DeFiEarns

Borrow Tether (USDT): cheapest DeFi loan rates

33 lending markets for USDT with live borrow APY, the matching supply APY, market size and loan-to-value. Sorted by total borrowed so deep, well-tested markets come first.

0.00%
Cheapest borrow APY on this page
33
Markets
$3.49B
Borrowed, this page
AssetProtocolChain Borrow APY Supply APY Supplied Borrowed ▾ LTV
USDTUSDT Aave V3 Ethereum 4.10% 3.23% $3.16B $2.77B 75% Borrow ↗
USDTUSDT SparkLend Ethereum 3.97% 3.39% $319.2M $303.6M — Borrow ↗
USDTUSDT Compound V3 Ethereum 3.92% 3.13% $180.1M $156.8M — Borrow ↗
USDTUSDT Venus Core Pool BNB Chain 4.35% 2.53% $199.0M $129.7M 80% Borrow ↗
USDTUSDT Aave V3 BNB Chain 3.93% 2.84% $60.6M $48.7M 75% Borrow ↗
USDTUSDT Aave V3 Avalanche 4.86% 3.93% $26.6M $23.9M 75% Borrow ↗
USDTUSDT Flux Finance Ethereum 4.97% 4.47% $19.2M $17.3M — Borrow ↗
USDTUSDT Compound V3 Arbitrum 3.43% 2.51% $14.7M $10.2M — Borrow ↗
USDTUSDT Kamino Lend Solana 5.05% 3.09% $10.4M $7.9M 80% Borrow ↗
USDTUSDT Aave V3 Optimism 3.85% 2.73% $4.4M $3.5M 75% Borrow ↗
USDTUSDT Save Solana 4.47% 1.95% $5.2M $2.8M 70% Borrow ↗
USDTUSDT Benqi Lending Avalanche 5.51% 3.01% $4.0M $2.8M 73% Borrow ↗
USDTUSDT EVAA Protocol TON 4.05% 2.74% $3.1M $2.6M 74% Borrow ↗
USDTUSDT Save Solana 8.08% 6.43% $1.8M $1.8M 89% Borrow ↗
USDTUSDT Kamino Lend Solana 4.12% 3.23% $2.0M $1.7M — Borrow ↗
USDTUSDT Compound V3 Optimism 3.81% 2.62% $2.3M $1.7M — Borrow ↗
USDTUSDT Current Sui 4.67% 7.12% $2.1M $1.5M 70% Borrow ↗
USDTUSDT Liquidium Icp 3.19% 1.56% $999K $542K 65% Borrow ↗
USDTUSDT Kinza Finance BNB Chain 3.42% 1.99% $560K $387K 75% Borrow ↗
USDTUSDT Aave V3 Linea 4.12% 3.12% $449K $378K 75% Borrow ↗
USDTUSDT Compound V3 Polygon 2.78% 0.00% $743K $342K — Borrow ↗
USDTUSDT Euler V2 Ethereum 6.44% 5.18% $317K $283K — Borrow ↗
USDTUSDT Echelon Market Aptos 6.59%− 4.36% rewards 2.26% $477K $252K 80% Borrow ↗
USDTUSDT EVAA Protocol TON 12.70% 8.42% $140K $118K 74% Borrow ↗
USDTUSDT Euler V2 Avalanche 295.35% 236.10% $113K $113K — Borrow ↗
USDTUSDT Euler V2 BNB Chain 8.15% 3.70% $120K $60K — Borrow ↗
USDTUSDT Extra Finance Xlend Optimism 1.79% 0.47% $118K $35K 75% Borrow ↗
USDTUSDT Euler V2 BNB Chain 1.43% 0.25% $108K $25K — Borrow ↗
USDTUSDT-STORM EVAA Protocol TON 0.36% <0.01% $577K $11K 69% Borrow ↗
USDTUSDT Euler V2 BNB Chain 0.02% <0.01% $286K $938 — Borrow ↗
USDTUSDT Euler V2 BNB Chain <0.01% 0.00% $143K $17 — Borrow ↗
USDTUSDT Euler V2 BNB Chain <0.01% 0.00% $286K $7 — Borrow ↗
USDTUSDT Euler V2 BNB Chain 0.00% 0.00% $286K $2 — Borrow ↗

Want to earn instead? See USDT interest rates for the supply side of these markets plus staking and liquidity pools.

Questions people ask

What is the cheapest rate to borrow USDT?
On this page the lowest borrow APY for USDT is 0.00% at Euler V2 on BNB Chain, with $286K supplied to the market.
Where can I lend USDT instead?
Supply-side rates for the same markets are on the USDT interest rates page, together with staking and liquidity pool yields.