DeFiEarns

Borrow Wrapped Bitcoin (WBTC): cheapest DeFi loan rates

52 lending markets for WBTC with live borrow APY, the matching supply APY, market size and loan-to-value. Sorted by total borrowed so deep, well-tested markets come first.

0.05%
Cheapest borrow APY on this page
52
Markets
$335.5M
Borrowed, this page
AssetProtocolChain Borrow APY Supply APY Supplied Borrowed ▾ LTV
WBTCWBTCmints USDC Morpho Blue Ethereum 5.23% 0.00% $232.3M $111.9M 86% Borrow ↗
WBTCWBTCmints USDT Morpho Blue Ethereum 3.02% 0.00% $137.9M $72.0M 86% Borrow ↗
WBTCWBTC Aave V3 Ethereum 0.32% <0.01% $2.61B $60.2M 73% Borrow ↗
WBTCWBTCmints CRVUSD crvUSD Ethereum 3.36% 0.00% $51.9M $25.1M 88% Borrow ↗
WBTCWBTC Aave V3 Arbitrum 0.83% 0.03% $224.2M $15.0M 73% Borrow ↗
WBTCWBTCmints USDT Fluid Lending Ethereum 5.82% 0.09% $23.2M $7.6M 85% Borrow ↗
WBTCWBTCmints USDC Fluid Lending Ethereum 6.05% 0.09% $13.4M $6.5M 85% Borrow ↗
WBTCWBTCmints EURCV Morpho Blue Ethereum 2.02% 0.00% $8.9M $4.7M 86% Borrow ↗
WBTCWBTC Dolomite Arbitrum 4.25% 2.55% $4.5M $3.3M 87% Borrow ↗
WBTCWBTCmints CRVUSD Curve LlamaLend Ethereum 5.36% 0.00% $5.0M $2.8M 91% Borrow ↗
WBTCWBTCmints RLUSD Morpho Blue Ethereum 0.91% 0.00% $4.2M $2.8M 86% Borrow ↗
WBTCWBTCmints USDT Morpho Blue Ethereum 3.03% 0.00% $4.9M $2.7M 86% Borrow ↗
WBTCWBTC Aave V3 Polygon 0.69% 0.01% $65.8M $2.4M 73% Borrow ↗
WBTCWBTCmints USDC Morpho Blue Ethereum 4.89% 0.00% $3.6M $1.8M 86% Borrow ↗
WBTCWBTCmints EURCV Morpho Blue Ethereum 2.02% 0.00% $3.2M $1.7M 86% Borrow ↗
WBTCWBTCmints USDC Morpho Blue Arbitrum 4.17% 0.00% $3.7M $1.6M 86% Borrow ↗
WBTCWBTC NAVI Lending Sui 0.23% 1.16% $3.1M $1.5M 65% Borrow ↗
WBTCWBTCmints EURC Morpho Blue Ethereum 2.61% 0.00% $2.9M $1.3M 86% Borrow ↗
WBTCWBTCmints GHO Fluid Lending Arbitrum 7.39% 0.02% $2.2M $1.2M 84% Borrow ↗
WBTCWBTCmints USDC Fluid Lending Arbitrum 5.83% 0.02% $2.5M $1.1M 85% Borrow ↗
WBTCWBTC Jupiter Lend Solana 4.67% 0.00% $2.1M $1.1M 77% Borrow ↗
WBTCWBTC Aave V3 Optimism 0.78% 0.02% $14.7M $829K 73% Borrow ↗
WBTCWBTCmints USDT0 Morpho Blue Arbitrum 4.63% 0.00% $1.6M $812K 86% Borrow ↗
WBTCWBTCmints USDC Morpho Blue Polygon 3.45% 0.00% $1.7M $743K 86% Borrow ↗
WBTCWBTCmints USDT0 Fluid Lending Arbitrum 5.82% 0.02% $1.6M $703K 85% Borrow ↗
WBTCWBTCmints USDC Morpho Blue Optimism 5.49% 0.00% $996K $657K 86% Borrow ↗
WBTCWBTC Current Sui 0.50% 3.06% $959K $451K 70% Borrow ↗
WBTCWBTCmints EUSD Morpho Blue Ethereum 4.50% 0.00% $765K $400K 86% Borrow ↗
WBTCWBTCmints USDTB Fluid Lending Ethereum 3.66% 0.09% $678K $299K 85% Borrow ↗
WBTCWBTCmints USDC Fluid Lending Polygon 2.91% 0.00% $540K $237K 75% Borrow ↗
WBTCWBTCmints WETH Morpho Blue Ethereum 1.38% 0.00% $377K $198K 92% Borrow ↗
WBTCWBTC NAVI Lending Sui 0.22% 0.02% $1.3M $196K 65% Borrow ↗
WBTCWBTCmints USDT0 Fluid Lending Polygon 5.71% 0.00% $369K $181K 75% Borrow ↗
WBTCWBTCmints USDC Curve LlamaLend Optimism 3.62% 0.00% $304K $158K 90% Borrow ↗
WBTCWBTCmints DOLA Inverse Finance FiRM Ethereum 4.74% 0.00% $500K $150K 85% Borrow ↗
WBTCWBTC Jupiter Lend Solana 5.48% 0.00% $286K $150K 77% Borrow ↗
WBTCWBTCmints FRXUSD Fraxlend Ethereum 4.92% 0.00% $309K $147K 75% Borrow ↗
WBTCWBTC Euler V2 Ethereum 0.22% 0.04% $530K $98K — Borrow ↗
WBTCWBTCmints AUSD Fluid Lending Polygon 1.15% 0.00% $196K $94K 73% Borrow ↗
WBTCWBTCmints AUSD Morpho Blue Monad 1.45% 0.00% $168K $89K 86% Borrow ↗
WBTCWBTCmints PYUSD Morpho Blue Ethereum 3.90% 0.00% $271K $87K 86% Borrow ↗
WBTCWBTC Neverland Monad 4.70%− 3.15% rewards 4.63% $365K $83K 70% Borrow ↗
WBTCWBTCmints TGBP Morpho Blue Ethereum 0.54% 0.00% $179K $80K 86% Borrow ↗
WBTCWBTCmints ETH Fluid Lending Ethereum 2.32% 0.09% $105K $62K 90% Borrow ↗
WBTCWBTCmints CRVUSD Curve LlamaLend Arbitrum 1.77% 0.00% $114K $58K 91% Borrow ↗
WBTCWBTC Dolomite Ethereum 0.42% 0.03% $540K $51K 83% Borrow ↗
WBTCWBTCmints USDC Morpho Blue Monad 5.06% 0.00% $104K $47K 86% Borrow ↗
WBTCWBTC Aave V3 Linea 1.23% 0.05% $817K $38K 73% Borrow ↗
WBTCWBTCmints PYUSD Morpho Blue Ethereum 9.70% 0.00% $107K $38K 86% Borrow ↗
WBTCWBTC Dolomite Berachain 0.05% <0.01% $627K $7K 80% Borrow ↗

Want to earn instead? See WBTC interest rates for the supply side of these markets plus staking and liquidity pools.

Questions people ask

What is the cheapest rate to borrow WBTC?
On this page the lowest borrow APY for WBTC is 0.05% at Dolomite on Berachain, with $627K supplied to the market.
Where can I lend WBTC instead?
Supply-side rates for the same markets are on the WBTC interest rates page, together with staking and liquidity pool yields.