Best stablecoin yields in DeFi
USDC, USDT, DAI, USDS, USDe and other dollar-pegged coins: every liquid pool with live APY, the base/reward split and a 30-day average. Sorted by liquidity so the biggest, most reliable markets come first.
4.28%
Median single-asset APY
36.24%
Best APY (liquid)
946
Liquid pools
$43.33B
Total liquidity
163
Protocols
All chains
Ethereum
BNB Chain
Base
Solana
Arbitrum
Robinhood Chain
Aptos
Avalanche
Plasma
Monad
Stellar
Tron
Sei
Mantle
| Pool | APY | 30d avg | TVL ▾ | 30d | Risk | Chain | |
|---|---|---|---|---|---|---|---|
| SUSDS Sky Lending | 3.60% base 3.60% | 3.55% | $4.62B | Stable Single Stable/Up | Ethereum | Deposit ↗ | |
| USDC Maple · Syrup USDC | 4.97% base 4.97% | 4.93% | $2.62B | Stable Single Down | Ethereum | Deposit ↗ | |
| USYC Circle USYC | 3.40% base 3.40% | 3.17% | $2.56B | — | Stable Single Stable/Up | BNB Chain | Deposit ↗ |
| SUSDE Ethena USDe · 7 days unstaking | 5.02% base 5.02% | 4.61% | $1.31B | Stable Single Stable/Up | Ethereum | Deposit ↗ | |
| USDY Ondo Yield Assets · US Dollar Yield | 3.58% base 3.58% | 3.56% | $1.20B | Stable Single Down | Ethereum | Deposit ↗ | |
| BUIDL BlackRock BUIDL | 3.54% base 3.54% | 3.55% | $993.0M | Stable Single Stable/Up | Solana | Deposit ↗ | |
| BUIDL BlackRock BUIDL | 3.23% base 3.23% | 3.24% | $967.3M | Stable Single Stable/Up | Aptos | Deposit ↗ | |
| USDT Maple · Syrup USDT | 4.62% base 4.62% | 4.54% | $859.3M | Stable Single Down | Ethereum | Deposit ↗ | |
| USDS Centrifuge Protocol · Janus Henderson Treasury Fund | 2.37% base 2.37% | 3.37% | $674.8M | Stable Single Stable/Up | Ethereum | Deposit ↗ | |
| BUIDL BlackRock BUIDL · Institutional | 3.57% base 3.57% | 3.59% | $599.4M | Stable Single Down | Ethereum | Deposit ↗ | |
| USDS SparkLend · SPK Farming Pool | 3.62% + reward 3.62% | 3.79% | $577.4M | Stable Single Reward-heavy Stable/Up | Ethereum | Deposit ↗ | |
| USDE Aave V3 | 4.75% base 0.66% + reward 4.09% | 3.28% | $577.3M | Stable Single Reward-heavy Down | Ethereum | Deposit ↗ | |
| BUIDL BlackRock BUIDL | 3.54% base 3.54% | 3.55% | $564.3M | Stable Single Stable/Up | Avalanche | Deposit ↗ | |
| USDY Ondo Yield Assets · US Dollar Yield | 3.58% base 3.58% | 3.56% | $535.9M | Stable Single Down | Stellar | Deposit ↗ | |
| USTB Invesco USTB | 3.78% base 3.78% | 3.49% | $520.9M | Stable Single Stable/Up | Ethereum | Deposit ↗ | |
| BUSD0 Usual USD0 | 3.78% + reward 3.78% | 3.39% | $507.5M | Stable Single Reward-heavy Stable/Up | Ethereum | Deposit ↗ | |
| SUSDAI USD AI · 30d unlock | 6.99% base 6.99% | 7.31% | $493.0M | Stable Single Down | Arbitrum | Deposit ↗ | |
| USDC Jupiter Lend · Earn | 3.93% base 3.55% + reward 0.38% | 4.90% | $479.4M | Stable Single Stable/Up | Solana | Deposit ↗ | |
| STEAKUSDG Morpho Blue | 6.98% base 3.67% + reward 3.31% | 7.00% | $460.0M | — | Stable Single Down | Robinhood Chain | Deposit ↗ |
| STEAKUSDC Morpho Blue | 4.28% base 4.28% | 4.28% | $427.8M | Stable Single Stable/Up | Base | Deposit ↗ | |
| GTUSDCP Morpho Blue | 4.28% base 4.28% | 4.28% | $421.6M | Stable Single Stable/Up | Base | Deposit ↗ | |
| SENPYUSDMAIN Morpho Blue | 5.27% base 2.31% + reward 2.96% | 5.75% | $411.9M | — | Stable Single Reward-heavy Down | Ethereum | Deposit ↗ |
| USAT Centrifuge Protocol · Janus Henderson AAA CLO Fund | 4.85% base 4.85% | 4.95% | $403.8M | Stable Single Down | Ethereum | Deposit ↗ | |
| SIRLOINUSDC Morpho Blue | 5.63% base 2.84% + reward 2.79% | 5.68% | $403.4M | — | Stable Single Down | Base | Deposit ↗ |
| USDE Aave V3 | 4.75% base 0.56% + reward 4.19% | 3.58% | $396.6M | Stable Single Reward-heavy Down | Plasma | Deposit ↗ | |
| SENRLUSDV2 Morpho Blue | 5.71% base 2.43% + reward 3.28% | 6.25% | $394.9M | — | Stable Single Reward-heavy Down | Ethereum | Deposit ↗ |
| USDT Spark Savings | 3.50% base 3.50% | 3.23% | $391.9M | Stable Single Stable/Up | Ethereum | Deposit ↗ | |
| USDT Aave V3 | 3.23% base 3.23% | 3.37% | $391.0M | Stable Single Down | Ethereum | Deposit ↗ | |
| USDS SparkLend | 2.32% base 2.32% | 2.17% | $390.7M | Stable Single Stable/Up | Ethereum | Deposit ↗ | |
| USDD JustLend V1 | 4.03% base <0.01% + reward 4.03% | 4.01% | $386.9M | Stable Single Reward-heavy Stable/Up | Tron | Deposit ↗ | |
| USDG Maple · syrupUSDG | 5.08% base 5.08% | 4.99% | $365.5M | Stable Single Down | Ethereum | Deposit ↗ | |
| USDE Morpho Blue | 4.75% base 0.00% + reward 4.75% | 4.66% | $362.8M | Stable Single Reward-heavy Down | Base | Deposit ↗ | |
| USDS Spark Savings | 3.60% base 3.60% | 3.55% | $362.7M | Stable Single Stable/Up | Arbitrum | Deposit ↗ | |
| SUSDS Sky Lending | 3.60% base 3.60% | 3.55% | $362.7M | Stable Single Stable/Up | Arbitrum | Deposit ↗ | |
| USDE Morpho Blue | 4.75% base 0.00% + reward 4.75% | 4.66% | $324.9M | Stable Single Reward-heavy Down | Robinhood Chain | Deposit ↗ | |
| USDC Spark Savings | 3.60% base 3.60% | 3.55% | $316.6M | Stable Single Stable/Up | Ethereum | Deposit ↗ | |
| SPARKUSDC Morpho Blue | 3.84% base 3.84% | 3.84% | $272.9M | — | Stable Single Stable/Up | Base | Deposit ↗ |
| USDC Centrifuge Protocol · Janus Henderson AAA CLO Fund | 4.85% base 4.85% | 5.17% | $262.3M | Stable Single Down | Avalanche | Deposit ↗ | |
| USDE Kamino Lend · Ethena Market | 0.00% base 0.00% | 0.00% | $259.7M | Stable Single | Solana | Deposit ↗ | |
| USDY Ondo Yield Assets · US Dollar Yield | 3.58% base 3.58% | 3.56% | $258.9M | Stable Single Stable/Up | Sei | Deposit ↗ | |
| REUSD Re | 6.64% base 6.64% | 6.48% | $254.9M | Stable Single Down | Ethereum | Deposit ↗ | |
| SUSDE Aave V3 | 0.00% base 0.00% | 1.31% | $213.5M | Stable Single | Ethereum | Deposit ↗ | |
| BUIDL BlackRock BUIDL | 3.23% base 3.23% | 3.24% | $212.1M | Stable Single Stable/Up | Ethereum | Deposit ↗ | |
| SUSDE Aave V3 | 0.00% base 0.00% | 2.01% | $209.9M | Stable Single | Plasma | Deposit ↗ | |
| SDAI Sky Lending | 1.25% base 1.25% | 1.25% | $202.6M | Stable Single Stable/Up | Ethereum | Deposit ↗ | |
| STUSDS Sky Lending · Expert Mode | 5.11% base 5.11% | 5.46% | $196.3M | Stable Single Stable/Up | Ethereum | Deposit ↗ | |
| USDC Aave V3 | 3.56% base 3.56% | 3.89% | $191.3M | Stable Single Down | Ethereum | Deposit ↗ | |
| SENPYUSDPRIMEV2 Morpho Blue | 5.97% base 3.43% + reward 2.54% | 6.15% | $190.5M | — | Stable Single Down | Ethereum | Deposit ↗ |
| USDY Ondo Yield Assets · US Dollar Yield | 3.58% base 3.58% | 3.56% | $180.2M | Stable Single Stable/Up | Solana | Deposit ↗ | |
| APXUSD Apyx Protocol · apyUSD vault | 12.42% base 12.42% | 12.41% | $173.3M | Stable Single Stable/Up | Ethereum | Deposit ↗ |