USD Coin (USDC) interest rates: staking, lending and yield farming
Every liquid DeFi pool that includes USDC: 3,247 pools across 225 protocols and 57 chains. Live APY with base/reward split, 30-day average and risk flags. Updated 2 h ago
11.65%
Best single-asset APY
92.79%
Best APY incl. pairs
3.69%
Median APY
$8.65B
Liquidity in USDC pools
517 / 3,247
Single-asset / all pools
Best single-asset option right now: 11.65% at Accountable on Monad ($75.0M TVL, 30d avg 12.32%), of which 0.25% is token rewards.
| Pool | APY | 30d avg | TVL ▾ | 30d | Risk | Chain | |
|---|---|---|---|---|---|---|---|
| USDC Maple · Syrup USDC | 4.97% base 4.97% | 4.93% | $2.62B | Stable Single Down | Ethereum | Deposit ↗ | |
| USDC Jupiter Lend · Earn | 3.93% base 3.55% + reward 0.38% | 4.90% | $479.4M | Stable Single Stable/Up | Solana | Deposit ↗ | |
| USDC Spark Savings | 3.60% base 3.60% | 3.55% | $316.6M | Stable Single Stable/Up | Ethereum | Deposit ↗ | |
| USDC Centrifuge Protocol · Janus Henderson AAA CLO Fund | 4.85% base 4.85% | 5.17% | $262.3M | Stable Single Down | Avalanche | Deposit ↗ | |
| USDC Aave V3 | 3.56% base 3.56% | 3.89% | $191.3M | Stable Single Down | Ethereum | Deposit ↗ | |
| USDC Fluid Lending | 4.64% base 4.64% | 4.80% | $155.1M | Stable Single Stable/Up | Ethereum | Deposit ↗ | |
| USDC Pareto Credit · FalconX | 7.82% base 7.82% | 7.92% | $148.8M | Stable Single Stable/Up | Ethereum | Deposit ↗ | |
| USDC Sentora Curator · Sentora USD | 6.63% base 6.63% | 6.59% | $75.1M | Stable Single Down | Ethereum | Deposit ↗ | |
| USDC Accountable · Earn ACC Points | 11.65% base 11.40% + reward 0.25% | 12.32% | $75.0M | Stable Single Stable/Up | Monad | Deposit ↗ | |
| USDC Midas RWA · mTBILL | 3.96% base 3.96% | 3.33% | $72.6M | Stable Single Stable/Up | Ethereum | Deposit ↗ | |
| USDC Midas RWA · mGLOBAL | 7.13% base 7.13% | 7.13% | $67.3M | Stable Single | Ethereum | Deposit ↗ | |
| USDC Midas RWA · mFONE | 7.77% base 7.77% | 7.99% | $65.2M | Stable Single Stable/Up | Ethereum | Deposit ↗ | |
| USDC Fluid Lending | 4.33% base 4.33% | 4.22% | $61.1M | Stable Single Stable/Up | Arbitrum | Deposit ↗ | |
| USDC Aave V3 · Umbrella | 5.23% base 3.56% + reward 1.67% | 5.43% | $58.3M | Stable Single Stable/Up | Ethereum | Deposit ↗ | |
| USDC Centrifuge Protocol · Janus Henderson AAA CLO Fund | 4.85% base 4.85% | 5.17% | $52.6M | Stable Single Down | Base | Deposit ↗ | |
| USDC Fluid Lite | 6.90% | 6.92% | $43.5M | Stable Single Stable/Up | Ethereum | Deposit ↗ | |
| USDC Compound V3 | 4.52% base 4.52% | 4.73% | $35.9M | Stable Single Stable/Up | Ethereum | Deposit ↗ | |
| USDC Midas RWA · mGLO | 0.00% base 0.00% | 0.00% | $34.5M | Stable Single | Robinhood Chain | Deposit ↗ | |
| USDC Aave V3 | 2.63% base 2.63% | 2.51% | $34.4M | Stable Single Stable/Up | Arbitrum | Deposit ↗ | |
| USDC Dolomite | 6.99% base 3.17% + reward 3.82% | 7.41% | $32.4M | Stable Single Reward-heavy Stable/Up | Ethereum | Deposit ↗ | |
| USDC Midas RWA · mHYPER | 6.25% base 6.25% | 6.45% | $31.6M | Stable Single Stable/Up | Ethereum | Deposit ↗ | |
| USDC Midas RWA · mGLO | 0.00% base 0.00% | 0.00% | $26.5M | Stable Single | Base | Deposit ↗ | |
| USDC Midas RWA · mM1USD | 11.87% base 11.87% | 4.99% | $26.4M | Stable Single Down | Ethereum | Deposit ↗ | |
| USDC Kamino Lend · SOL/BTC Market | 3.58% base 3.58% | 4.84% | $22.4M | Stable Single Stable/Up | Solana | Deposit ↗ | |
| USDC Pareto Credit · RockawayX | 6.62% base 6.62% | 6.99% | $22.0M | Stable Single Stable/Up | Ethereum | Deposit ↗ | |
| USDC Aave V3 | 3.66% base 3.66% | 3.54% | $21.3M | Stable Single Stable/Up | Base | Deposit ↗ | |
| USDC Centrifuge Protocol · Anemoy Tokenized Apollo Diversified Credit Fund Token | 0.00% base 0.00% | 6.32% | $20.8M | Stable Single | Plume Mainnet | Deposit ↗ | |
| USDC HyperLend Pooled | 5.00% base 5.00% | 5.61% | $20.7M | Stable Single Stable/Up | Hyperliquid | Deposit ↗ | |
| USDC Harmonix Finance | 7.05% base 7.05% | 6.79% | $20.3M | Stable Single Stable/Up | Hyperliquid | Deposit ↗ | |
| USDC Yearn Finance | 3.71% base 3.71% | 3.62% | $19.8M | Stable Single Stable/Up | Ethereum | Deposit ↗ | |
| USDC Ember Protocol · Y10K Capital USD | 5.00% base 5.00% | 8.73% | $17.3M | Stable Single Stable/Up | Ethereum | Deposit ↗ | |
| USDC Current · MainMarket | 7.88% base 1.93% + reward 5.95% | 9.26% | $15.1M | Stable Single Reward-heavy Stable/Up | Sui | Deposit ↗ | |
| USDC Accountable | 12.51% base 12.51% | 12.04% | $13.9M | Stable Single Stable/Up | Ethereum | Deposit ↗ | |
| USDC Credix | 0.07% base 0.07% | 0.05% | $13.4M | Stable Single Stable/Up | Solana | Deposit ↗ | |
| USDC Pareto Credit · Fasanara | 0.00% base 0.00% | 0.00% | $11.9M | Stable Single | Ethereum | Deposit ↗ | |
| USDC Pareto Credit · Bastion | 10.59% base 10.59% | 10.59% | $11.0M | Stable Single Down | Ethereum | Deposit ↗ | |
| USDC Aave V3 | 3.16% base 3.16% | 2.85% | $10.7M | Stable Single Stable/Up | Polygon | Deposit ↗ | |
| USDC ZEROBASE CeDeFi | 9.00% base 7.00% + reward 2.00% | 9.00% | $10.5M | Stable Single Stable/Up | Base | Deposit ↗ | |
| USDC Ember Protocol · Bitwise Premium+ RWA | 10.99% base 10.99% | 9.65% | $10.3M | Stable Single Down | Ethereum | Deposit ↗ | |
| USDC Blend Pools V2 · Fixed Pool | 7.62% base 7.62% | 6.92% | $10.2M | Stable Single Stable/Up | Stellar | Deposit ↗ | |
| USDC NAVI Lending | 4.70% base 4.31% + reward 0.39% | 5.50% | $10.2M | Stable Single Stable/Up | Sui | Deposit ↗ | |
| USDC Zest V2 | 0.82% base 0.82% | 0.68% | $10.1M | Stable Single Stable/Up | Stacks | Deposit ↗ | |
| USDC Avantis · vault | 20.76% base 20.76% | 8.61% | $10.1M | Stable Single Down | Base | Deposit ↗ | |
| USDC Centrifuge Protocol · Anemoy Tokenized Apollo Diversified Credit Fund Token | 0.00% base 0.00% | 5.98% | $10.1M | Stable Single | Monad | Deposit ↗ | |
| USDC Yearn Finance | 6.66% base 6.66% | 6.70% | $9.7M | Stable Single Down | Ethereum | Deposit ↗ | |
| USDC Spark Savings | 3.60% base 3.60% | 3.55% | $9.5M | Stable Single Stable/Up | Avalanche | Deposit ↗ | |
| USDC Tydro | 4.07% base 4.07% | 3.50% | $9.4M | Stable Single Down | Ink | Deposit ↗ | |
| USDC Centrifuge Protocol · JAAA deRWA | 4.85% base 4.85% | 5.22% | $9.3M | — | Stable Single Down | Ethereum | Deposit ↗ |
| USDC Ember Protocol · R25 Treasury | 12.00% base 8.00% + reward 4.00% | 12.00% | $9.2M | — | Stable Single Stable/Up | Sui | Deposit ↗ |
| USDC Fluid Lending | 5.51% base 5.51% | 4.93% | $9.0M | — | Stable Single Stable/Up | Base | Deposit ↗ |