DeFiEarns

ZCHF interest rates: staking, lending and yield farming

Every liquid DeFi pool that includes ZCHF: 11 pools across 5 protocols and 4 chains. Live APY with base/reward split, 30-day average and risk flags. Updated 2 h ago

3.50%
Best single-asset APY
3.50%
Best APY incl. pairs
3.50%
Median APY
$22.2M
Liquidity in ZCHF pools
4 / 11
Single-asset / all pools
Best single-asset option right now: 3.50% at Frankencoin on Gnosis ($1.5M TVL, 30d avg 3.50%).
All pools Single asset Best APY Frankencoin Uniswap V3
Pool APY 30d avg TVL ▾ 30d Risk Chain
ZCHF Frankencoin · Savings 3.50% base 3.50% 3.50% $16.2M Stable Single Stable/Up Ethereum Deposit ↗
ZCHF-USDT Uniswap V3 · 0.01% 0.17% base 0.17% 0.55% $2.4M — Stable LP Stable/Up Ethereum Deposit ↗
ZCHF Frankencoin · Savings 3.50% base 3.50% 3.50% $1.5M — Stable Single Stable/Up Gnosis Deposit ↗

By protocol

By chain

  • Ethereumbest 3.50% · 2 pools · $18.5M
  • Gnosisbest 3.50% · 1 pools · $1.5M

Top single-asset ZCHF pools by APY TVL ≥ $1M

Paired with ZCHF

CRVUSD3 pools USDC1 pools WETH1 pools USDT1 pools

How to earn on ZCHF

Single-asset options (lending, staking, savings vaults) pay interest without exposing you to another token; your ZCHF balance grows and you can withdraw the same asset. Liquidity pairs earn trading fees plus rewards but hold ZCHF together with a second asset, so the value moves with both prices (impermanent loss). The “Single” chip marks the first kind.

Each row links to the protocol’s own deposit page. Check the chain first: the same protocol can pay different rates on Ethereum, Base or Arbitrum, and moving funds costs a bridge fee (see bridges). Rates refresh hourly; the 30-day average shows whether today’s number is typical.

Questions people ask

What is the best ZCHF APY right now?
The highest single-asset rate with at least $1M of liquidity is 3.50% at Frankencoin on Gnosis ($1.5M TVL). Rates are refreshed hourly; the 30-day average for that pool is 3.50%.
Where can I earn interest on ZCHF?
5 protocols currently list ZCHF pools. The largest by liquidity: Frankencoin ($17.7M), Uniswap V3 ($2.4M). Each row in the table links to the protocol’s deposit page.
Is ZCHF yield safe?
It depends on the pool. Single-asset lending and staking avoid impermanent loss; liquidity pairs do not. The median ZCHF rate across liquid pools is 3.50%; anything far above it usually carries reward-token risk or a very small market. Our methodology explains every column and flag.