% is token rewards.
| Pool | APY | 30d avg | TVL ▾ | 30d | Risk | Chain | |
|---|---|---|---|---|---|---|---|
| LCPEDU-USDT Joe V2.2 | 0.70% base 0.70% | 0.16% | $8.3M | — | LP IL Down | Avalanche | Deposit ↗ |
| USDT Aave V4 · Core | 6.71% base 0.09% + reward 6.62% | 4.83% | $4.0M | — | Stable Single Reward-heavy Down | Avalanche | Deposit ↗ |
| USDT Aave V3 | 3.93% base 3.93% | 4.01% | $2.5M | — | Stable Single Down | Avalanche | Deposit ↗ |
| USDT Benqi Lending | 3.01% base 3.01% | 3.76% | $1.2M | — | Stable Single Stable/Up | Avalanche | Deposit ↗ |