Best stablecoin yields on BNB Chain
USDC, USDT, DAI, USDS, USDe and other dollar-pegged coins: every liquid pool with live APY, the base/reward split and a 30-day average. Sorted by liquidity so the biggest, most reliable markets come first.
3.31%
Median single-asset APY
11.15%
Best APY (liquid)
26
Liquid pools
$3.14B
Total liquidity
12
Protocols
| Pool | APY | 30d avg | TVL ▾ | 30d | Risk | |
|---|---|---|---|---|---|---|
| USYC Circle USYC | 3.40% base 3.40% | 3.17% | $2.56B | — | Stable Single Stable/Up | Deposit ↗ |
| USD1 Lista Lending | 1.22% base 1.22% | 1.42% | $138.2M | Stable Single Down | Deposit ↗ | |
| BUIDL BlackRock BUIDL | 3.23% base 3.23% | 3.24% | $136.4M | Stable Single Stable/Up | Deposit ↗ | |
| USDT Venus Core Pool | 2.53% base 2.53% | 2.53% | $69.4M | Stable Single Stable/Up | Deposit ↗ | |
| U Lista Lending | 1.17% base 1.17% | 1.07% | $49.9M | Stable Single Stable/Up | Deposit ↗ | |
| SUSDU Unitas USDu | 11.73% base 11.73% | 11.15% | $32.8M | — | Stable Single Stable/Up | Deposit ↗ |
| LISUSD Lista Lending | 1.34% base 1.34% | 1.24% | $28.3M | — | Stable Single Stable/Up | Deposit ↗ |
| USDT Bitway Earn · Core Alpha | 8.00% base 8.00% | 8.00% | $25.2M | Stable Single Stable/Up | Deposit ↗ | |
| USDT ZEROBASE CeDeFi | 8.76% base 6.76% + reward 2.00% | 8.76% | $18.4M | Stable Single Stable/Up | Deposit ↗ | |
| USDT Aave V3 | 2.84% base 2.84% | 2.49% | $11.9M | Stable Single Stable/Up | Deposit ↗ | |
| U Venus Core Pool | 2.14% base 2.14% | 1.91% | $10.9M | Stable Single Down | Deposit ↗ | |
| USD1 Bitway Earn · Core Alpha | 8.00% base 8.00% | 8.00% | $10.5M | Stable Single Stable/Up | Deposit ↗ | |
| USDC Venus Core Pool | 3.71% base 3.71% | 2.40% | $8.3M | — | Stable Single Stable/Up | Deposit ↗ |
| USDT Bitway Earn · Absolute Return | 7.50% base 7.50% | 7.30% | $6.6M | — | Stable Single Stable/Up | Deposit ↗ |
| SUSDX Lista CDP | 0.00% | 0.00% | $5.0M | — | Stable Single | Deposit ↗ |
| U Bitway Earn · Core Alpha | 8.00% base 8.00% | 8.00% | $4.0M | — | Stable Single Down | Deposit ↗ |
| FDUSD Venus Core Pool | 2.07% base 2.07% | 2.55% | $3.6M | — | Stable Single Stable/Up | Deposit ↗ |
| USDT Lista Lending | 3.59% base 3.59% | 2.56% | $2.4M | — | Stable Single Down | Deposit ↗ |
| USDT Lista Lending | 10.67% base 10.67% | 7.23% | $2.1M | — | Stable Single Down | Deposit ↗ |
| USDT Lista Lending | 2.94% base 2.94% | 1.93% | $2.1M | — | Stable Single Stable/Up | Deposit ↗ |
| USDT Venus Flux | 2.33% base 2.33% | 2.53% | $2.1M | — | Stable Single Stable/Up | Deposit ↗ |
| USDC ZEROBASE CeDeFi | 8.76% base 6.76% + reward 2.00% | 8.76% | $2.0M | — | Stable Single Stable/Up | Deposit ↗ |
| SUSDE Venus Core Pool | 0.00% base 0.00% | 0.00% | $2.0M | — | Stable Single | Deposit ↗ |
| YUSD Aegis YUSD | 4.25% | 5.14% | $1.7M | — | Stable Single Stable/Up | Deposit ↗ |
| USDC Aave V3 | 3.39% base 3.39% | 3.00% | $1.7M | — | Stable Single Stable/Up | Deposit ↗ |
| USDT Native Credit Pool · single-side, no-loss LP | 3.14% base 3.14% | 3.11% | $1.4M | — | Stable Single Down | Deposit ↗ |
By stablecoin
- USYC Circle USYCbest 3.17% · 1 pools · $2.56B
- USD1best 8.00% · 2 pools · $148.6M
- USDT Tetherbest 8.76% · 10 pools · $141.7M
- BUIDL BlackRock BUIDLbest 3.23% · 1 pools · $136.4M
- Ubest 8.00% · 3 pools · $64.9M
- SUSDUbest 11.15% · 1 pools · $32.8M
- LISUSDbest 1.24% · 1 pools · $28.3M
- USDC USD Coinbest 8.76% · 3 pools · $11.9M
- SUSDXbest 0.00% · 1 pools · $5.0M
- FDUSD First Digital USDbest 2.07% · 1 pools · $3.6M
- SUSDE Ethena Staked USDebest 0.00% · 1 pools · $2.0M
- YUSDbest 4.25% · 1 pools · $1.7M
Where stablecoin yield comes from
Three sources. Lending markets (Aave, Morpho, Spark, Compound) pay you the interest that borrowers pay, minus a protocol fee; rates rise when leverage demand rises. Savings tokens (sUSDS, sUSDe, USDY, BUIDL) pass through treasury-bill income or funding-rate income. Liquidity pools (Curve, Uniswap) pay trading fees, sometimes topped up with reward tokens. The base/reward split under each APY tells you which part is durable.
Compare the base rate with the median above: a stablecoin pool paying three times the median is either tiny, new, or paying in a token you may not want. Custodial alternatives are on the CeFi rates page.
Questions people ask
What is the best stablecoin yield on BNB Chain right now?
The highest APY among stablecoin pools with at least $1M of liquidity is 11.15%. The median stablecoin single-asset rate is 3.31%. Rates refresh every hour.
Which stablecoins pay the most?
Rates differ by coin and venue. USYC up to 3.17%, USD1 up to 8.00%, USDT up to 8.76%, BUIDL up to 3.23%, U up to 8.00%, SUSDU up to 11.15%. Open a coin page for every pool.
Why do stablecoin APYs differ so much between protocols?
Lending markets pay what borrowers pay, minus a protocol cut. Liquidity pools earn trading fees. Some pools add token rewards on top (shown as “reward” in the APY split), and those emissions can stop at any time. Higher APY usually means a smaller market, a newer protocol or extra risk.
Are stablecoin yields safe?
No yield is risk-free. Stablecoins can lose their peg, smart contracts can be exploited, and lending markets can run out of liquidity. Prefer large TVL, audited protocols and rates that are close to the median. See our methodology.