Tether (USDT) interest rates: staking, lending and yield farming
Every liquid DeFi pool that includes USDT: 1,220 pools across 143 protocols and 42 chains. Live APY with base/reward split, 30-day average and risk flags. Updated 2 h ago
9.00%
Best single-asset APY
46.72%
Best APY incl. pairs
1.78%
Median APY
$3.26B
Liquidity in USDT pools
123 / 1,220
Single-asset / all pools
Best single-asset option right now: 9.00% at ZEROBASE CeDeFi on Ethereum ($14.1M TVL, 30d avg 9.00%), of which 2.00% is token rewards.
| Pool | APY | 30d avg | TVL ▾ | 30d | Risk | Chain | |
|---|---|---|---|---|---|---|---|
| USDT Yearn Finance | 3.29% base 3.29% | 3.18% | $5.8M | — | Stable Single Stable/Up | Ethereum | Deposit ↗ |
| CAKE-USDT Uniswap V3 · 0.3% | 11.35% base 11.35% | 8.26% | $5.6M | — | LP IL Down | BNB Chain | Deposit ↗ |
| USD₮0-USDT Velodrome V3 · CL1 - 0.01% | 0.71% + reward 0.71% | 0.24% | $5.3M | — | LP IL Reward-heavy Stable/Up | Optimism | Deposit ↗ |
| PRD-USDT Uniswap V3 · 1% | 0.61% base 0.61% | 4.44% | $5.1M | — | LP IL Stable/Up | Ethereum | Deposit ↗ |
| SYRUPUSDT-USDT Uniswap V4 · 0.08% | 1.43% base 1.43% | 1.06% | $5.1M | — | Stable LP Stable/Up | Ethereum | Deposit ↗ |
| USDT Compound V3 | 2.51% base 2.51% | 2.58% | $4.4M | — | Stable Single Stable/Up | Arbitrum | Deposit ↗ |
| USDT Aave V4 · Core | 6.71% base 0.09% + reward 6.62% | 4.83% | $4.0M | — | Stable Single Reward-heavy Down | Avalanche | Deposit ↗ |
| RNT-USDT SushiSwap | 0.15% base 0.15% | 0.22% | $3.8M | — | LP IL Stable/Up | Polygon | Deposit ↗ |
| USDC-USDT Uniswap V2 | 0.28% base 0.28% | 0.22% | $3.6M | — | Stable LP Stable/Up | Ethereum | Deposit ↗ |
| USDT Lista Lending | 6.33% base 0.54% + reward 5.80% | 5.93% | $3.3M | — | Stable Single Reward-heavy Stable/Up | Ethereum | Deposit ↗ |
| USDT-CRVUSD Stake DAO Yield · Curve | 6.46% base 0.52% + reward 5.94% | 6.72% | $3.3M | — | Stable LP Reward-heavy Down | Ethereum | Deposit ↗ |
| USDT-ASTEROID Uniswap V4 · 2.99% | 0.00% base 0.00% | 0.00% | $3.3M | — | LP IL | Ethereum | Deposit ↗ |
| USDX-USDT Curve DEX | 1.35% base 1.35% | 1.51% | $3.0M | — | Stable LP Down | Ethereum | Deposit ↗ |
| DOGE-USDT Uniswap V2 | 2.75% base 2.75% | 5.02% | $2.9M | — | LP IL Stable/Up | Ethereum | Deposit ↗ |
| USDT-HEZ Uniswap V2 | 0.82% base 0.82% | 0.45% | $2.9M | — | LP IL Stable/Up | Ethereum | Deposit ↗ |
| USDT Storm Trade | 5.23% base 5.23% | 5.39% | $2.9M | — | Stable Single Stable/Up | TON | Deposit ↗ |
| RLB-USDT Uniswap V3 · 0.3% | 1.03% base 1.03% | 3.18% | $2.6M | — | LP IL Stable/Up | Ethereum | Deposit ↗ |
| USDT-ETF Uniswap V3 · 1% | 4.97% base 4.97% | 8.04% | $2.6M | — | LP IL Down | BNB Chain | Deposit ↗ |
| USDT Aave V3 | 3.93% base 3.93% | 4.01% | $2.5M | — | Stable Single Down | Avalanche | Deposit ↗ |
| USDT Kamino Lend · SOL/BTC Market | 3.09% base 3.09% | 4.21% | $2.5M | — | Stable Single Stable/Up | Solana | Deposit ↗ |
| USDT Lista Lending | 3.59% base 3.59% | 2.56% | $2.4M | — | Stable Single Down | BNB Chain | Deposit ↗ |
| ZCHF-USDT Uniswap V3 · 0.01% | 0.17% base 0.17% | 0.55% | $2.4M | — | Stable LP Stable/Up | Ethereum | Deposit ↗ |
| USDT Save · Main Pool | 1.95% base 1.95% | 1.67% | $2.3M | — | Stable Single Down | Solana | Deposit ↗ |
| FIDD-USDT Uniswap V3 · 0.01% | <0.01% base <0.01% | 0.13% | $2.2M | — | Stable LP Stable/Up | Ethereum | Deposit ↗ |
| XAUT-USDT Uniswap V3 · 0.05% | 3.63% base 3.63% | 7.36% | $2.2M | — | LP IL Stable/Up | Ethereum | Deposit ↗ |
| USDT Lista Lending | 10.67% base 10.67% | 7.23% | $2.1M | — | Stable Single Down | BNB Chain | Deposit ↗ |
| USDT Lista Lending | 2.94% base 2.94% | 1.93% | $2.1M | — | Stable Single Stable/Up | BNB Chain | Deposit ↗ |
| USDT Venus Flux | 2.33% base 2.33% | 2.53% | $2.1M | — | Stable Single Stable/Up | BNB Chain | Deposit ↗ |
| USDT Centrifuge Protocol · Zivoe SMB Credit | 2.40% base 2.40% | 2.52% | $2.0M | — | Stable Single | Ethereum | Deposit ↗ |
| BNB-USDT Uniswap V4 · 0.06% | 8.87% base 8.87% | 10.93% | $1.9M | — | LP IL Down | BNB Chain | Deposit ↗ |
| USDT Flux Finance | 4.47% base 4.47% | 4.44% | $1.9M | — | Stable Single Down | Ethereum | Deposit ↗ |
| FIDD-USDT Curve DEX | 0.00% base 0.00% | 0.08% | $1.8M | — | Stable LP | Ethereum | Deposit ↗ |
| USDE-USDT Fluid DEX | 0.43% base 0.43% | 1.33% | $1.7M | — | Stable LP Stable/Up | Ethereum | Deposit ↗ |
| NES-USDT Uniswap V4 · 11.98% | 5.21% base 5.21% | 3.00% | $1.6M | — | LP IL Down | BNB Chain | Deposit ↗ |
| USDT-BTCB Uniswap V3 · 0.05% | 21.52% base 21.52% | 29.77% | $1.6M | — | LP IL Down | BNB Chain | Deposit ↗ |
| USDT Across | 1.57% base 0.28% + reward 1.29% | 1.43% | $1.6M | — | Stable Single Reward-heavy Stable/Up | Ethereum | Deposit ↗ |
| ANVL-USDT Uniswap V4 · 10.00% | 0.00% base 0.00% | 0.00% | $1.6M | — | LP IL | Ethereum | Deposit ↗ |
| USDT-GUC Uniswap V4 · 0.35% | 5.32% base 5.32% | 2.07% | $1.6M | — | LP IL Down | BNB Chain | Deposit ↗ |
| USDC-USDT Raydium AMM · Concentrated - 0.01% | 4.14% base 4.14% | 1.46% | $1.5M | — | Stable LP Down | Solana | Deposit ↗ |
| USDT Native Credit Pool · single-side, no-loss LP | 3.31% base 3.31% | 3.25% | $1.5M | — | Stable Single Down | Ethereum | Deposit ↗ |
| WLFI-USDT Uniswap V3 · 1% | 5.33% base 5.33% | 25.18% | $1.5M | — | LP IL Down | Ethereum | Deposit ↗ |
| ETH-USDT Uniswap V4 · 2.00% | 1.95% base 1.95% | 0.47% | $1.5M | — | LP IL Stable/Up | Ethereum | Deposit ↗ |
| USDT Aave V4 · Core | 3.29% base 3.29% | 3.38% | $1.4M | — | Stable Single Down | Ethereum | Deposit ↗ |
| FILST-USDT Uniswap V2 | 0.00% base 0.00% | 0.49% | $1.4M | — | LP IL | Ethereum | Deposit ↗ |
| DAI-USDC-USDT Convex Finance | <0.01% base 0.00% + reward <0.01% | <0.01% | $1.4M | — | Stable LP Reward-heavy Stable/Up | Ethereum | Deposit ↗ |
| USDT Native Credit Pool · single-side, no-loss LP | 3.14% base 3.14% | 3.11% | $1.4M | — | Stable Single Down | BNB Chain | Deposit ↗ |
| DAI-USDT Uniswap V3 · 0.01% | 10.34% base 10.34% | 5.41% | $1.4M | — | Stable LP Down | Ethereum | Deposit ↗ |
| UNI-USDT Uniswap V3 · 0.3% | 67.36% base 67.36% | 41.68% | $1.4M | — | LP IL Down | Ethereum | Deposit ↗ |
| RAY-USDT Raydium AMM · Standard - 0.25% | 20.49% base 20.49% | 27.83% | $1.3M | — | LP IL Down | Solana | Deposit ↗ |
| USDC-USDT Uniswap V3 · 0.01% | 6.48% base 6.48% | 3.97% | $1.3M | — | Stable LP Down | Arbitrum | Deposit ↗ |