Borrow USDT0: cheapest DeFi loan rates
7 lending markets for USDT0 with live borrow APY, the matching supply APY, market size and loan-to-value. Sorted by total borrowed so deep, well-tested markets come first.
3.82%
Cheapest borrow APY on this page
7
Markets
$872.9M
Borrowed, this page
| Asset | Protocol | Chain | Borrow APY | Supply APY | Supplied | Borrowed ▾ | LTV | |
|---|---|---|---|---|---|---|---|---|
| USDTUSDT0 | Aave V3 | Plasma | 4.38% | 3.89% | $697.6M | $652.3M | 75% | Borrow ↗ |
| USDTUSDT0 | Aave V3 | Mantle | 3.82% | 4.46% | $156.2M | $134.4M | — | Borrow ↗ |
| USDTUSDT0 | Aave V3 | Monad | 5.00% | 6.01% | $63.0M | $58.0M | 75% | Borrow ↗ |
| USDTUSDT0 | Aave V3 | Polygon | 6.42% | 3.09% | $31.9M | $20.5M | 70% | Borrow ↗ |
| USDTUSDT0 | Euler V2 | Monad | 6.50% | 5.38% | $6.7M | $6.2M | — | Borrow ↗ |
| USDTUSDT0 | Neverland | Monad | 7.19%− 1.74% rewards | 10.01% | $1.8M | $894K | 85% | Borrow ↗ |
| USDTUSDT0 | Euler V2 | Plasma | 6.85% | 5.61% | $603K | $549K | — | Borrow ↗ |
Want to earn instead? See USDT0 interest rates for the supply side of these markets plus staking and liquidity pools.
Questions people ask
What is the cheapest rate to borrow USDT0?
On this page the lowest borrow APY for USDT0 is 3.82% at Aave V3 on Mantle, with $156.2M supplied to the market.
Where can I lend USDT0 instead?
Supply-side rates for the same markets are on the USDT0 interest rates page, together with staking and liquidity pool yields.