DeFiEarns

Borrow Ethereum (ETH): cheapest DeFi loan rates

23 lending markets for ETH with live borrow APY, the matching supply APY, market size and loan-to-value. Sorted by total borrowed so deep, well-tested markets come first.

0.32%
Cheapest borrow APY on this page
23
Markets
$241.9M
Borrowed, this page
AssetProtocolChain Borrow APY Supply APY Supplied Borrowed ▾ LTV
ETHETH Compound V3 Ethereum 1.85% 1.27% $125.3M $79.3M — Borrow ↗
ETHETHmints USDC Fluid Lending Ethereum 6.05% 1.70% $104.7M $50.0M 87% Borrow ↗
ETHETHmints USDT Fluid Lending Ethereum 5.82% 1.70% $64.0M $32.9M 87% Borrow ↗
ETHETHmints LUSD Liquity V1 Ethereum 0.50% 0.00% $175.4M $26.3M 91% Borrow ↗
ETHETH Venus Core Pool BNB Chain 1.51% 0.60% $44.1M $22.1M 80% Borrow ↗
ETHETHmints BOLD Liquity V2 Ethereum 3.25% 0.00% $25.7M $11.4M 91% Borrow ↗
ETHETH Aave V3 BNB Chain 1.40% 0.53% $18.8M $8.4M 80% Borrow ↗
ETHETH Moonwell Lending Base 1.20% 1.49% $4.4M $3.8M 84% Borrow ↗
ETHETHmints USDC Fluid Lending Arbitrum 5.83% 1.16% $5.9M $2.3M 87% Borrow ↗
ETHETHmints USDC Fluid Lending Base 5.93% 0.88% $3.8M $1.3M 85% Borrow ↗
ETHETHmints USDTB Fluid Lending Ethereum 3.66% 1.70% $2.0M $894K 87% Borrow ↗
ETHETHmints USDT0 Fluid Lending Arbitrum 5.82% 1.16% $1.7M $648K 87% Borrow ↗
ETHETH Kamino Lend Solana 1.36% 0.21% $3.0M $599K 75% Borrow ↗
ETHETHmints WBTC Fluid Lending Ethereum 0.41% 1.70% $697K $462K 90% Borrow ↗
ETHETH Tender Finance Arbitrum 41.82% 32.61% $365K $365K 80%
ETHETHmints GHO Fluid Lending Ethereum 5.85% 1.70% $707K $304K 85% Borrow ↗
ETHETHmints GHO Fluid Lending Arbitrum 7.39% 1.16% $624K $268K 87% Borrow ↗
ETHETH Save Solana 3.81% 0.96% $290K $92K 65% Borrow ↗
ETHETHmints GHO Fluid Lending Base 5.38% 0.88% $244K $92K 85% Borrow ↗
ETHETH Moonwell Lending Optimism 0.32% 0.07% $341K $78K 83% Borrow ↗
ETHETH Kinza Finance BNB Chain 1.29% 0.27% $321K $78K 70% Borrow ↗
ETHETHmints EURC Fluid Lending Base 4.42% 0.88% $181K $76K 83% Borrow ↗
ETHETHmints ARB Fluid Lending Arbitrum 2.14% 1.16% $136K $69K 85% Borrow ↗

Want to earn instead? See ETH interest rates for the supply side of these markets plus staking and liquidity pools.

Questions people ask

What is the cheapest rate to borrow ETH?
On this page the lowest borrow APY for ETH is 0.32% at Moonwell Lending on Optimism, with $341K supplied to the market.
Where can I lend ETH instead?
Supply-side rates for the same markets are on the ETH interest rates page, together with staking and liquidity pool yields.