Best stablecoin yields in DeFi
USDC, USDT, DAI, USDS, USDe and other dollar-pegged coins: every liquid pool with live APY, the base/reward split and a 30-day average. Sorted by liquidity so the biggest, most reliable markets come first.
4.28%
Median single-asset APY
36.24%
Best APY (liquid)
946
Liquid pools
$43.33B
Total liquidity
163
Protocols
All chains
Ethereum
BNB Chain
Base
Solana
Arbitrum
Robinhood Chain
Aptos
Avalanche
Plasma
Monad
Stellar
Tron
Sei
Mantle
| Pool | APY | 30d avg | TVL ▾ | 30d | Risk | Chain | |
|---|---|---|---|---|---|---|---|
| SGHO Aave V3 | 4.50% base 4.50% | 4.36% | $172.4M | Stable Single Stable/Up | Ethereum | Deposit ↗ | |
| GTUSDCP Morpho Blue | 4.28% base 4.28% | 4.28% | $171.5M | Stable Single Down | Base | Deposit ↗ | |
| USDS Sky Lending · GROVE Farming Pool | 5.69% + reward 5.69% | 5.67% | $168.3M | Stable Single Reward-heavy Stable/Up | Ethereum | Deposit ↗ | |
| DAI-USDC-USDT Curve DEX | 0.00% base 0.00% | 0.00% | $160.4M | Stable LP Stable/Up | Ethereum | Deposit ↗ | |
| USDC Fluid Lending | 4.64% base 4.64% | 4.80% | $155.1M | Stable Single Stable/Up | Ethereum | Deposit ↗ | |
| USDC Pareto Credit · FalconX | 7.82% base 7.82% | 7.92% | $148.8M | Stable Single Stable/Up | Ethereum | Deposit ↗ | |
| STEAKEURCV Morpho Blue | 3.00% base 3.00% | 3.00% | $142.1M | — | Stable Single Stable/Up | Ethereum | Deposit ↗ |
| USD1 Lista Lending | 1.22% base 1.22% | 1.42% | $138.2M | Stable Single Down | BNB Chain | Deposit ↗ | |
| PYUSD Sentora Curator · Kamino Sentora PYUSD | 5.24% base 2.77% + reward 2.48% | 6.01% | $136.8M | Stable Single Down | Solana | Deposit ↗ | |
| BUIDL BlackRock BUIDL | 3.23% base 3.23% | 3.24% | $136.4M | Stable Single Stable/Up | BNB Chain | Deposit ↗ | |
| PYUSD SparkLend | 0.86% base 0.86% | 0.49% | $133.6M | Stable Single Stable/Up | Ethereum | Deposit ↗ | |
| STEAKUSDC Morpho Blue | 3.19% base 3.19% | 3.19% | $131.6M | Stable Single Stable/Up | Base | Deposit ↗ | |
| SYRUPUSDC Aave V3 | 1.13% base 0.00% + reward 1.13% | 0.57% | $131.5M | Stable Single Reward-heavy Stable/Up | Monad | Deposit ↗ | |
| USDT Fluid Lending | 4.32% base 4.32% | 4.84% | $131.2M | Stable Single Stable/Up | Ethereum | Deposit ↗ | |
| SYRUPUSDT Aave V3 | 0.00% base 0.00% | 0.00% | $114.0M | Stable Single | Ethereum | Deposit ↗ | |
| SAVUSD Avant avUSD · ERC-4626: savUSD → avUSD | 7.59% base 7.59% | 8.43% | $107.4M | Stable Single Stable/Up | Avalanche | Deposit ↗ | |
| SUSDE Morpho Blue | 0.00% base 0.00% | 0.00% | $106.8M | Stable Single | Ethereum | Deposit ↗ | |
| SYRUPUSDG Morpho Blue | 0.00% base 0.00% | 0.00% | $104.5M | Stable Single | Robinhood Chain | Deposit ↗ | |
| STEAKUSDC Morpho Blue | 4.29% base 4.29% | 4.21% | $104.5M | Stable Single Down | Ethereum | Deposit ↗ | |
| AUSD Accountable · Earn ACC Points | 6.77% base 6.55% + reward 0.22% | 6.83% | $100.6M | Stable Single Stable/Up | Monad | Deposit ↗ | |
| PYUSD-USDS Uniswap V4 · 0.00% | 0.13% base 0.13% | 0.09% | $100.1M | Stable LP Down | Ethereum | Deposit ↗ | |
| DAI SparkLend | 2.46% base 2.46% | 2.30% | $100.0M | Stable Single Stable/Up | Ethereum | Deposit ↗ | |
| USD1 Dolomite | 8.53% base 2.23% + reward 6.30% | 8.56% | $97.8M | Stable Single Reward-heavy Down | Ethereum | Deposit ↗ | |
| GTUSDCP Morpho Blue | 4.30% base 4.30% | 4.21% | $89.6M | Stable Single Down | Ethereum | Deposit ↗ | |
| STEAKUSDT Morpho Blue | 2.89% base 2.89% | 2.92% | $87.6M | — | Stable Single Stable/Up | Ethereum | Deposit ↗ |
| SUSDE Aave V3 | 0.00% base 0.00% | 3.14% | $86.9M | Stable Single | Mantle | Deposit ↗ | |
| FXUSDSTABILITYPOOLV2.0 fx Protocol | 10.98% | 7.66% | $82.6M | — | Stable Single Down | Ethereum | Deposit ↗ |
| STCUSD cap | 5.18% | 5.70% | $80.5M | Stable Single Down | Ethereum | Deposit ↗ | |
| USCC Bitwise USCC | 7.34% base 7.34% | 5.81% | $79.6M | Stable Single Down | Ethereum | Deposit ↗ | |
| MSUSD Mainstreet | 6.59% base 6.59% | 6.59% | $75.2M | Stable Single Stable/Up | Ethereum | Deposit ↗ | |
| USDC Sentora Curator · Sentora USD | 6.63% base 6.63% | 6.59% | $75.1M | Stable Single Down | Ethereum | Deposit ↗ | |
| USDC Accountable · Earn ACC Points | 11.65% base 11.40% + reward 0.25% | 12.32% | $75.0M | Stable Single Stable/Up | Monad | Deposit ↗ | |
| SYRUPUSDC Kamino Lend · Maple Market | 0.00% base 0.00% | 0.00% | $74.5M | Stable Single | Solana | Deposit ↗ | |
| WSRUSD Reservoir Protocol | 6.00% | 5.25% | $72.8M | Stable Single Down | Ethereum | Deposit ↗ | |
| USDC Midas RWA · mTBILL | 3.96% base 3.96% | 3.33% | $72.6M | Stable Single Stable/Up | Ethereum | Deposit ↗ | |
| USD3 3Jane Lending | 6.79% base 6.79% | 6.83% | $72.3M | Stable Single Down | Ethereum | Deposit ↗ | |
| SYRUPUSDT Aave V3 | 0.00% base 0.00% | 0.00% | $71.9M | Stable Single | Plasma | Deposit ↗ | |
| RLUSD Aave V3 · Aave Horizon Market | 4.99% base 1.61% + reward 3.38% | 4.99% | $71.0M | Stable Single Reward-heavy Down | Ethereum | Deposit ↗ | |
| USDT Aave V3 · Umbrella | 4.67% base 3.23% + reward 1.44% | 4.80% | $70.6M | Stable Single Down | Ethereum | Deposit ↗ | |
| SUSDAT Saturn | 16.27% base 16.27% | 15.62% | $70.2M | Stable Single Down | Ethereum | Deposit ↗ | |
| USDE Aave V3 | 5.75% base 0.31% + reward 5.43% | 5.45% | $69.4M | Stable Single Reward-heavy Down | Monad | Deposit ↗ | |
| USDT Venus Core Pool | 2.53% base 2.53% | 2.53% | $69.4M | Stable Single Stable/Up | BNB Chain | Deposit ↗ | |
| STEAKUSDC Morpho Blue | 4.08% base 4.08% | 4.00% | $68.5M | Stable Single Down | Ethereum | Deposit ↗ | |
| USDC Midas RWA · mGLOBAL | 7.13% base 7.13% | 7.13% | $67.3M | Stable Single | Ethereum | Deposit ↗ | |
| SUSDF Falcon Finance · ERC-4626: USDf → sUSDf | 4.42% base 4.42% | 4.92% | $65.3M | Stable Single Stable/Up | Ethereum | Deposit ↗ | |
| USDC Midas RWA · mFONE | 7.77% base 7.77% | 7.99% | $65.2M | Stable Single Stable/Up | Ethereum | Deposit ↗ | |
| SFRAX Frax | 0.00% base 0.00% | 0.36% | $65.2M | — | Stable Single | Ethereum | Deposit ↗ |
| USDC-RLUSD Curve DEX | 5.31% base 0.04% + reward 5.27% | 6.25% | $64.2M | Stable LP Reward-heavy Stable/Up | Ethereum | Deposit ↗ | |
| USDT JustLend V1 | 2.54% base 2.54% | 2.32% | $63.7M | Stable Single Down | Tron | Deposit ↗ | |
| SUSDS Morpho Blue | 0.00% base 0.00% | 0.00% | $63.5M | Stable Single | Ethereum | Deposit ↗ |