Aave GHO (GHO) interest rates: staking, lending and yield farming
Every liquid DeFi pool that includes GHO: 44 pools across 15 protocols and 9 chains. Live APY with base/reward split, 30-day average and risk flags. Updated 2 h ago
6.47%
Best single-asset APY
6.47%
Best APY incl. pairs
3.00%
Median APY
$137.7M
Liquidity in GHO pools
20 / 44
Single-asset / all pools
Best single-asset option right now: 7.20% at Fluid Lending on Plasma ($7.7M TVL, 30d avg 6.47%), of which 2.55% is token rewards.
| Pool | APY | 30d avg | TVL ▾ | 30d | Risk | Chain | |
|---|---|---|---|---|---|---|---|
| GHO Fluid Lending | 5.62% base 4.03% + reward 1.59% | 5.67% | $24.6M | Stable Single Down | Ethereum | Deposit ↗ | |
| GHO Aave V3 | 0.00% base 0.00% | 0.00% | $24.4M | Stable Single | Ethereum | Deposit ↗ | |
| GHO Aave V3 · Aave Horizon Market | 1.73% base 1.73% | 1.37% | $21.5M | Stable Single Stable/Up | Ethereum | Deposit ↗ | |
| GHO-USDC Fluid DEX | 1.02% base 1.02% | 0.44% | $18.8M | Stable LP Stable/Up | Ethereum | Deposit ↗ | |
| GHO Aave V3 · Prime Instance | 2.59% base 2.59% | 2.55% | $10.5M | Stable Single Down | Ethereum | Deposit ↗ | |
| GHO Fluid Lending | 7.20% base 4.65% + reward 2.55% | 6.47% | $7.7M | — | Stable Single Stable/Up | Plasma | Deposit ↗ |
| GHO Aave V3 | 4.08% base 2.65% + reward 1.43% | 6.12% | $6.4M | — | Stable Single Stable/Up | Plasma | Deposit ↗ |
| GHO Aave V3 | 6.05% base 3.15% + reward 2.90% | 6.11% | $4.2M | — | Stable Single Stable/Up | Monad | Deposit ↗ |
| GHO-USDC Uniswap V4 · 0.05% | 1.36% base 1.36% | 0.64% | $3.0M | — | Stable LP Stable/Up | Ethereum | Deposit ↗ |
| GHO Aave V3 · Umbrella | 0.00% | 0.00% | $2.6M | — | Stable Single | Ethereum | Deposit ↗ |
| GHO Fluid Lending | 5.95% base 5.95% | 5.27% | $2.3M | — | Stable Single Stable/Up | Arbitrum | Deposit ↗ |
| GHO-CRVUSD Curve DEX | 3.62% base 0.14% + reward 3.48% | 3.83% | $1.4M | — | Stable LP Reward-heavy Down | Ethereum | Deposit ↗ |
| STKGHO-GHO Uniswap V4 · 85.00% | 0.00% base 0.00% | 0.00% | $1.3M | — | Stable LP | Ethereum | Deposit ↗ |
| GHO Aave V3 | 0.82% base 0.82% | 0.64% | $1.1M | — | Stable Single Stable/Up | Mantle | Deposit ↗ |
| GHO-CRVUSD Convex Finance | 6.18% base 0.14% + reward 6.04% | 6.67% | $1.0M | — | Stable LP Reward-heavy Stable/Up | Ethereum | Deposit ↗ |
By protocol
- Aave V3best 6.05% · 7 pools · $70.7M
- Fluid Lendingbest 6.47% · 3 pools · $34.7M
- Fluid DEXbest 0.44% · 1 pools · $18.8M
- Uniswap V4best 0.64% · 2 pools · $4.3M
- Curve DEXbest 3.62% · 1 pools · $1.4M
- Convex Financebest 6.18% · 1 pools · $1.0M
Borrow GHO 9 markets
Top single-asset GHO pools by APY TVL ≥ $1M
- Fluid Lending Plasma7.20% · 30d 6.47% · $7.7M
- Aave V3 Monad6.05% · 30d 6.11% · $4.2M
- Fluid Lending Arbitrum5.95% · 30d 5.27% · $2.3M
- Fluid Lending Ethereum5.62% · 30d 5.67% · $24.6M
- Aave V3 Plasma4.08% · 30d 6.12% · $6.4M
- Aave V3 Ethereum · Prime Instance2.59% · 30d 2.55% · $10.5M
- Aave V3 Ethereum · Aave Horizon Market1.73% · 30d 1.37% · $21.5M
- Aave V3 Mantle0.82% · 30d 0.64% · $1.1M
Paired with GHO
How to earn on GHO
Single-asset options (lending, staking, savings vaults) pay interest without exposing you to another token; your GHO balance grows and you can withdraw the same asset. Liquidity pairs earn trading fees plus rewards but hold GHO together with a second asset, so the value moves with both prices (impermanent loss). The “Single” chip marks the first kind.
Each row links to the protocol’s own deposit page. Check the chain first: the same protocol can pay different rates on Ethereum, Base or Arbitrum, and moving funds costs a bridge fee (see bridges). Rates refresh hourly; the 30-day average shows whether today’s number is typical.
Questions people ask
What is the best GHO APY right now?
The highest single-asset rate with at least $1M of liquidity is 7.20% at Fluid Lending on Plasma ($7.7M TVL). Rates are refreshed hourly; the 30-day average for that pool is 6.47%.
Where can I earn interest on GHO?
15 protocols currently list GHO pools. The largest by liquidity: Aave V3 ($70.7M), Fluid Lending ($34.7M), Fluid DEX ($18.8M), Uniswap V4 ($4.3M), Curve DEX ($1.4M). Each row in the table links to the protocol’s deposit page.
Can I borrow GHO?
9 lending markets let you borrow GHO against collateral. See GHO borrow rates for the cheapest one.
Is GHO yield safe?
It depends on the pool. Single-asset lending and staking avoid impermanent loss; liquidity pairs do not. The median GHO rate across liquid pools is 3.00%; anything far above it usually carries reward-token risk or a very small market. Our methodology explains every column and flag.