USD Coin (USDC) interest rates: staking, lending and yield farming
Every liquid DeFi pool that includes USDC: 3,247 pools across 225 protocols and 57 chains. Live APY with base/reward split, 30-day average and risk flags. Updated 2 h ago
11.65%
Best single-asset APY
92.79%
Best APY incl. pairs
3.69%
Median APY
$8.65B
Liquidity in USDC pools
517 / 3,247
Single-asset / all pools
Best single-asset option right now: 11.65% at Accountable on Monad ($75.0M TVL, 30d avg 12.32%), of which 0.25% is token rewards.
| Pool | APY | 30d avg | TVL ▾ | 30d | Risk | Chain | |
|---|---|---|---|---|---|---|---|
| USDC-SUSD Velodrome V2 · stable - 0.05% | 15.60% + reward 15.60% | 14.80% | $3.2M | — | Stable LP Reward-heavy Down | Optimism | Deposit ↗ |
| USDC Aave V3 | 2.81% base 2.81% | 2.48% | $1.8M | — | Stable Single Stable/Up | Optimism | Deposit ↗ |
| USDC Exactly · Fixed mat: 2026-09-24 | 0.00% base 0.00% | 3.06% | $1.7M | — | Stable Single | Optimism | Deposit ↗ |
| USDC Exactly · Fixed mat: 2026-11-19 | 4.19% base 4.19% | 4.20% | $1.6M | — | Stable Single Down | Optimism | Deposit ↗ |
| USDC Exactly · Fixed mat: 2027-05-06 | 4.13% base 4.13% | 3.97% | $1.6M | — | Stable Single Stable/Up | Optimism | Deposit ↗ |
| USDC Exactly · Fixed mat: 2027-06-03 | 3.55% base 3.55% | 0.13% | $1.6M | — | Stable Single Stable/Up | Optimism | Deposit ↗ |
| USDC Exactly · Variable Rate | 0.96% base 0.96% | 0.92% | $1.6M | — | Stable Single Stable/Up | Optimism | Deposit ↗ |
| USDC Exactly · Fixed mat: 2026-12-17 | 4.33% base 4.33% | 4.32% | $1.6M | — | Stable Single Stable/Up | Optimism | Deposit ↗ |
| USDC Exactly · Fixed mat: 2027-03-11 | 4.27% base 4.27% | 4.23% | $1.6M | — | Stable Single Stable/Up | Optimism | Deposit ↗ |
| USDC Exactly · Fixed mat: 2026-10-22 | 3.92% base 3.92% | 3.95% | $1.6M | — | Stable Single Stable/Up | Optimism | Deposit ↗ |
| USDC Exactly · Fixed mat: 2027-02-11 | 4.33% base 4.33% | 4.29% | $1.6M | — | Stable Single Stable/Up | Optimism | Deposit ↗ |
| USDC Exactly · Fixed mat: 2027-01-14 | 4.39% base 4.39% | 4.38% | $1.6M | — | Stable Single Down | Optimism | Deposit ↗ |
| USDC Exactly · Fixed mat: 2027-04-08 | 4.19% base 4.19% | 4.11% | $1.6M | — | Stable Single Stable/Up | Optimism | Deposit ↗ |
| USDC-ALUSD Velodrome V2 · stable - 0.05% | 12.54% + reward 12.54% | 12.99% | $1.6M | — | Stable LP Reward-heavy Stable/Up | Optimism | Deposit ↗ |